Families with an income of less than 50% of Delaware, Ohio’s median income are eligible for Section 8 housing vouchers, which authorize the federal government to pay a portion of the household’s rent.

Created in 1978, The Housing Choice Voucher Program, also known as Section 8, was designed to provide housing to low- and moderate-income families in the private market.

Navigating the Section 8 program in

Ohio

can seem very complicated. Between extensive documentation, long wait times, and specific qualifications, finding Section 8 housing can feel like an incredibly daunting task.

Thankfully, car and renters insurance comparison app

Jerry

has created this easy-to-follow guide to Section 8 housing in Delaware. We’ll go over the basics of the Section 8 program, list the requirements in Delaware, Ohio, and break down the process for applying, searching for housing, and maintaining your Section 8 tenancy.

Let Jerry find your price in only 45 seconds

No spam · No long forms · No fees

Find insurance savings

What is Section 8 housing?

Section 8 is a federally subsidized program created to help low-income families, as well people who are elderly or have a disability, pay for affordable housing. The name comes from Section 8 of the Housing and Community Development Act of 1974 when the housing voucher system was created.

Here’s how the Section 8 program works:

Tenants can apply to their local housing authority for housing choice vouchers or project-based vouchers to qualify for rental assistance

Housing choice vouchers enable tenants to live in any apartment that meets the specified requirements on the voucher

Project-based vouchers are linked to specific properties and allow landlords to designate certain units as low-income dwellings

Family size and composition determine the number of bedrooms on the housing vouchers

Tenants who apply for housing with a housing choice voucher can’t be required to pay more than 40% of the rent—the government pays the rest directly

Section 8 obligations

Tenants, landlords, and local housing authorities all have unique responsibilities in the Section 8 program. Here’s a simple breakdown of each party’s designation:

Tenant	Landlord	Housing authority
Complete documents accurately	Screen tenants	Determine applicants’ eligibility and issue vouchers
Find suitable housing and complete all required paperwork before the voucher expires	Obey fair housing laws	Inspect each unit annually to ensure it meets housing quality standards
Pay rent promptly and attend all required appointments	Provide decent, safe, and sanitary housing	Reexamine the family’s composition and income every year
Notify the housing authority of any changes in income or family composition	Provide services agreed to in contracts between the tenant and PHA	Ensure that both tenants and landlords comply with program rules

Let Jerry find you the best homeowners insurance policy for your needs

* checking your rate won’t affect your credit score

Shop Now

* checking your rate won’t affect your credit score

Key Takeaway If you are eligible for Section 8 housing, you will pay a percentage towards rent while the government covers the rest.

MORE: How to find cheap car insurance for young drivers

What are the requirements for Section 8 housing in Delaware?

Section 8 housing in Delaware is managed by the

Delaware Metropolitan Housing Authority

. The DMHA administers subsidized housing with funding provided by the United States Department of Housing and Urban Development.

Eligibility is determined by applicants’ total annual gross income, family composition, and citizenship status. Only legal U.S. citizens and non-citizens with eligible immigration status will be considered.

Next is your income, which cannot exceed 50% of the median household income in your area. By law, the DMHA must provide 75% of its vouchers to applicants that are deemed extremely low-income (below 30% of the area’s median income). HUD includes the following in income calculations:

Wages

Business income

Interest

Welfare assistance

Social security benefits

Child support and alimony

As of 2020, the median household income in Delaware was $74,130. However, the exact income limits vary based on the size of your family.

MORE:

Car insurance for low-income drivers

How to apply for Section 8 housing in Delaware

Unfortunately, applications and the waiting list for Section 8 housing in Delaware are closed at this time. Waiting lists close when the demand for housing assistance exceeds the local housing options—long wait periods are quite common.

Public Housing Authorities can also assign preference to certain applicants. Families who are homeless or living in substandard housing, paying more than 50% of their income on rent, or are disabled can be given preference. Each local PHA has the discretion to establish its preferences, and eligible families would move to the top of the waiting list

When applications open again, visit the

Delaware Public Housing Portal

to join the waiting list. Make sure to have all necessary information ready such as income, social security numbers, and contact information.

How to find Section 8 housing in Delaware

After you’ve received your voucher, the DMHA will give you a deadline to find suitable housing.

Affordable Housing

is a great resource to help you start your housing search.

Be sure to keep records and document everything from your housing search—this includes applications submitted, meetings with landlords, and anything else you feel is important. These records will help you apply for an extension if you have trouble finding housing.

How to save money on car and renters insurance in Delaware

Finding affordable housing can be overwhelming, but finding affordable homeowners insurance is easier than ever thanks to

Jerry

Jerry is an insurance comparison brokerage that lives in your pocket. Just download the app, enter your information, and let Jerry take care of the rest. Jerry will analyze policies from top-name providers to find the best quote for you.

No paperwork, no phone calls, just savings. Jerry customers save an average of $887 per year on car insurance.

FAQs

Can I move and continue to get housing voucher choice assistance?

The housing voucher choice program is designed to allow families to move without losing their assistance. Moves are permitted as long as proper notice is given to the local Public Housing Authority, the existing lease is terminated on time, and new suitable housing is found. If a family wishes to move to a different area under a new PHA’s jurisdiction, they must verify the move with their current PHA.

How do you qualify for Section 8 housing in Ohio?

There are multiple requirements to be considered an eligible applicant for Section 8 housing. For starters, you must be at least 18 years old and a U.S. citizen. If you are a non-citizen, you must have eligible immigration status. In addition, the household income must be less than 50% of your area's median income.

How much will Section 8 pay?

Section 8 will cover up to 60% of your rent. You will not be required to pay more than 40% of your income in rent under this program. The exact dollar amount will vary depending on your income, your family composition, and the fair market rent in your area.

Save an average of 18% by bundling your home and auto insurance

Bundle your home and auto insurance with Jerry and save!

Try Jerry