Does USAA have rideshare insurance?
USAA offers rideshare gap protection coverage, which covers you during your “unmatched” time with neither passengers nor deliveries in your vehicle. This coverage is offered in all states except Hawaii, North Carolina, Michigan, Montana, New Mexico, New York, South Carolina, and Virginia.
What to do if you have USAA car insurance and drive for a rideshare company
USAA’s rideshare gap protection coverage is still a worthwhile policy addition to protect you during your unmatched time while driving for a rideshare app. Relying on your rideshare app’s coverage alone will leave you uninsured during the time the app is on and you don’t have passengers or deliveries—which could account for a significant amount of your working day.
What is the best rideshare insurance company?
USAA isn't the only carrier offering a variation of rideshare coverage. The following insurance companies currently offer competitive rideshare insurance for Uber and Lyft drivers:
The best way to find the right rideshare coverage for you is to compare your options. Look at between three and five insurers and talk to agents to see what their rideshare coverage offers and how it may affect your rates.