due to a major driving conviction. It serves as proof from your insurance provider that you can pay your minimum coverage in the face of legal and financial punishment.
You’ll need an SR-22 for three years following your conviction.
SR-22 requirements usually become necessary after a serious driving offense, such as:
Driving under the influence of alcohol or other drugs
and won't cover any of your damages in the event of an accident.
Bottom line: In Idaho, once your driving privileges are reinstated, you’ll need SR-22 coverage for three years after a license suspension or revocation in Idaho.
Drivers who have committed serious moving violations need an SR-22 to get back on the road. You might also need an SR-22 filing if you simply pick up too many demerit points on your license.
Ultimately, the courts decide if you need an SR-22 insurance form and for how long you might need it.
You’ll usually receive a court order to submit an SR-22, and after that, it’s your job to inform your insurance provider that your license has been suspended. They will usually take it from there and
Note that some auto insurance companies simply won’t file an SR-22 on your behalf. Sometimes your driving record is already too poor, or you’ve been deemed too dangerous to insure.
Key Takeaway Your insurance provider will file an SR-22 for you in Idaho, but you might have to shop around for a new provider.
Idaho SR-22 insurance costs
Filing an SR-22 certificate itself is relatively inexpensive, it’ll only cost you between $15 and 25. However, the costs don’t end there.
Some states charge costly driver’s license reinstatement fees. Furthermore, if you’ve been criminally convicted, you can expect to pay significant fines and perhaps even legal fees.
or safe driving merits that you previously earned.
Bottom line: SR-22 insurance in Idaho can lead to a lot of expensive fines and fees, including increased insurance rates.
How an SR-22 affects your auto insurance in Idaho
A serious moving violation is one of the worst things that can happen to your insurance coverage, and you could be looking at a significant price increase.
The exact figure is difficult to determine and depends on the severity of the incident, as well as the strength of your driving record. Be sure to gather car insurance quotes from at least a handful of providers to ensure you find the lowest rate.
You may have to purchase a new car insurance policy altogether. Some insurance companies simply don’t offer SR-22 filings in an effort to avoid dealing with
, and I’m now saving over $150 per month, and it only took me about 5 minutes of time on the app. I strongly recommend downloading this app, so you can save money just like I did"—Satisfied Jerry customer