You can’t cancel Liberty Mutual insurance online or through the mobile app. That being said, if you’ve already set up a new car insurance policy through the

Jerry

app, Jerry’s agents can work with you through the app to help you cancel your Liberty Mutual insurance policy, reducing the amount of legwork you need to do on your own.

Learn more:

How to get a car insurance refund when you cancel early

What is Liberty Mutual’s cancellation policy?

Cancellation fees often depend on your state’s insurance regulations. If you cancel your insurance plan midway through the term, Liberty Mutual can charge an early termination fee of $25. Additionally, a short rate fee, generally amounting to 10% of the policy’s total value, may also be applied.

To see what fees or penalties may apply to your early cancellation, log into your Liberty Mutual account or mobile app to read about cancellation options and details.

Can you get a refund if you paid your Liberty Mutual auto insurance policy in full?

Liberty Mutual policyholders are eligible to receive a refund for any unused portion of prepaid premiums, with the deduction of the cancellation fee. This will generally be credited to the bank account or credit card you use to pay your premiums.

You can cancel your insurance policy at any time

Even if you’ve purchased an auto insurance policy recently, you don’t have to wait until renewal to cancel your policy. However, if you’re canceling because your rate is too high, you must secure a new policy with another insurance provider before the old one ends to make sure you’re not driving uninsured.

Take some time to research

car insurance quotes

and decide if canceling will save you insurance costs in the long term.

You can compare Liberty Mutual’s car insurance rates, coverage options, and coverage limits with real quotes from dozens of other auto insurance companies in the Jerry app—and activate your policy right away if you’re ready to cancel with Liberty Mutual.

Unless you’re going to stop driving altogether, you’ll need a new policy set up before you cancel your Liberty Mutual car insurance policy. Make sure the new coverage starts exactly when your Liberty Mutual coverage ends. A lapse in your coverage could set you up for high insurance rates, even if you didn’t own a vehicle during that period.
Instead of canceling outright, reach out to your Liberty Mutual insurance agent or customer service representative to ask about converting your current policy into
a non-owner policy
when you sell your vehicle. You’ll retain temporary liability coverage until you get a new car and earn a much better rate on new coverage when you’re back on the road.

FAQs

Can I cancel my Liberty Mutual auto insurance policy online?

No, you cannot cancel your Liberty Mutual policy online.

Does Liberty Mutual have a cancellation fee?

Depending on what your state’s insurance regulations, Liberty Mutual may charge you a cancellation fee.

How do I cancel my Liberty Mutual without calling?

Unfortunately, Liberty Mutual requires a phone call if you want to cancel your policy.

How do I cancel my Liberty Mutual policy with another car insurance company?

To cancel your Liberty Mutual car insurance policy and switch to another auto insurance provider, contact your new insurer to initiate the new policy and then speak with a Liberty Mutual representative to inform them of your intention to cancel, providing the necessary details and requesting written confirmation of the cancellation. Be sure to coordinate the cancellation date with the start of your new policy to avoid coverage gaps, and settle any outstanding payments with Liberty Mutual.