PriceProtect™
DriveShield™
GarageGuard™
Criteria | Rating |
---|---|
Cost rating | 3.7 |
Customer service rating | 4.4 |
Claims processing rating | 4 |
Buying processing rating | 4.2 |
Renewal processing rating | 4.5 |
Discount | How it works |
---|---|
Farm Bureau member’s choice | This is Farm Bureau’s bundling discount. If you buy more than one insurance product from Farm Bureau, such as car insurance and renters insurance, you’ll save money on your premium. |
Driveology | The Science of Safe Driving®: Enrolling in Farm Bureau’s telematics program can save you money on your insurance bill. |
Claim-free discount | Avoiding accidents and claims can earn you a discount. |
Students can earn a discount by maintaining a “B” average. | |
Safe young driver discount | Drivers under the age of 25 can earn a discount by completing a Young Driver Safety program. |
Low mileage discount | Driving under 7,500 miles a year can earn policyholders a discount. |
Insuring more than one car in your household can earn you a bundling discount. | |
Continued in-force credit | Customers can earn a loyalty discount by continuing to renew with Farm Bureau. |
Pay your premium in full at the beginning of your policy term and receive a discount. | |
SuperCheck | A Farm Bureau insurance agent will check your policy each year to ensure you’re signed up for all qualifying discounts. |
Type of insurance | What it covers |
---|---|
This coverage protects you if you cause damage to another driver’s vehicle. It will also cover you if you injure someone with your car. Bodily injury liability and property damage liability are usually included in liability coverage. | |
Collision coverage is an optional coverage that covers repairs if your vehicle is damaged in an accident. | |
Comprehensive coverage is an optional coverage that pays out if your car is damaged in an incident other than a collision, such as fire, vandalism, weather, animal strikes, and more. | |
MedPay will pay for medical expenses, hospitalization costs, and more after a covered accident. | |
PIP will pay for medical expenses, hospitalization costs, and more after a covered accident. | |
Not all drivers reach out to Farm Bureau for insurance—that’s why there is uninsured motorist coverage. This coverage will cover you if a driver without insurance coverage or without high enough limits injures you or damages your vehicle in an accident. |
Car insurance company | Full coverage | Minimum coverage |
---|---|---|
Farm Bureau | $124 | $39 |
$193 | $85 | |
$130 | $66 | |
$222 | $98 | |
$176 | $127 | |
$155 | $61 | |
$178 | $79 | |
$141 | $59 |