The Top 10 Cheapest Vans to Insure

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According to real quotes from Jerry drivers, the cheapest van to insure is none other than the family-friendly Honda Odyssey Elite.
At a certain point in life, extra space and safety features begin to take priority over engine power and a sporty exterior.
That’s why the car insurance broker app Jerry.ai used car insurance quotes from real customers to find the 10 cheapest vans to insure in the U.S.
Jerry’s usefulness doesn’t stop there.
If you have a vehicle you need to insure, Jerry makes the process painless. Get 3 competitive quotes in under 45 seconds. Want to switch policies? Jerry handles all the paperwork and phone calls.
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The Top 10 Cheapest Vans to Insure

But just because you already have a “good” insurance rate for your affordable van, doesn’t mean you should stop searching for competitive quotes.
In fact, drivers that own the vans on this list save big on their insurance rates when they switch insurers with Jerry.
See for yourself!

Honda Odyssey Elite

The top pick for family adventures big and small.
Not only is the Odyssey the cheapest van to insure on this list, it’s a family classic with a roomy cabin and handy driver assistance features.
The Elite is the priciest and most luxurious model, but every van in the Odyssey series offers effortless steering and minimal road noise.
Honda’s Magic Slide slides are helpful for adapting the seating configuration, but removing the Odyssey’s second row-seats will require more hassle than other vans.
The Odyssey is a good, affordable substitute for a vehicle like the Chrysler Pacifica. It offers similar engine power and adaptable seating options for far less.
  • Average annual premium before Jerry: $1,860
  • Average annual premium after Jerry: $1,236
  • Miles per gallon: City 19/ highway 28
  • List price: $48,995 (2021)

Chrysler Pacifica Hybrid Limited

Perfect for tech-savvy families with places to be.
While the Pacifica is not the fastest minivan of them all, it has an impressive interior and an SUV-like exterior. Not to mention, it’s amongst the top safety picks.
Not sold on the Pacifica yet? It also gets good fuel economy, and the Hybrid model will improve your fuel efficiency even more.
Chrysler’s competitors sell premium models that will cost you more than the Pacifica, but it’s hard to beat this van at this price point. The Pacifica is a good, affordable substitute for the Honda Odyssey.
  • Average annual premium before Jerry: $1,642
  • Average annual premium after Jerry: $1,371
  • Miles per gallon: City 19/ highway 28
  • List price: $36,690 (2021)

Ford Transit Connect XL

A cargo van that’s nimble and functional.
The Transit Connect can be emptied out for transporting tools or left intact to carry seven people.
What it lacks in finishes it makes up for in flexibility.
Drivers will appreciate the Transit Connect’s fuel economy and daily practicality. Although, it’s not the zippiest van on the market and some drivers report problems with reliability.
The Transit Connect is an affordable substitute for the more expensive Mercedes-Benz Sprinter or Nissan’s NV.
  • Average annual premium before Jerry: $2,208
  • Average annual premium after Jerry: $1,482
  • Miles per gallon: City 24/ highway 29
  • List price: $28,795 (2021)
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Nissan Quest GLE

No longer in production but still in demand, the Nissan Quest offers pleasant handling and enjoyable interior features.
The Quest is fast, as far as vans go. Not to mention, it offers myriad interior storage solutions and plenty of driver-assist features.
The styling may not be for everyone, but the affordable price point for a used Nissan Quest is hard to pass up.
If you like the features of the Dodge Grand Caravan but want to save some cash, a used Nissan Quest could be an affordable substitute. Both vans seat seven and offer a similar fuel economy.
  • Average annual premium before Jerry: $2,400
  • Average annual premium after Jerry: $1,524
  • Miles per gallon: City 20/ highway 27
  • List price: $27,500 (2017)

Chrysler Voyager L

Minimal indulgences and good fuel economy.
The Voyager is a slightly stripped-down version of the Pacifica, Chrysler’s other van.
The storage is optimal and clever, but otherwise, its interior features are incredibly limited.
Mainly, drivers appreciate its practicality (and affordability).
If the Chrysler Pacifica and Honda Odyssey are out of your budget, the Voyager could be a good substitute. You won’t get any frills but you’ll get a solid ride.
  • Average annual premium before Jerry: $3,060
  • Average annual premium after Jerry: $1,668
  • Miles per gallon: City 19/ highway 28
  • List price: $29,030 (2021)

Chevrolet Express G3500

The Express is a durable (if dated) van.
With towing capacity and a rugged build, the Chevy Express is especially popular among tradespeople who need to transport tools and equipment.
It’s powerful enough to handle towing large loads and it can haul up to 15 passengers. Full-size vans are exempt from federal fuel-economy standards, so this vehicle has not been tested by the EPA.
The Mercedes-Benz Sprinter does offer a little more headspace and a contemporary finish, but the Express is a more affordable option if you don’t mind the dated appearance.
  • Average annual premium before Jerry: $2,220
  • Average annual premium after Jerry: $1,692
  • Miles per gallon: n/a
  • List price: $36,895 (2021)
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Mazda 5

Out of production but worth the investment.
The Mazda 5 went out of production in 2015. It is smaller than other minivans and seats six, with average engine power and great fuel economy.
It does not offer huge storage capacity and its safety ratings are below average. However, the Mazda 5 is nimble and offers enough space for families that don’t need a cavernous vehicle.
You can nab a used Mazda 5 for around $10,000, making it an affordable substitute for the car-like Ford Transit Connect.
  • Average annual premium before Jerry: $2,660
  • Average annual premium after Jerry: $1,696
  • MIles per gallon: City 21/ highway 28
  • List price: $22,370 (2015)

Dodge Grand Caravan SXT

An affordable minivan that seats seven.
The Dodge Grand Caravan is a popular choice for drivers on a budget.
It has a high safety rating and it transforms from passenger vehicle to cargo transporter in no time.
Plus, you can upgrade to the SXT for better interior materials like leather and suede.
That being said, the Grand Caravan may not offer the smoothest ride, but it’s easy on the wallet.
This van is a more affordable option than the Honda’s Odyssey, although you’ll sacrifice fuel economy and interior finishes.
If you’re planning to try out the converted #VanLife, the Grand Caravan could be the cheapest camper van to insure.
  • Average annual premium before Jerry: $3,516
  • Average annual premium after Jerry: $1,854
  • Miles per gallon: City 17/ highway 25
  • List price: $34,490 (2021)

Toyota Sienna LE

A refined hybrid minivan with an attractive exterior and jaw-dropping MPG.
Look no further than the Sienna LE for a spacious hybrid minivan.
It also comes with strong safety features like lane keep assist and automatic emergency braking when a pedestrian is detected.
This van is slightly more affordable than Chrysler’s Pacifica, and it can seat an additional passenger.
  • Average annual premium before Jerry: $7,200
  • Average annual premium after Jerry: $2,148
  • Miles per gallon: City 35/ highway 36
  • List price: $35,635 (2021)

GMC Savana G1500

Enjoy a sky-high tow rating and workhorse engine with the GMC Savana.
The Savana works hard whether you’re hauling people or cargo, thanks to its ladder-frame chassis.
Although it lacks the style and technology of its updated competitors, the Savana is still a durable and reliable vehicle.
This GMC van is a good, affordable alternative if you like the Chevrolet Express but want to save some money. Each model offers the same number of seats and equal towing capacity.
  • Average annual premium before Jerry: $3,000
  • Average annual premium after Jerry: $2,376
  • Miles per gallon: n/a
  • List price: $33,695 (2021)
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Factors that impact your car insurance rate

Vehicle Size
A smaller vehicle is more likely to be crushed in an accident, so you may pay a higher rate to protect a small car versus a bigger car.
However, bigger cars have a higher replacement cost, and they sometimes come with fancier finishes or rare parts. This means you might pay a higher insurance premium for a larger vehicle.
Vehicle Type
Expensive cars are often more expensive to insure because they cost more to repair or replace.
As a result, you’ll find more affordable insurance rates if you drive a more popular car or van with everyday finishes and standard safety features.
Driving Record
The bottom line is, drivers with a good driving history get better insurance rates. If you get a speeding ticket or cause an accident, your rate will go up substantially because insurance companies will label you a high-risk driver.
Drive carefully—and get an accident forgiveness policy if you’re worried about a rate increase due to an accident.
Vehicle Safety Ratings & Features
If your vehicle has excellent safety features, you are less likely to be injured in an accident. Typically, the higher your vehicle’s safety rating, the lower your insurance premium will be. Newer vehicles generally have better safety features than older ones.
Location
Companies use your location to determine your risk level.
Higher risk translates to higher premiums. Urban drivers typically pay more for insurance because they’re at higher risk for theft and accidents.
Age
Studies show that older drivers are safer than younger drivers.
As a result, new drivers tend to pay some of the highest insurance rates. However, after a few years of driving safely, young people can expect to grow into more affordable rates.
Marital Status
Married drivers tend to pay slightly less for car insurance than single, divorced, or widowed drivers. Plus, you can always bundle car insurance with your partner to reduce overall costs.
Credit Score (Not in All States)
In most states (except California, Hawaii, and Massachusetts) your credit score will affect your insurance rate. Typically, a driver with poor credit will pay more for car insurance than someone with good credit, all else being equal.
That’s because statistics show that drivers with better credit scores tend to get into fewer accidents—which means the insurance company doesn’t have to pay out as much cash.
Get the best car insurance rate for your situation by using Jerry.ai. Enter your details and receive quotes in just 45 seconds.
There’s no need to wonder if you’re getting the best rate—with Jerry.ai, you can know you’re getting the best rate.
In just 45 seconds, Jerry helps you compare policies with similar coverage and minimal hassle. If you find something better, Jerry will take care of all the nitty-gritty details involved in switching providers, from canceling the old policy to submitting new paperwork.

FAQ

What is the cheapest van to insure?
The Honda Odyssey is generally the cheapest van to insure. However, your driving record, location, and age will influence your individual car insurance premium.
How do I find the cheapest insurance for my van?
To get the best rates, compare quotes with Jerry.ai. Jerry is free, and you could save hundreds or even thousands on your van’s annual premium.
Start the process with a simple, 45-second questionnaire. No waiting, no long forms—just cheaper rates. Jerry customers save an average of $879 per year. Ready to find your van insurance quote?
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