for a driver with a clean driving record. Want to see real quotes for drivers with a range of driving history, age, and coverage levels? Check out the table below.

Customer	Vehicle	Driving record	Monthly rate	Insurance company	Coverage
Eugenia, 63 Surprise, AZ	Dodge Grand Caravan SE		$114	Progressive	• State Minimum Liability
Juan, 24 Safford, AZ	Ford F150 Supercrew	Speeding under 15	$128	Nationwide	• State Minimum Liability • Comp / Collision
Amy, 67 Phoenix, AZ	GMC Sierra C1500		$115	Safeco	• State Minimum Liability • Comp / Collision
Sarah, 25 Avondale, AZ	Dodge Challenger SXT	DUI	$319	Allstate	• State Minimum Liability • Comp / Collision
Adam, 44 Chandler, AZ	Nissan Frontier S		$284	National General	• 50,000/100,000 Liability • Comp / Collision

Last Updated Apr 27, 2024

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FAQs

What is recommended for car insurance coverage in Arizona?

Arizona’s minimum car insurance requirements are $25,000 of bodily injury liability coverage per person, $50,000 of bodily injury per accident, and $15,000 of property damage liability insurance.

But state minimum coverage could leave you underinsured in the event of a car accident. Most Arizona drivers need full coverage car insurance with collision coverage, comprehensive coverage, and uninsured motorist coverage.

Which company gives the best car insurance?

All Arizona auto insurance companies offer the same basic types of insurance. The differences that matter most are the cost of coverage, customer satisfaction, and the availability of additional coverage options like gap coverage, roadside assistance, and vanishing deductibles.

Does Arizona have high car insurance rates?

The average cost of car insurance in Arizona is close to the national average at $2,388 for full coverage. If you have a clean driving record and a good credit score, you’ll see some of the cheapest rates. On the other hand, young drivers, drivers with poor credit, and drivers with DUIs tend to see high auto insurance rates, especially in major Arizona cities like Phoenix and Tucson.

What is the best car insurance for teen drivers in Arizona?

Teens are considered high-risk drivers due to their lack of on-road experience. Opt for a full coverage auto insurance policy from a company specializing in high-risk coverage, such as Progressive, Kemper, or Dairyland.

What is the best car insurance for seniors in Arizona?

Safeco, Auto Owners, and American Family offer some of the best car insurance policies for seniors in Arizona, with stellar ratings for customer service and policy renewal.

While Auto Owners and American Family tend to charge steep car insurance premiums, drivers over 55 typically see much lower rates due to their experience on the road.

What is the cheapest car insurance in Arizona?

Minimum liability car insurance is the cheapest auto insurance coverage option in Arizona, but it could leave you with steep out-of-pocket costs in the event of an at-fault accident.

Check out insurers like Commonwealth Casualty Company for cheap car insurance with full coverage protections.

How can I find the best car insurance rates in Arizona?

Comparing car insurance quotes and researching car insurance discounts are the best ways to find affordable rates in Arizona.

Jerry gives drivers instant access to the best rates from dozens of the cheapest car insurance companies in Arizona. Download the app today to find your free quotes!

Methodology

We asked 247 Arizona drivers to rate their current insurance provider in five categories: (1) policy cost, (2) customer service, (3) policy buying process, (4) renewal process, and (5) claims process. Jerry’s editorial team analyzed the results of the survey to write this article.

The insurance companies included in the survey were AAA, Allstate, American Family Insurance, Arrowhead, Aspire Advantage, Auto Owners, Bristol West, Clearcover, Commonwealth, Commonwealth Casualty Auto Insurance, Dairyland, Esurance, Farmers, Gainsco, GEICO, Kemper, Liberty Mutual, Mercury, Metlife, Nationwide, Progressive, Root, Safeco, State Farm, The General, The Hartford, Travelers, and USAA.

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