What type of car insurance should I get on a rental car in California?

My wife and I are taking a trip to California and we plan on renting a car at the airport. We're considering buying the rental car company's insurance policy. Should we do this or is there another alternative?

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you already have car insurance for your own vehicle—specifically collision and comprehensive coverage—this coverage might be extended to a rental. Contact your insurer to confirm what they offer in terms of rental car coverage.
If you have minimal liability coverage on your personal policy, or if you don’t have car insurance at all, you should consider getting the rental car company’s insurance. Although expensive, in many cases it will cover theft, collision damage, and other issues.
Have fun on your trip!”

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