What type of car insurance should I get on a rental car in California?

My wife and I are taking a trip to California and we plan on renting a car at the airport. We're considering buying the rental car company's insurance policy. Should we do this or is there another alternative?

Apr 23, 2021
Answer provided by
Eric Schad
Answered at Apr 23, 2021
“If you already have car insurance for your own vehicle—specifically collision and comprehensive coverage—this coverage might be extended to a rental. Contact your insurer to confirm what they offer in terms of rental car coverage.
If you have minimal liability coverage on your personal policy, or if you don’t have car insurance at all, you should consider getting the rental car company’s insurance. Although expensive, in many cases it will cover theft, collision damage, and other issues.
Have fun on your trip!”
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