What type of car insurance should I get on a rental car in California?
My wife and I are taking a trip to California and we plan on renting a car at the airport. We're considering buying the rental car company's insurance policy. Should we do this or is there another alternative?
Answer provided by
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you already have car insurance for your own vehicle—specifically collision and comprehensive coverage—this coverage might be extended to a rental. Contact your insurer to confirm what they offer in terms of rental car coverage.
If you have minimal liability coverage on your personal policy, or if you don’t have car insurance at all, you should consider getting the rental car company’s insurance. Although expensive, in many cases it will cover theft, collision damage, and other issues.
Have fun on your trip!”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How do I get a car loan for a private-sale vehicle?
I'm considering buying a used car from a private seller, but I'll need a loan to afford it. How do I get a loan in this situation?
Feb 18, 2021
Is a 15% interest rate too high for a car loan on a certified pre-owned 2016 Toyota 4Runner?
I'm buying a certified pre-owned Toyota 4Runner, and I have $5,000 to put down. My credit score is only about 660. The dealership wants to charge me 15% interest on a 60-month loan. Is this too high?
May 05, 2021
Can I trade in my financed Hyundai for a cheaper one if the car is worth more than the loan balance?
"I have a Hyundai Accent with around $4,000 in positive equity (worth $10,000, but car loan is at $6,000). I want to lower my payments by getting a cheaper car. Can I do a trade-in on the car to get a less expensive one?"
Jun 18, 2021