What kind of insurance should I have for my electric car?

I just leased a new 2021 Lucid Air. Do I need special insurance since it is an electric car?

“Congratulations on your new car! The good news is that an electric vehicle does not need a special type of insurance. However, a lease does require higher liability insurance limits than a loan.
In most cases, your leasing company will require you to have liability insurance limits of at least 100/300/50. This means your bodily injury liability is $100,000 per person and $300,000 per occurrence. The property damage insurance is $50,000 per occurrence.
There is usually a limit of no higher than a $1,000 deductible for comprehensive insurance and collision insurance.
Have fun with your new ride! “
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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