What kind of insurance should I have for my electric car?

I just leased a new 2021 Lucid Air. Do I need special insurance since it is an electric car?

Answer provided by
Shannon Martin
Answered on Apr 29, 2021
“Congratulations on your new car! The good news is that an electric vehicle does not need a special type of insurance. However, a lease does require higher liability insurance limits than a loan.
In most cases, your leasing company will require you to have liability insurance limits of at least 100/300/50. This means your bodily injury liability is $100,000 per person and $300,000 per occurrence. The property damage insurance is $50,000 per occurrence.
There is usually a limit of no higher than a $1,000 deductible for comprehensive insurance and collision insurance.
Have fun with your new ride! “

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