What is the minimum car insurance requirement for California?

What's the minimum amount of car insurance I need in California? California is so expensive and I need to find ways to save money.

Answer
California is expensive, but that’s because it has many highly-populated cities that insurance companies must pay claims for. More people means more claims, which costs companies (and dirvers) more money.
California drivers must have minimum car insurance coverage of:
  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
  • Property damage liability coverage: $5,000 minimum
These minimum requirements are meant to keep you and other drivers safe, so it’s important to alsways have at least the minimum insurance.
One of the best ways to save on car insurance is to compare quotes online. The Jerry app makes this easy. Jerry will pull quotes from the top providers and deliver the best deals to your phone in minutes for free.
You can also use Jerry to help you find discounts you might qualify for. Common insurance discounts include:
  • Completion of a defensive driving course
  • Industry-specific discounts for paramedics, emergency responders, military personnel, and teachers
  • Customer loyalty discounts
Once you find the coverage you want at the best price for your budget, enjoy some of the road trips California is famous for!”
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Rachel Juillerat
Answered on Sep 14, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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