What is considered to be low mileage?

Would I qualify for a low-mileage discount if I drive less than 250 mi/400 km a week?

Answer
“Every insurance company rates mileage a little differently, so the term “low mileage” is relative to how your insurance company looks at mileage and how much of an impact it has on your insurance premium. The most common low-milage cut-off is anything under 3,000 miles per year.
If pay per mile insurance is available in your area, you can compare costs with what you currently pay for regular auto insurance and see if this option might save you money. Allstate is one of the bigger carriers that offers this option.
Along with low milage, there are other ways to lower your car insurance.
Check with your carrier to make sure you are getting all of the discounts that are applicable to you, such as:
  • Defensive Driver Training
  • Alumni affiliation discounts
  • Professional organization discounts
  • Military discounts
  • Safety feature discounts
  • Telematics”
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Shannon Martin
Answered on Jul 09, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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