What annual mileage is considered low mileage for insurance discounts?
How many miles can I drive in a year and still get a low mile discount from my car insurance company?
“Every insurance company rates annual mileage a little differently. That means that while one company may consider 9k to 12k miles per year low mileage, other companies might consider less than 5k low mileage.
Insurance companies have the right to confirm your odometer readings periodically to ensure that the mileage that you report matches what you actually drive, so it is best to disclose your actual annual mileage so that the insurance company can rate your policy accurately.
If you are interested in a pay per mile insurance policy, many carriers are starting to offer this benefit, such as:
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Does State Farm insure old cars?
Can State Farm cover a classic car for me, too? Recently, I have inherited a fully restored 1953 Buick Skylark. I already have insurance with State Farm on my current car, a 2005 Jeep, but I know this will need special coverage.
Jul 09, 2021
What car insurance company will insure luxury cars?
What insurance company will best insure a luxury car? My wife and I are thinking about splurging and getting ourselves a luxury car. We can only afford to do so because we are so careful with our finances. In order to consider everything, we want to start getting insurance quotes.
Jul 09, 2021