What annual mileage is considered low mileage for insurance discounts?

How many miles can I drive in a year and still get a low mile discount from my car insurance company?

Answer
“Every insurance company rates annual mileage a little differently. That means that while one company may consider 9k to 12k miles per year low mileage, other companies might consider less than 5k low mileage.
Insurance companies have the right to confirm your odometer readings periodically to ensure that the mileage that you report matches what you actually drive, so it is best to disclose your actual annual mileage so that the insurance company can rate your policy accurately.
If you are interested in a pay per mile insurance policy, many carriers are starting to offer this benefit, such as:
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Shannon Martin
Answered on Jul 09, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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