Why is car insurance so expensive?

I'm paying SO much for car insurance and i'm a pretty good driver. Why is it so expensive?

There are many factors that can cause car insurance rates to climb. Some of these you will find are out of your control.
However, some factors are manageable and can be used to lower your rates, like safe driving and wise financial practices. Factors that affect car insurance rates include:
  • age
  • gender
  • where you live
  • your driving history
  • your credit score
  • type of car you drive
If your current company’s rates are too expensive, it’s a good time to shop for a better deal. The free Jerry app will compare rates from the top 50 companies in under a minute, saving you time and money.
Tessa Szakacs
Answered on Aug 04, 2021

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