Seat Belt Laws in Indiana

Bonnie Stinson

Oct 14, 2021 · 3 min read

What are they?
Noncompliance
Cheap insurance

Seat belt laws in Indiana say that all front seat passengers and drivers must wear a seat belt. Children must use appropriate restraints. It’s a primary offense to break this law, so you can be pulled over and ticketed for it. Drivers are responsible for—and can be ticketed for violations by—all passengers in their vehicle.

Studies show that people are far more likely to be injured or die in a car crash if they are not wearing a seat belt. Keep safe and buckle up!

The car insurance comparison shopping app Jerry has compiled everything you need to know about Indiana seat belt laws so you can avoid fines and stay safe behind the wheel.

What are the seat belt laws in Indiana?

The Indiana seat belt law says that drivers and front seat passengers must wear an appropriate restraint. Children must use federally-approved restraint systems. In Indiana, drivers are held responsible for all their passengers—even other adults.

Key Takeaway Everyone in the front seat is legally required to wear a seat belt in Indiana, and young passengers must always be properly restrained.

MORE: What are the car seat laws in Indiana?

What happens if you break the seat belt laws in Indiana?

The penalty for breaking the seat belt laws in Indiana State is a $25 fine. The driver must pay the fine, no matter who in the vehicle broke the seat belt law. It is considered a nonmoving violation and won’t add points to your record.

Because it is a primary offense to break the Indiana seat belt law, you can be pulled over and ticketed for breaking it.

Key Takeaway Drivers can be fined $25 if anyone in their vehicle breaks the seat belt law in Indiana.

Could it impact my driving record?

Possibly. Indiana doesn’t assign points to your record for breaking the seat belt law. Because of this, insurance companies are unlikely to increase your premium based on a single seat belt violation.

However, violations are added to your driver abstract. If you receive too many violations, it will definitely cause your insurance company to look twice.

MORE: Tips to get a clean driving record

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Could it impact my insurance?

It’s unlikely as Indiana law doesn’t add points to your record for breaking a seat belt law. However, accruing multiple violations or not paying your fines could lead to a situation where the insurance company is alerted. This could increase your premium.

MORE: What are the penalties for driving without a license in Indiana?

Finding cheap car insurance in Indiana

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Written By

Bonnie Stinson · Writer

Bonnie Stinson (she/they) is a digital media strategist with a passion for combining data and story. With 7+ years of content writing experience, Bonnie specializes in making complex topics like technology and insurance easy to understand. She has a Master of Digital Media degree from Ryerson University (2019) and has written for start-ups, nonprofits, and media companies across the U.S. She enjoys hiking outside the city and participating in the themed entertainment industry.