2021 Cadillac XT4 MSRP and Pricing Information

The 2021 Cadillac XT4 MSRP starts at just $35,795, but the chances are you’ll end up paying more than that. Click to find out why.
Written by James Ellaby
Reviewed by Kathleen Flear
Updated on Oct 31, 2022
The manufacturer’s suggested retail price (MSRP) for the 2021 Cadillac XT4 starts at $35,795—but that’s for the base trim. You can end up paying up to around $46,000 with optional upgrades, higher trim levels, and dealer fees
The XT4 small-luxury SUV is ideal for drivers looking for that SUV feel and space in a smaller package than some of the big beasts on the market. It might lack some of the higher-end options and trimmings of rivals like the
Audi Q3
, the
, and the
Mercedes-Benz GLA-Class
—but it’s also a more affordable option than any of them.
Want to understand all the different pricing levels for the 2021 XT4?
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2021 Cadillac XT4 MSRP

The starting MSRP for the 2021 Cadillac Luxury FWD with 4-Cyl Turbo 2.0 Liter engine is $35,795. The Premium Luxury FWD trim brings in massage seats, LED lights, a wireless charging pad, and much more—though with a higher starting MSRP of $39,795.
But before you start to break open your New Car Fund jar of pennies, it’s important to remember that the S in MSRP is suggested. It’s what the manufacturer suggests retailers should charge for these vehicles. Auto dealers can charge whatever they think you will pay—and that’s just the sticker price…
You need to factor in things like destination fees—the money a dealer charges the customer for transporting the vehicle from the factory to the dealership - and any add-ons, upgrades, and other optional expenses that they may tempt you with while sealing the deal. All of this means the MSRP could be a great deal lower than what you end up paying.

2021 Cadillac XT4 packages MSRP

One of the most significant ways your final price for the 2021 Cadillac XT4 can climb is with the addition of packages. Here’s what is available:
  • Cold Weather Package ($850 MSRP): Adds heated front and rear seats and a heated steering wheel.
  • Comfort and Convenience Package ($600 MSRP): Includes 8-way power passenger seat adjuster, driver power lumbar massage, front passenger power lumbar massage, driver seat 4-way power lumbar control, front passenger seat 4-way power lumbar control, and driver and front passenger ventilated seats.
  • Technology Package ($1,650 MSRP): Includes Air Ionizer, 8-inch diagonal color reconfigurable gauge cluster, Head-Up Display, power rake, telescoping steering column, and Wireless Phone Charging. Includes front cornering lamps and LED front turn signal.
  • Driver Awareness Package ($470 MSRP): Includes Following Distance Indicator, Lane Keep Assist with Lane Departure Warning, and IntelliBeam.
  • Driver Assist Package ($1,100 MSRP): Includes Adaptive Cruise Control - Advanced, Enhanced Automatic Emergency Braking, and Reverse Automatic Braking.
  • Enhanced Visibility Package ($1,500 MSRP): Includes Rear Pedestrian Alert, Rear Camera Mirror, Rear Camera Mirror Washer, HD Surround Vision, and Automatic Parking Assist with braking.
  • Cadillac user experience with embedded navigation, AM/FM stereo ($1,500 MSRP): Connected navigation providing real-time traffic, 8-inch diagonal color information display, one type A and one type C full function USBs, personalized profiles for each driver's settings, Natural Voice Recognition, Phone Integration for Wireless Apple CarPlay/Wireless Android Auto capability for compatible phone, Near Field Communication mobile device pairing, Connected Apps and Teen Driver. Includes Bose Centerpoint Surround Sound 13-speaker audio system.
But those are only the official option packages offered by Cadillac dealerships. Put it together with the destination fee, other optional add-ons, and other upgrades, and your final price for the 2021 Cadillac XT4 could be well over $40,000!
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What is the average price of a 2021 Cadillac XT4? 

Hopefully, you’ve got the picture now. The MSRP really is just the starting point of what you could pay for your 2021 Cadillac XT4. So what is a more realistic price? Without options, Kelley Blue Book puts the fair market range for a 2021 Cadillac XT4 Premium between$34,831 and $37,484. The typical listing price range for this used luxury car is between $27,938 and $38,964
That’s under the original MSRP because the 2021 model is a little older, meaning that you’ll be buying used. But you can still watch that market range climb if you opt for a more expensive version of the XT4.

How to optimize your Cadillac insurance

While you’re comparing pricing information for different Cadillac XT4 trims, it’s also worth taking some time to look at the various options you’ve got for
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