Data Journalism Trend Report - 8/2 - East Coast vs. West Coast Data Report
Lakshmi Iyengar
· 1 min read
East Coast vs. West Coast Methodology
Jerry analyzed 574,303 quotes from east and west coast data from our more than 1 million car quote data points from July 2020-July 2021.
Which Coast is Paying More?
Methods/ Data Sets Used
- Final Price Policy Data Set
- Age group: All
- Total: N = 574,303
- No Violations, N =416,695
- One or more violations, N=157,608
Results:
Monthly Insurance Premium EC vs. WC, No Violations
Coast and State | Average Monthly Premium for Women | Average Monthly Premium for Men | Women Drivers | Men Drivers |
|---|---|---|---|---|
**West Coast** | $173.90 | $178.80 | 24,818 | 46,717 |
CA | $168.00 | $176.00 | 18,666 | 37,864 |
OR | $189.10 | $185.40 | 4,183 | 5,051 |
WA | $197.50 | $198.00 | 1,969 | 3,802 |
**East Coast** | $247.30 | $265.30 | 144,764 | 200,396 |
CT | $279.50 | $295.40 | 4,786 | 7,818 |
DE | $260.50 | $256.30 | 608 | 818 |
FL | $261.90 | $267.40 | 44,512 | 58,051 |
GA | $241.50 | $257.10 | 34,647 | 37,661 |
MA | $233.50 | $237.50 | 1,713 | 3,451 |
MD | $293.00 | $309.80 | 4,414 | 7,411 |
ME | $115.90 | $146.30 | 349 | 535 |
NC | $152.80 | $149.00 | 1,2427 | 16,231 |
NH | $144.00 | $170.10 | 368 | 799 |
NJ | $278.30 | $283.40 | 6,019 | 1,3420 |
NY | $392.50 | $403.50 | 11,769 | 25,894 |
RI | $323.60 | $334.40 | 646 | 777 |
SC | $221.60 | $235.00 | 9,027 | 8,697 |
VA | $155.00 | $166.40 | 13,479 | 18,833 |
Total | $236.57 | $248.99 | 169,582 | 247,113 |
Key Insights
- East Coasters with no violations pay, on average, $80/ 45% more on average per month than West Coasters
- East Coast women pay $73 more/month, East Coast men pay $86 more/month
Which Coast has Better Drivers?
Violations By East Coast/West Coast and Gender
Coast and State | Percent of Women with Violations | Percent of Men with Violations | Total |
|---|---|---|---|
**West Coast** | 24.89% | 31.45% | 29.41% |
CA | 20.67% | 32.59% | 29.41% |
OR | 28.11% | 29.14% | 28.87% |
WA | 23.23% | 30.07% | 27.45% |
**East Coast** | 23.01% | 29.75% | 27.09% |
CT | 9.73% | 15.16% | 13.06% |
DE | 32.14% | 33.27% | 32.01% |
FL | 20.58% | 28.02% | 25.08% |
GA | 23.25% | 30.62% | 27.15% |
MA | 2.62% | 5.71% | 4.62% |
MD | 10.52% | 17.75% | 14.93% |
ME | 16.30% | 22.79% | 19.89% |
NC | 23.04% | 30.27% | 27.23% |
NH | 16.55% | 25.39% | 24.41% |
NJ | 29.95% | 39.87% | 37.04% |
NY | 14.68% | 22.61% | 20.22% |
RI | 14.20% | 26.49% | 20.88% |
SC | 33.41% | 40.78% | 37.41% |
VA | 33.45% | 38.61% | 36.76% |
Total | 23.23% | 30.07% | 27.40% |
Key Insights
- West Coast and East Coast drivers are equally good drivers
- 17% more NJ drivers have violations than NY drivers
- Massachusetts drivers are by far the best drivers (least violations on average)
- 7% more California drivers have violations
What is the Most Popular Violation by State and Coast?
Coast and State | Most Popular Violation |
|---|---|
**West Coast** | Speeding under 15 |
CA | Speeding under 15 |
OR | Speeding under 15 |
WA | Speeding under 15 |
**East Coast** | Speeding under 15 |
CT | Speeding under 15 |
DE | Speeding under 15 |
FL | Speeding under 15 |
GA | Speeding under 15 |
MA | Speeding under 15 |
MD | Speeding under 15 |
ME | Speeding under 15 |
NC | Speeding under 15 |
NH | Speeding under 15 |
NJ | Speeding under 15 |
NY | Failure to Obey Traffic Sign |
RI | Speeding under 15 |
SC | Speeding under 15 |
VA | Speeding under 15 |
Key Insights
- Speeding under 15 is by far the most common cause of violations, except for in New York where the most common cause is failure to obey a traffic sign
East Coast vs. West Coast Gender Demographics
Coast | Men Drivers | Women Drivers |
|---|---|---|
West Coast | 32.55% | 67.45% |
East Coast | 39.73% | 60.27% |
Total | 38.47% | 61.53% |
