Data Journalism Trend Report - 8/2 - East Coast vs. West Coast Data Report

Lakshmi Iyengar
Sep 30, 2021 · 1 min read

East Coast vs. West Coast Methodology

Jerry analyzed 574,303 quotes from east and west coast data from our more than 1 million car quote data points from July 2020-July 2021.

Which Coast is Paying More?

Methods/ Data Sets Used

  • Final Price Policy Data Set
  • Age group: All
  • Total: N = 574,303
  • No Violations, N =416,695
  • One or more violations, N=157,608

Results:

Monthly Insurance Premium EC vs. WC, No Violations
Coast and StateAverage Monthly Premium for WomenAverage Monthly Premium for MenWomen DriversMen Drivers
**West Coast**$173.90$178.8024,81846,717
CA$168.00$176.0018,66637,864
OR$189.10$185.404,1835,051
WA$197.50$198.001,9693,802
**East Coast**$247.30$265.30144,764200,396
CT$279.50$295.404,7867,818
DE$260.50$256.30608818
FL$261.90$267.4044,51258,051
GA$241.50$257.1034,64737,661
MA$233.50$237.501,7133,451
MD$293.00$309.804,4147,411
ME$115.90$146.30349535
NC$152.80$149.001,242716,231
NH$144.00$170.10368799
NJ$278.30$283.406,0191,3420
NY$392.50$403.5011,76925,894
RI$323.60$334.40646777
SC$221.60$235.009,0278,697
VA$155.00$166.4013,47918,833
Total$236.57$248.99169,582247,113
Key Insights
  • East Coasters with no violations pay, on average, $80/ 45% more on average per month than West Coasters
  • East Coast women pay $73 more/month, East Coast men pay $86 more/month

Which Coast has Better Drivers?

Violations By East Coast/West Coast and Gender
Coast and StatePercent of Women with ViolationsPercent of Men with ViolationsTotal
**West Coast**24.89%31.45%29.41%
CA20.67%32.59%29.41%
OR28.11%29.14%28.87%
WA23.23%30.07%27.45%
**East Coast**23.01%29.75%27.09%
CT9.73%15.16%13.06%
DE32.14%33.27%32.01%
FL20.58%28.02%25.08%
GA23.25%30.62%27.15%
MA2.62%5.71%4.62%
MD10.52%17.75%14.93%
ME16.30%22.79%19.89%
NC23.04%30.27%27.23%
NH16.55%25.39%24.41%
NJ29.95%39.87%37.04%
NY14.68%22.61%20.22%
RI14.20%26.49%20.88%
SC33.41%40.78%37.41%
VA33.45%38.61%36.76%
Total23.23%30.07%27.40%
Key Insights
  • West Coast and East Coast drivers are equally good drivers
  • 17% more NJ drivers have violations than NY drivers
  • Massachusetts drivers are by far the best drivers (least violations on average)
  • 7% more California drivers have violations
Coast and StateMost Popular Violation
**West Coast**Speeding under 15
CASpeeding under 15
ORSpeeding under 15
WASpeeding under 15
**East Coast**Speeding under 15
CTSpeeding under 15
DESpeeding under 15
FLSpeeding under 15
GASpeeding under 15
MASpeeding under 15
MDSpeeding under 15
MESpeeding under 15
NCSpeeding under 15
NHSpeeding under 15
NJSpeeding under 15
NYFailure to Obey Traffic Sign
RISpeeding under 15
SCSpeeding under 15
VASpeeding under 15
Key Insights
  • Speeding under 15 is by far the most common cause of violations, except for in New York where the most common cause is failure to obey a traffic sign

East Coast vs. West Coast Gender Demographics

CoastMen DriversWomen Drivers
West Coast32.55%67.45%
East Coast39.73%60.27%
Total38.47%61.53%

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