I was in a small fender bender last week, but the damage looked minimal so I didn't file a claim. I took my car to an auto body shop just to check on the damage and they quoted me $1,500 for repairs, which I can't pay out of pocket. I want to report this to my insurance company, but I don't really know how. What's the best way to file a claim?

What does subrogation mean? My car was badly damaged in an accident the other day. I was found not at fault for the accident. However, since the other driver wasn't carrying insurance, I still had to pay my $1,000 deductible. My adjuster said not to worry and that I will get it refunded through subrogation.

Can I sue someone for hitting my car if they won't share their insurance with me? I was visiting my mom the other day and someone hit my Kia while it was parked in front of her house. The driver was the grumpy man who lives three doors over and he won't give me his insurance information.

Is it worth suing an at-fault, uninsured driver? Last week an uninsured driver hit my 2009 Ford Focus while it was parked. Since my car is so old, I don't have collision coverage to get it fixed. The repairs will cost around $2000.

Will the uninsured driver have any consequences for driving without insurance? I was involved in an accident a few weeks back. An uninsured driver drove through a red light and t-boned my car. Thankfully, all of my damages were covered by my uninsured motorist coverage, but it had me thinking.

"What do I do if I was hit by a rental car and their insurance denies the claim? I was involved in a pretty costly accident in South Carolina. The other driver hit me from behind and the repairs to my car will cost several thousand dollars. I just received a letter in the mail stating they denied the claim since the other driver was driving a rental car and didn't have coverage at the time."