Expert Advice for New Car Replacement Insurance

All Questions on New Car Replacement Insurance

Can GAP insurance replace my vehicle after an accident?
My car was totaled in an accident and I have gap insurance. Will it pay for a new car?
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Emily Maracle
Aug 16, 2021
What kind of car insurance coverage do you recommend for a teen driver with a newer vehicle?
I'm 18 and my dad gave me a 2020 Toyota as a gift. What kind of car insurance should I get?
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Alexah Grinnell
Aug 09, 2021
Are there instances when gap insurance won't pay out?
I want to add gap insurance to my car insurance policy, but I'm not sure what all it covers. Are there any times when gap insurance wouldn't pay out?
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Eric Schad
Jul 21, 2021
How much is a monthly premium on gap insurance?
How much will gap insurance increase my monthly premium? I just bought a new car and I'm shopping around for rates. I also want to add gap insurance.
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Eric Schad
Jul 21, 2021
How much does gap insurance cost?
Is gap insurance expensive? I'll be pretty far upside down as soon as I start my car loan. To offset the cost between my loan and cash value of the car, I want to get gap insurance if I can afford it.
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Eric Schad
Jul 21, 2021
Do I have to get gap insurance through my current car insurance provider or lender?
Do I have to go through my current lender or insurance company, or can I purchase gap insurance elsewhere? I was thinking about getting gap insurance, but I wasn't sure if I should get it through my car dealer, car insurance, or lender.
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Eric Schad
Jul 21, 2021
How does gap insurance work?
What is gap insurance? I was told by my lending rep that I probably should get gap insurance on my car, but I have no idea what it's for.
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Eric Schad
Jul 21, 2021
Is gap insurance really worth the money?
Should I get gap insurance on a new car? I'm in the process of buying a car on an 84-month term. My credit union lender keeps telling me that I should get gap insurance, but I'm not sure if it's worth it.
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Eric Schad
Jul 21, 2021
Does Allstate offer new car replacement insurance?
I just bought a new car and my insurer is Allstate. To protect myself from a mishap, I want to get new car replacement insurance. Does Allstate offer this insurance product?
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Eric Schad
Jul 21, 2021
What happens if my car was totaled the week after I bought it?
What happens to my car? Will the insurer pay for a new one? I just bought a car and one week later, it's totaled. I have comprehensive and collision insurance as required by my lender.
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Eric Schad
Jul 21, 2021
Will my insurer give me a new car if my current car is totaled?
Will my insurer buy me a new car if the old one gets totaled? I was wondering if my car insurance will provide me with a new car if I'm in an accident, but I can't get a consensus answer.
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Eric Schad
Jul 21, 2021
Should I get new car replacement insurance?
How does new car replacement insurance work? I was shopping around for car insurance and a friend of mine said that new car replacement insurance is a smart choice. Should I get this product?
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Eric Schad
Jul 21, 2021
How does USAA car replacement assistance work?
What is car replacement insurance? I've been looking at USAA for my insurance but the company has all these add-on policies. I don't know if I should get them.
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Eric Schad
Jul 16, 2021

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