Expert Advice for Natural Disaster

All Questions on Natural Disaster

Does car insurance cover tree damage?
A tree hit my car. Would my car insurance cover it? I have liability coverage.
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Emily Maracle
Does renters insurance cover hurricane damage?
My family and I are moving to a different state next month, and our new city has a high risk of hurricanes. We’re just renting a place, so we’ll only be able to buy renters insurance. Does renters insurance cover hurricane damage?
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Claire Beaney
What is covered by flood insurance?
Thankfully, I bought flood insurance last year, and after the flooding this week here in Florida, I'm grateful I am prepared. I’m curious, though, what does flood insurance actually cover?
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Will Baldwin
Can your car get struck by lightning while you’re driving?
There’s a thunderstorm going on, but I need to get back to my hotel. Can your car get struck by lightning while you’re driving? I’m renting a car and don’t want to risk extra charges.
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Brittni Brinn
Does home insurance cover natural disasters?
I am about to purchase a homeowners policy on my first house! I want to ensure I’m covered for every possible mishap—does home insurance cover natural disasters?
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Nick Kunze
Do car insurance policies cover hurricane damage?
I live in Florida. I recently bought a car and I am looking into car insurance. Does car insurance cover hurricane damage?
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Emily Maracle
How do you clean a flooded car carpet?
I live in New York, and some water got in my vehicle during the hurricanes a few weeks ago. What’s the best way to clean a flooded car’s floor?
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Matthew Macgugan
Does rental car insurance cover flooding damage?
I’m on vacation in Florida and major storms are in the forecast. Does rental car insurance include flooding coverage? I want to make sure we’re not held responsible if something happens to the rental car.
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Chloe Jenkins
What does a hurricane moratorium mean?
I live in North Carolina and I just bought a car. I'm trying to buy car insurance, but keep being denied insurance. An agent told me it was due to a hurricane moratorium, what does that mean?
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Emily Maracle
Does car insurance cover damage from a fallen tree?
A tree fell near my vehicle and caused some damage. Would my car insurance company cover it?
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Emily Maracle
What should I do when driving in a dust storm?
I’m moving to Arizona in a few weeks, and I realized that I’ve never driven in desert conditions. What should I do if I’m driving and I run into a dust storm?
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Kaitlin May
Can a tornado pick up a car?
My husband and I just moved to Kansas—in the heart of Tornado Alley. We’ve heard lots of stories from our neighbors about the twisters that roll through here, and we’re a little worried about what to do if we see one while driving. Will a tornado be able to pick up our car?
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Samuel Todd
Does renters insurance cover wildfires?
I’m moving next month to an area with a high wildfire risk. My apartment backs up onto a pretty big forest, so my building is in a direct fire path! I was planning on purchasing a renters policy—does renters insurance cover wildfires?
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Claire Beaney
Does State Farm cover hurricane damage in Georgia?
My car is insured with State Farm. I live in Georgia and a hurricane is supposed to hit. WIll they cover hurricane damage?
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Emily Maracle
Can car insurance cover hurricane damage in Louisiana?
I live in Louisiana and am worried about hurricane damage. Would my car insurance policy cover me?
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Emily Maracle
Does full coverage cover tree damage?
A huge windstorm caused a tree branch to fall on my car. I have full coverage. Will that cover the damage?
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Emily Maracle
How do I make a claim for comprehensive car insurance due to damage from a hailstorm?
A hailstorm left golf ball-sized dents in my car. I have comprehensive coverage, but I've never had to use it before. How do I submit a claim for comprehensive insurance?
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Emily Maracle
Are wildfires covered by home insurance?
I live in central California and am terrified my house is going to burn down in a wildfire. Are wildfires covered by home insurance?
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Nick Kunze
What do I do if there is an earthquake while I’m driving?
I just moved to California and not gonna lie—I’m nervous about earthquakes. What do I do if there is an earthquake while I’m driving?
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Pat Roache
What car insurance coverage do you need for hurricane damage in Texas?
I just moved to Texas. I know hurricanes are common. Is there a way I can protect my car?
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Emily Maracle
What should I do if I see a tornado while driving?
I’ve been relocated to Texas for work and while there are a lot of things I’m excited about, being in Tornado Valley is not one of them. I’ve read some crazy stories about people driving with a tornado coming and I’m wondering—what should I do if I see one while I’m on the road?
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Andrea Barrett

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