Health insurance providers aim to eliminate moral hazards in health insurance through deductibles, copayments, and coinsurance that you pay. Read on to learn about moral hazard in health insurance.

One way that insurance companies avoid moral hazards is to impose a deductible. Fortunately, there are some easy ways to keep your premiums low.

To reduce moral hazards, car insurance companies pass on some of the costs associated with an accident to their clients by requiring a deductible. Read this guide on reducing moral hazard to learn more.