Expert Advice for Insurance Exclusions
All Articles on Insurance Exclusions
What Is a Named Driver Exclusion?
A named driver exclusion is an addition to your policy that excludes specific drivers from being covered by your insurance.
Olivia Rose
What Does Home Insurance Coverage Include and Exclude?
While home insurance covers a wide variety of perils, items it doesn’t cover include earthquakes, hurricanes, and acts of war. Read this article to learn more about common policy exclusions.
Cheryl Knight
All Questions on Insurance Exclusions
Can I exclude my spouse from my car insurance policy for my Camaro?
Can I exclude my wife from my insurance policy? My wife has a bad driving record and my insurance is already expensive because of the type of car I drive.
Sophie Newman
Will my insurance policy let anyone drive?
Can I let anyone drive my car? My brother wants to use my car this weekend since his will be in the shop. I am happy to let him borrow it, but I want to be covered if he gets into an accident.
Shannon Martin
Do I have to add my spouse on my auto insurance policy?
"My wife has a terrible driving record. Farmers is saying I have to add her to my policy but the rate will skyrocket if I do. She never drives my car, why would I have to include her?"
Shannon Martin
How do I insure a car without a license?
My license was revoked after a DUI. However, I still need my car insured if others drive it. Is there a way to get a car insured without a license?
melanie reiff
Am I covered if someone else is driving my car?
I let my partner borrow my car the other day, and he got into an accident. There’s quite a bit of damage, and I’m going to have to file a claim, but will I be covered since I wasn’t the one driving?
Sarah Gray
What is normally excluded on a boat insurance policy?
I'm planning on getting boat insurance, but I want to make sure I have the right coverage. What is typically excluded on a policy?
Emily Maracle
Does home insurance cover asbestos removal?
I'm looking to buy my first home, and I've fallen in love with a beautiful older house. Unfortunately, along with mid-century charm, it also contains asbestos. Will my insurance cover its removal?
Savannah Grabek
Is there a way to appeal a denial from a car insurance company?
Can I fight my insurance company over a claim they denied? I was in an accident last week. I’ve had my policy for a car, but I started working for Uber Eats last month. I’ve always paid on time. How can they say I am not covered?
Shannon Martin
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