Expert Advice for Commercial Truck Insurance

All Questions on Commercial Truck Insurance

What is Considered Verifiable Driving Experience?
I’m looking into jobs as a truck driver, but a lot of the postings I’m seeing are looking for verifiable driving experience. How do I prove I have driving experience? What exactly is verifiable driving experience, and is it any different from day-to-day driving?
Michelle Ballestrasse
Jan 21, 2022
How do employers verify my car insurance?
Is there any way for employers to verify your car insurance? My boss asked me if I have liability insurance for when I'm driving at work. I do, but I'm wondering why she asked me and didn't just look it up online—so is there a way for employers to confirm that you have car insurance?
Joshua Levy
Dec 19, 2021
How do I get business insurance on a car?
I'm starting a small housekeeping service with my business partner, and we are looking into buying a fleet of vehicles. Can you explain how to get business insurance on a car?
Matthew Macgugan
Dec 06, 2021
How do I get a car loan in my business name?
I just started my own drywall business and I need a truck to drive to each job site. How do I get a car loan for my business?
Eric Schad
Dec 06, 2021
How do I get commercial car insurance?
I plan to start using my car for business. I know that my normal car insurance policy won't cover it. How do I get commercial insurance?
Emily Maracle
Oct 25, 2021
How do I insure a truck used for my business?
I own a small painting company that has grown a bit this year, so I recently purchased an old F-150 to carry our equipment between job sites. This is the first vehicle I’ve ever purchased for the company and I am curious, how do I insure the truck for business use?
Jack Walsh
Oct 22, 2021
How do I get a license to drive a truck?
I'd like to start a career as a truck driver. How do I get a license?
Emily Maracle
Oct 20, 2021
What insurance do you need for a food truck?
I'm going to be starting my own food truck. I heard FLIP was a good company. What are my other options?
Emily Maracle
Oct 08, 2021
Can I change the status of my vehicle if it's no longer used for commercial purposes?
I have a large truck that's no longer being used for commercial purposes. We use it when we travel, as well as for camping. I'm having difficulty finding insurance and roadside assistance based on its size. Is there anything I can do?
Emily Maracle
Oct 08, 2021
Can I insure a commercial vehicle for personal use?
I'm buying a Chevy Silverado 4500. My current insurance company won't allow me to add it to my personal policy since it's considered a commercial vehicle. I'm going using it for personal use. Is there a way to get a personal auto policy on it?
Emily Maracle
Oct 08, 2021
What limits should I select for my hazmat truck insurance?
How do I know how much hazmat insurance I need? I just became hazmat certified and I've started applying to different trucking companies for a job. I need to make sure all of my insurance is in place before I get started.
Shannon Martin
Oct 05, 2021
What does hazmat insurance cover?
When would a semi-truck need to have hazmat insurance? What coverage would it provide?
Shannon Martin
Oct 05, 2021
What will a commercial umbrella policy cover?
What additional coverage will an umbrella policy provide above and beyond my current commercial policy?
Shannon Martin
Oct 05, 2021
Do I need trucking umbrella coverage?
I carry a liability limit on my commercial trucking policy of $200,000, do I still need to buy an umbrella policy? I am an independent trucker with just one rig. I thought that umbrella policies were more for big corporations.
Shannon Martin
Oct 05, 2021
Who needs refrigerated truck insurance?
Do all semi-trucks need refrigerated truck insurance? Or just the ones that carry food?
Shannon Martin
Oct 05, 2021
What is a reefer truck?
How is a reefer truck different from a regular semi-truck? What is it used for?
Shannon Martin
Oct 05, 2021
Why would I need reefer breakdown insurance?
Do I need to purchase reefer insurance? I am thinking about expanding the type of cargo I haul and may get into pharmaceuticals or produce. I already have a commercial insurance policy on my rig, but will I need additional coverage?
Shannon Martin
Oct 05, 2021
What is non-owned trailer insurance?
Why would a trucker need non-owned trailer insurance? Isn't it the same as trailer interchange insurance?
Shannon Martin
Oct 05, 2021
Why is trailer interchange insurance necessary?
Why do truckers need trailer interchange insurance? They already carry liability insurance and cargo insurance, along with several more policies. So what else do they have to insure?
Shannon Martin
Oct 05, 2021
What is a trailer interchange agreement?
How does a trailer interchange agreement work? Why would it be needed?
Shannon Martin
Oct 05, 2021
What types of risks are covered by motor truck cargo insurance?
What exactly does motor truck cargo insurance cover? Will it cover anything that is on the back of my trailer?
Shannon Martin
Oct 05, 2021
What type of coverage is motor truck cargo insurance?
Is cargo insurance a liability coverage or physical damage coverage? Commercial insurance has so many different types of coverage, it can be hard to keep them straight.
Shannon Martin
Oct 05, 2021
What is cargo insurance?
Is motor truck cargo insurance required to be on the road? If so, why?
Shannon Martin
Oct 05, 2021
Why do I have to have bobtail insurance and non-trucking insurance?
I am looking to lower my commercial insurance policy and I see that I have both bobtail and non-trucking insurance. Since they cover the same thing, can I get rid of one?
Shannon Martin
Oct 05, 2021
Do I need non-trucking insurance?
Is non-trucking insurance a requirement when you drive a semi? I already have my commercial policy and bobtail coverage. I don't want to have to buy more insurance.
Shannon Martin
Oct 05, 2021
What does bobtail insurance cover?
Do I need bobtail insurance? I am an independent trucker and one of the companies I contracted with asked if I had bobtail insurance. I don't, but I am not sure if this is something that I need to consider.
Shannon Martin
Oct 05, 2021
What is bobtail insurance for?
I was shopping for insurance last night for my little pickup truck and came across the term bobtail insurance. What is that and who is it for?
Shannon Martin
Oct 05, 2021
Who has the best commercial truck insurance?
I am looking for a better rate for my semi; what company is the best? My buddies had a few recommendations, but they were all companies that I have never heard of.
Shannon Martin
Oct 05, 2021
What do I do if I get into an accident while driving a U-Haul?
My girlfriend and I were driving a U-Haul and I accidentally backed into a gas pump. The insurance representatives at U-Haul said they would pay for $15,000 of damage but the gas station charged them $85,000. They told me I would be responsible for the rest. I don't have the money for that. What are my options?
Sophie Newman
Sep 28, 2021
What type of car insurance do taxi drivers need?
If I wanted to start working as a taxi driver, what car insurance would I need? Can I use my own car insurance, or is there a special type of insurance I would need?
Emily Maracle
Sep 10, 2021

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