Expert Advice for Commercial Truck Insurance

All Questions on Commercial Truck Insurance

How is driving for Amazon?
I was laid off from my last job as a delivery driver for a florist. Since I have several years of experience, I thought I might apply for a job with Amazon. What do delivery drivers think about driving for Amazon?
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Eric Schad
Mar 08, 2022
Can I change the status of my vehicle if it's no longer used for commercial purposes?
I have a large truck that's no longer being used for commercial purposes. We use it when we travel, as well as for camping. I'm having difficulty finding insurance and roadside assistance based on its size. Is there anything I can do?
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Emily Maracle
Oct 08, 2021
What type of coverage is motor truck cargo insurance?
Is cargo insurance a liability coverage or physical damage coverage? Commercial insurance has so many different types of coverage, it can be hard to keep them straight.
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Shannon Martin
Oct 05, 2021
Why would I need reefer breakdown insurance?
Do I need to purchase reefer insurance? I am thinking about expanding the type of cargo I haul and may get into pharmaceuticals or produce. I already have a commercial insurance policy on my rig, but will I need additional coverage?
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Shannon Martin
Oct 05, 2021
How do I get business insurance on a car?
I'm starting a small housekeeping service with my business partner, and we are looking into buying a fleet of vehicles. Can you explain how to get business insurance on a car?
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Matthew Macgugan
Dec 06, 2021
How do I pass my CDL driving test?
I’m getting ready to take my CDL test next week, and I’m feeling a little nervous. I’ve read the manual back to front, but I feel like I could be doing more to make sure I’m ready. Any tips on helping me pass my CDL test?
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Michelle Ballestrasse
Feb 14, 2022
What is a trailer interchange agreement?
How does a trailer interchange agreement work? Why would it be needed?
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Shannon Martin
Oct 05, 2021
What is a reefer truck?
How is a reefer truck different from a regular semi-truck? What is it used for?
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Shannon Martin
Oct 05, 2021
Do I need non-trucking insurance?
Is non-trucking insurance a requirement when you drive a semi? I already have my commercial policy and bobtail coverage. I don't want to have to buy more insurance.
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Shannon Martin
Oct 05, 2021
How do I get a car loan in my business name?
I just started my own drywall business and I need a truck to drive to each job site. How do I get a car loan for my business?
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Eric Schad
Dec 06, 2021
Is driving a school bus hard?
I’m thinking about changing careers. I love driving and working with kids and was wondering if driving a school bus is hard?
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Rob Shapiro
Feb 04, 2022
What is non-owned trailer insurance?
Why would a trucker need non-owned trailer insurance? Isn't it the same as trailer interchange insurance?
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Shannon Martin
Oct 05, 2021
What limits should I select for my hazmat truck insurance?
How do I know how much hazmat insurance I need? I just became hazmat certified and I've started applying to different trucking companies for a job. I need to make sure all of my insurance is in place before I get started.
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Shannon Martin
Oct 05, 2021
What is the Ford Transit’s towing capacity?
My company recently got contracted for a job that requires some pretty heavy lifting. We are looking to rent some vehicles. What is the towing capacity for a Ford Transit?
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Drew Waterstreet
Feb 25, 2022
Where can I buy a commercial policy for my pickup?
I am not familiar with commercial auto policies and need to find one for my truck. I have a new-to-me 2015 Ford F-450. My auto insurance company said it was too big for a standard policy and needed commercial insurance. I have my own handyman business, and I just haul tools and a few supplies back and forth. I am not sure where to start.
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Shannon Martin
Aug 27, 2021
How do I get a license to drive a truck?
I'd like to start a career as a truck driver. How do I get a license?
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Emily Maracle
Oct 20, 2021
Can I insure a commercial vehicle for personal use?
I'm buying a Chevy Silverado 4500. My current insurance company won't allow me to add it to my personal policy since it's considered a commercial vehicle. I'm going using it for personal use. Is there a way to get a personal auto policy on it?
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Emily Maracle
Oct 08, 2021
What type of insurance do I need for my commercial trucks?
What kind of insurance should I get for my trucking company? I have a fleet of four commercial delivery trucks and want to start a trucking company of my own. How can I make sure I have enough coverage?
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Shannon Martin
Aug 27, 2021
What does hazmat insurance cover?
When would a semi-truck need to have hazmat insurance? What coverage would it provide?
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Shannon Martin
Oct 05, 2021
How do I get commercial car insurance?
I plan to start using my car for business. I know that my normal car insurance policy won't cover it. How do I get commercial insurance?
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Emily Maracle
Oct 25, 2021
What do I do if I get into an accident while driving a U-Haul?
My girlfriend and I were driving a U-Haul and I accidentally backed into a gas pump. The insurance representatives at U-Haul said they would pay for $15,000 of damage but the gas station charged them $85,000. They told me I would be responsible for the rest. I don't have the money for that. What are my options?
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Sophie Newman
Sep 28, 2021
What is bobtail insurance for?
I was shopping for insurance last night for my little pickup truck and came across the term bobtail insurance. What is that and who is it for?
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Shannon Martin
Oct 05, 2021
What type of car insurance do taxi drivers need?
If I wanted to start working as a taxi driver, what car insurance would I need? Can I use my own car insurance, or is there a special type of insurance I would need?
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Emily Maracle
Mar 07, 2022
How do I insure a truck used for my business?
I own a small painting company that has grown a bit this year, so I recently purchased an old F-150 to carry our equipment between job sites. This is the first vehicle I’ve ever purchased for the company and I am curious, how do I insure the truck for business use?
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Jack Walsh
Oct 22, 2021
What is cargo insurance?
Is motor truck cargo insurance required to be on the road? If so, why?
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Shannon Martin
Oct 05, 2021
Who has the best commercial truck insurance?
I am looking for a better rate for my semi; what company is the best? My buddies had a few recommendations, but they were all companies that I have never heard of.
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Shannon Martin
Oct 05, 2021
What types of risks are covered by motor truck cargo insurance?
What exactly does motor truck cargo insurance cover? Will it cover anything that is on the back of my trailer?
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Shannon Martin
Oct 05, 2021
What will a commercial umbrella policy cover?
What additional coverage will an umbrella policy provide above and beyond my current commercial policy?
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Shannon Martin
Oct 05, 2021
Who needs refrigerated truck insurance?
Do all semi-trucks need refrigerated truck insurance? Or just the ones that carry food?
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Shannon Martin
Oct 05, 2021
Why do I have to have bobtail insurance and non-trucking insurance?
I am looking to lower my commercial insurance policy and I see that I have both bobtail and non-trucking insurance. Since they cover the same thing, can I get rid of one?
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Shannon Martin
Oct 05, 2021

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