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Freedom National Car Insurance Review
(Oct 2024)

In Jerry's 2023 survey, Freedom National extends car insurance coverage to high-risk drivers primarily in California, Arizona, Georgia, and Utah. This insurance provider receives moderate ratings from its policyholders and offers a range of discounts.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Comprehensive Freedom National Car Insurance Review

Freedom National provides
car insurance
in California, Arizona, Georgia, and Utah to primarily
high-risk drivers
. This insurance agency earns average ratings from policyholders and it offers various discounts, according to Jerry’s 2023 survey.
Here’s a breakdown of how real Freedom National policyholders ranked this insurance provider:
4
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54 Reviews
5 Stars
59.26%
4 Stars
0%
3 Stars
20.37%
2 Stars
20.37%
1 Star
0%
Jerry
experts conducted one of the nation's most extensive reviews to collect car insurance information over 18 months. We surveyed over 18,000 policyholders from all 50 states, asking them about their experience with their insurance company’s customer service, renewal process, claims handling, and more. 

So, is Freedom National a good insurance company?

Freedom National offers policies to drivers who might otherwise be unable to find coverage.
According to our customer survey, reviews were split down the middle, with 50% positive and 50% negative. That’s just below the national average, which is 64% positive.
There are some advantages and some drawbacks to getting insurance with Freedom National.
The good: With fair satisfaction rankings and purchasing process rankings, Freedom National is a reliable company when it comes to getting coverage. Other points of interest include:
  • SR-22 insurance
    in some states
  • Optional coverages like towing
  • Discount for EFT payment 
  • Easy renewal process
In addition, we asked Freedom national policyholders to rate Freedom National based on customer satisfaction, financial strength, claims experience, and renewal processes. 
Here’s how Freedom National’s ratings did against the national average for all companies surveyed:
CriteriaFreedom National's RatingIndustry Average
Overall
3.5
4.1
Cost / Price
3.5
3.8