Compare Lexus Car Insurance Costs
Lexus, the luxury vehicle division of Toyota, excels in bridging the realms of comfort, safety, and technology. With a diverse range of offerings, from sleek hybrids to exhilarating performance coupes, Lexus proudly demonstrates its mastery in crafting versatile luxury vehicles.
While it’s easy to get caught up in the excitement of driving a Lexus, it’s important to consider the financial aspects of owning one—including insurance costs. On average, Lexus drivers pay around $1,164 per year for auto insurance.
Keep in mind that this is an average. Your personal rate may be higher or lower spending on factors such as the model year, type of vehicle, and location. There’s no such thing as a real “average” auto insurance quote for all.
How much does Lexus car insurance cost?
The good news is that there are tools and resources available to help shop for car insurance quotes that won’t break the bank. Jerry has assisted 11577 Lexus drivers in saving an average of $2,563 on their auto insurance. Check out some real recent quotes:
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer Details
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| November 27, 2024 | Lexus Ls 400 | Dairyland | $108 | Terry, 54, North Augusta, SC | State Minimum | No |
| November 27, 2024 | Lexus Rx 350 | National General | $120 | Marvin, 45, Los Angeles, CA | State Minimum | Yes |
| November 27, 2024 | Lexus Es 350 | Electric | $328 | Corey, 68, Dallas, TX | State Minimum | Yes |
| November 27, 2024 | Lexus Nx 200T Base | The General | $100 | Jeanette, 49, Dallas, TX | State Minimum | No |
| November 27, 2024 | Lexus Is 200T | Mendota | $268 | Eunice, 47, Henderson, NV | State Minimum | Yes |
Best car insurance companies for Lexus drivers
Finding the best insurance company to suit every Lexus driver’s needs is an impossible task, considering the numerous factors that influence rates. It’s no wonder that shopping for car insurance can be overwhelming for so many car owners.
To provide some guidance, Jerry conducted a survey to gather insights from Lexus drivers about their firsthand experiences with insurance companies, including popular providers like Allstate.
Explore the results below to see how insurers compare in terms of cost, claims handling, and customer service.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Lexus models
Several factors come into play when determining insurance rates for your Lexus, including:
- Safety features: Lexus models with advanced safety features, such as the Lexus UX, NX, and RX (IIHS Top Safety Pick+ winners), may have lower insurance costs due to being assessed as lower risk.
- Vehicle value: Luxury Lexus models like the Lexus LS or Lexus LX tend to have higher insurance premiums due to their higher price tags. More affordable models like the Lexus ES 350 or NX may come with relatively lower insurance costs.
- Vehicle class: SUVs generally have slightly higher insurance costs compared to sedans. Factors like size, weight, and safety features of the specific model can influence insurance premiums.
- Engine size: Lexus vehicles with more powerful engines, such as the Lexus RC F, Lexus LC, or Lexus LS 500, may have higher insurance premiums due to the increased risk associated with their performance capabilities.
- Availability of replacement parts: Newer Lexus models typically have readily available replacement parts which can help keep insurance prices in check. However, older or less common Lexus models may require rarer parts, potentially leading to higher premiums.
- Cost of repairs: Luxury cars often have higher repair costs due to their advanced features, sophisticated technology, and premium materials. These higher repair costs can contribute to increased insurance premiums.
Check out the table below to see the average cost of auto insurance for some popular Lexus models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Lexus ES | $101 | $198 |
| Lexus IS | $103 | $206 |
| Lexus RX | $91 | $178 |
| Lexus GS | $95 | $204 |
| Lexus NX | $109 | $187 |
| Lexus LS | $96 | $194 |
| Lexus GX | $84 | $165 |
What insurance coverage do you need for your Lexus?
Minimum coverage insurance is the minimum amount of car insurance coverage required in your state, designed to protect other motorists in case of an accident where you’re at fault. It typically includes basic liability insurance, including bodily injury and property damage liability, but the limits are relatively low.
On the other hand, full-coverage insurance provides a greater level of protection and includes both collision and comprehensive coverage. In the event of an accident, it not only helps cover the costs of damages to your own vehicle but also provides financial assistance for injuries and damages sustained by other vehicles and passengers involved in the accident.
If you’re leasing or financing your Lexus, gap insurance is worth considering. It covers the difference between the actual cash value of your vehicle and the remaining balance on your lease or loan in the event of a total loss. This can help prevent you from being financially responsible for the “gap” between the insurance payout and your outstanding balance.
Lexus RX insurance costs
The Lexus RX is a standout option in the midsize luxury SUV segment, boasting a blend of luxury, performance, and reliability. Due to its premium status, insurance costs tend to be above average, with full coverage averaging $178 and state minimum coverage at about $91 monthly.
Here are the popular trims for the standard 2024 Lexus RX 350 lineup:
- RX 350: Starting at $48,950, the base RX 350 (FWD) is powered by a 275-horsepower turbo in-line 4-cylinder engine. Features include a spacious cabin, an 8.0-inch touchscreen display, Apple CarPlay and Android Auto compatibility, and a slew of standard safety features.
- RX 350 Premium: Starting at $50,950, this trim enhances the base model with additions like a power tilt-and-slide moonroof, aluminum roof rails, heated and ventilated front seats, and a memory system for the driver’s seat, steering wheel, and outer mirrors.
- RX 350 Premium Plus: Starting at $53,550, the RX 350 Premium Plus (FWD) adds a larger 14-inch touchscreen display, a leather-trimmed interior, a heated wood- and leather-trimmed steering wheel, and multi-zone climate control with automatic recirculation mode.
- RX 350 Luxury: Starting at $56,950, the RX 350 Luxury (FWD) introduces a semi-aniline leather interior trim, 4-way lumbar support for the driver and passenger seats, suede interior door trim, 21-inch 20-spoke alloy wheels with Dark Metallic finish, and a head-up display.
- RX 350 F Sport Handling: At a starting price of $58,150, this standard all-wheel-drive sporty trim introduces aluminum pedals, front seats with enhanced bolsters, a perforated leather-trimmed steering wheel and shift knob, and suede interior door trim.
- RX 350h Luxury: Starting at $58,550, this hybrid trim with standard all-wheel drive mirrors the RX 350 Luxury but runs on a more fuel-efficient hybrid powertrain.
- RX 500h F Sport Performance: Starting at $63,150, this top-tier trim takes the F Sport Handling to the next level with a powerful hybrid powertrain generating 366 horsepower. Feature highlights include matte black finish 21-inch 10-spoke alloy wheels with summer tires, black brake calipers, and active sound control.
Repair and replacement costs for premium trim levels like the RX F Sport and RX Luxury tend to be higher, making them a higher risk to insurance companies. Check out the table below to see the average cost of auto insurance for some popular Lexus RX trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| RX 300 | $90 | $153 |
| RX 400H | $91 | $193 |
| RX 350 | $94 | $185 |
| RX 330 | $84 | $153 |
| RX 350 Base | $102 | $204 |
Remember, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. In the table below, you’ll find real quotes for real Jerry customers.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Lexus Rx 350 | National General | $120 | Marvin, 45, Los Angeles, CA | State Minimum | Yes |
| Lexus Rx 300 | Progressive | $115 | Callie, 39, Commerce, GA | State Minimum | No |
| Lexus Rx 350 Base | Progressive | $88 | Jon, 41, Hampton, GA | 50/100 | Yes |
| Lexus Rx 350 Base | Progressive | $54 | Christine, 47, Austin, TX | State Minimum | Yes |
| Lexus Rx 400 Hybrid | Trexis | $166 | Lettie, 27, Aurora, CO | State Minimum | No |
Lexus GS insurance costs
Although the Lexus GS series was discontinued after the 2020 model year, this midsize luxury sedan left a strong impression with its compelling mix of performance, style, and advanced technology. Full coverage tends to average $204 per month, while state minimum coverage costs around $95 annually.
Here were the popular trims for the final 2020 Lexus GS lineup:
- GS 350: Starting at $51,065, the base GS 350 came with a 311-horsepower 3.5-liter V6 engine. Features included leather upholstery, a 12.3-inch display, Apple CarPlay and Android Auto compatibility—plus a suite of standard safety features.
- GS 350 F Sport: Starting at $52,760, the GS 350 F Sport added sporty upgrades like variable gear-ratio steering, 16-way power-adjustable driver’s seat, 19-inch split-five-spoke alloy wheels, and larger brakes with high-friction pads.
- GS F: Starting at $85,010, the performance-oriented GS F was powered by a 5.0-liter V8 engine producing 467 horsepower. It came with active rear steering, a torque-vectoring differential, and Brembo brakes.
Here’s how much you might expect to pay for each trim:
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| GS 430 | $81 | $153 |
| GS 350 Base | $117 | $252 |
| GS 300 | $97 | $162 |
| GS 350 | $100 | $206 |
In the table below, you’ll find real quotes for real people from Jerry.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Lexus Gs 350 | Aspire Advantage | $63 | Cordelia, 32, Stockton, CA | State Minimum | No |
| Lexus Gs 350 | National General | $580 | Lida, 24, Rome, GA | State Minimum | Yes |
| Lexus Gs 300 | Bristol West | $88 | Randall, 51, Kenosha, WI | State Minimum | No |
| Lexus Gs 350 | Bristol West | $179 | Tom, 35, Taunton, MA | State Minimum | Yes |
| Lexus Gs 300 | National General | $50 | Lucile, 31, Sacramento, CA | State Minimum | No |
Lexus NX insurance costs
The Lexus NX shines in the compact luxury SUV category, boasting a sophisticated design, innovative safety features, and plush interiors. The insurance costs for this luxury SUV can be slightly higher than the segment average, with full coverage averaging $187 per month and state minimum coverage around $109 per month.
Here are the trims for the 2024 Lexus NX lineup:
- NX 250: With a starting price of $40,305, the base NX 250 (FWD) is equipped with a 203-horsepower 2.5-liter inline-4 engine. It offers a 9.8-inch multimedia touchscreen display, Apple CarPlay and Android Auto compatibility, and an array of advanced safety features.
- NX 350: Starting at $41,310, this trim introduces standard all-wheel drive and a more powerful 275-horsepower turbocharged inline-4 engine. The NX 350 includes standard active sound control and opens access to a range of optional add-ons and luxury packages.
- NX 450h+ F Sport: Starting at $60,655, this sporty hybrid trim is equipped with a robust 304-horsepower powertrain. Its advanced features include adaptive suspension, lateral performance dampers, adaptive variable suspension, and 20-inch split-5-spoke alloy wheels with a Gloss Black finish.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| NX 300 F-Sport | $142 | $200 |
| NX 200T Base | $86 | $185 |
| NX 300 Base | $111 | $179 |
| NX 200T | $121 | $206 |
In the table below, you’ll find real quotes for real people from Jerry.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Lexus Nx 350 | Progressive | $67 | Catherine, 49, Coconut Creek, FL | State Minimum | No |
| Lexus Nx 300 | Aspire Advantage | $40 | Susan, 60, Oxnard, CA | State Minimum | No |
| Lexus Nx 250 | Bristol West | $468 | Sophia, 35, Miami, FL | No Coverage | Yes |
| Lexus Nx 350H | Progressive | $308 | Ivan, 39, Los Angeles, CA | 500/500 | Yes |
| Lexus Nx 350H | Progressive | $628 | Victoria, 37, Charlotte, NC | State Minimum | Yes |
Lexus GX insurance costs
The Lexus GX is a notable choice among midsize luxury SUVs, appealing to drivers seeking impressive off-road capabilities alongside premium comfort. As a premium vehicle, its insurance costs are typically above average, with full coverage averaging $165 per month and state minimum coverage around $84 per month.
Let’s take a closer look at the popular trims available for the 2024 Lexus GX lineup:
- GX 460: With a starting price of $59,275, the GX 460 features a powerful 4.6-liter V8 engine offering301 horsepower. This base trim includes full-time four-wheel drive, a power moonroof, and a comprehensive suite of standard safety features—including 10 airbags, parking assist, and a blind spot monitor with rear cross-traffic alert.
- GX 460 Premium: Starting at $60,610, the GX 460 Premium adds Gray Sapele wood with Aluminum trim interiors, heated and ventilated front seats, heated second-row outboard seats, tri-zone automatic climate control, and rain-sensing windshield wipers with a wiper de-icer.
- GX 460 Luxury: At the top of the GX lineup, the GX 460 Luxury trim begins at $69,930 and takes refinement to the next level. It boasts semi-aniline leather interior trim, a wood- and leather-trimmed heated steering wheel, illuminated door-sill scuff plates, headlamp washers, and power-reclining and -folding third-row seats.
Are Lexus more expensive to insure?
When compared to the average cost of other cars, the cost of insuring a Lexus vehicle is 2% more.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Mazda | $94 | $171 |
| Lexus | $97 | $194 |
| Mercedes-Benz | $100 | $208 |
| Infiniti | $105 | $213 |
Cheapest Lexus to insure
The most affordable Lexus model to insure is the 2022 Lexus RX, with an average monthly premium of $23 for state minimum coverage and an average of $208 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2022 Lexus RX | $81 | $208 |
| 2010 Lexus Lecus GX | $81 | $283 |
| 2013 Lexus CT | $81 | $193 |
| 2014 Lexus GX | $81 | $153 |
| 2012 Lexus Lexuc ES | $81 | $188 |
Most expensive Lexus to insure
The 2018 Lexus ES is the most expensive Lexus model to insure, with an average monthly premium of $187 for state minimum coverage and an average of $252 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2018 Lexus ES | $151 | $252 |
| 2013 Lexus LS | $151 | $283 |
| 2021 Lexus GX | $151 | $203 |
| 2017 Lexus IS | $151 | $283 |
| 2016 Lexus CT | $151 | $203 |
Note that the cost of insurance is influenced by various factors including your driving history, location, and more. Shopping for personalized insurance quotes will provide the most accurate information than relying on average figures.
What factors affect Lexus car insurance rates?
Several factors contribute to the calculation of car insurance premiums, including:
- Vehicle cost: Luxury, high-performance, and sports cars typically have higher insurance costs for collision and comprehensive coverage due to their higher value and specialized features.
- Vehicle age: Newer car models, especially those with advanced technology and higher market value, may result in higher insurance premiums compared to older models.
- Cost of parts: Vehicles with expensive or less common parts can incur higher replacement and repair costs, posing greater risks for insurance companies.
- Your age: Younger drivers, typically those under 25, often face higher insurance rates due to their limited driving experience. Senior drivers above the age of 70 may also encounter increased insurance rates.
- Credit score: Your personal rate may be higher or lower depending on factors such as the model year, type of vehicle, location, and even your credit score. A higher credit score often correlates with lower insurance premiums.
- Your driving record and claims history: Insurance companies generally offer lower rates to drivers with a clean driving record. Individuals with a history of car accidents, tickets, and driving violations usually face higher rates.
- Location: Insurance costs vary based on where you keep your car, as factors such as road conditions, population density, theft rates, and other risk factors differ between zip codes.
Here are a few factors that influence auto insurance rates for Lexus vehicles:
- Imports: Lexus vehicles are imported, which can lead to higher replacement costs compared to domestic models, affecting insurance rates.
- Safety: Lexus is well-known for its commitment to safety, often earning excellent safety ratings across its vehicle lineup. This focus on safety can positively impact insurance rates.
- Reliability: Lexus cars are renowned for their reliability and durability. With a lower rate of claims for these vehicles, insurance rates may be influenced positively.
- Availability: Lexus is a popular brand, which typically results in cheaper and more accessible parts. The availability of affordable replacement parts can contribute to more reasonable insurance rates.
Lexus insurance cost for young drivers
Teen drivers aged 16 to 19 face the highest insurance rates across all driver age groups. For young drivers who own a Lexus, obtaining full coverage is essential due to their higher accident rate compared to more experienced drivers.
Lexus insurance cost for senior drivers
As drivers enter their mid-70s, car insurance rates tend to increase. Senior drivers are considered more susceptible to accidents, which contributes to higher insurance costs. Additionally, the potential for severe injuries in the event of a collision leads to significant medical expenses, ultimately resulting in higher car insurance rates for seniors.
Lexus insurance cost for drivers with driving violations
Insurance costs for Lexus vehicles also depend on your driving record. Lexus drivers without violations or at-fault accidents enjoy the lowest rates. However, if you have any of the following on your record within the last three to five years, you may face a surcharge on your coverage.
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
- Cheapest car insurance for Lexus drivers with speeding ticket
While a single ticket for exceeding the speed limit by a small margin may not significantly impact your Lexus insurance premiums, multiple tickets or a serious speeding offense could lead to increased rates. Jerry takes pride in assisting Lexus drivers with different types of speeding tickets on their record to find affordable car insurance options.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Major | Lexus Rx 350 | Progressive | $53 | Nannie, 56, Exeter, MO | State Minimum | No |
| Speeding Violation-Minor | Lexus Es 300 | Bristol West | $275 | Terry, 60, Hosford, FL | No Coverage | Yes |
| Speeding Violation-Minor | Lexus Nx 300H | Aspire Advantage | $80 | Tyler, 22, Brentwood, CA | State Minimum | No |
| Speeding Violation-Major | Lexus Is 300 | Bristol West | $522 | Jack, 20, Olympia, WA | State Minimum | Yes |
| Speeding Violation-Minor | Lexus Es 300 H Base | Progressive | $805 | Lillie, 66, Valley Village, CA | State Minimum | Yes |
Cheapest car insurance for Lexus drivers with a DUI record
Having a DUI conviction on your record can result in different rates across insurance companies. Finding low-cost options after a DUI may require comparing rates from multiple insurers. Jerry has successfully helped numerous Lexus drivers secure affordable auto insurance coverage options even after a DUI conviction.
Cheapest car insurance for Lexus drivers after an accident
Your car accident or claims history is a significant factor in determining your Lexus car insurance premiums. If you have been involved in an at-fault accident recently, your insurance rates could rise significantly. Jerry has a track record of helping Lexus drivers save money on car insurance following accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With No Injury | Lexus Nx 200T Base | The General | $100 | Jeanette, 49, Dallas, TX | State Minimum | No |
| Not At Fault | Lexus Is 200T | Mendota | $268 | Eunice, 47, Henderson, NV | State Minimum | Yes |
| At Fault With No Injury | Lexus Gs 300 | Progressive | $52 | Jeff, 64, Boulder, CO | State Minimum | No |
| At Fault With Injury | Lexus Lx 470 | Progressive | $416 | Delia, 39, Tucson, AZ | State Minimum | Yes |
| At Fault With No Injury | Lexus Is 200T | Bluefire | $274 | Billy, 48, Irving, TX | State Minimum | Yes |
Cheapest car insurance for Lexus drivers with other driving violations on their record
In addition to speeding tickets and DUIs, other driving violations like reckless driving and driving on a suspended license can also lead to increased car insurance costs. We have put together a list of various driving violations and how Jerry has assisted Lexus drivers with violations secure affordable car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Other Minor | Lexus Gs 300 | Progressive | $52 | Jeff, 64, Boulder, CO | State Minimum | No |
| Ticket Violation Not Listed | Lexus Lx 470 | Progressive | $416 | Delia, 39, Tucson, AZ | State Minimum | Yes |
| Following too Closely | Lexus Rx 300 | Progressive | $132 | Violet, 45, Atlanta, GA | State Minimum | Yes |
| Refusal to submit to chemical test | Lexus Es 300H | Bristol West | $414 | Polly, 44, Long Branch, NJ | 25/50 | No |
| Following too Closely | Lexus Is 250 | First Acceptance | $363 | Della, 56, Decatur, GA | State Minimum | No |
How can I lower the cost of my Lexus car insurance?
There are several strategies to help lower the cost of insuring a Lexus vehicle.
- Shop around: Shop around for insurance coverage and compare quotes from different insurance companies. Jerry simplifies this process by collecting free quotes from over 50 top insurance companies within minutes. Jerry can even assist you in purchasing your new policy and canceling your old one.
- Choose a model wisely: When purchasing a new Lexus, research insurance rates for different models in advance. Opting for a used SUV instead of a flashy new car loaded with amenities can result in significant savings on insurance costs.
- Bundle your policies: Consider bundling your home and auto insurance with the same insurer. This can lead to a reduced overall bill by taking advantage of multi-policy discounts.
- Adjust coverage for older cars: If you own an older Lexus vehicle, consider reducing coverage to lower your insurance bill. This approach is particularly beneficial if the car’s value is less than 10 times the premium you’re paying.
- Increase your deductible: By opting for a higher deductible, you can lower your monthly insurance payments. Keep in mind that a higher deductible means you’ll be responsible for a larger out-of-pocket amount in the event of a claim.
FAQ
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
