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Cheapest car insurance in Phoenix, Arizona (Mar 2024)

Compare 55+ insurance companies including Progressive, AAA, Travelers, Nationwide (and more!) to find the best and cheapest car insurance in Phoenix, Arizona.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance in Phoenix

On average, car insurance in Phoenix costs $112 per month for minimum liability coverage, or about $199 per month for full-coverage insurance. Phoenix drivers pay 3% less than National the average. 
Smart car insurance shoppers in Phoenix, Arizona turn to Jerry every month, because Jerry makes it easy for customers to
compare and purchase affordable car insurance
. Below are some of the cheapest car insurance quotes Jerry found for customers in Phoenix.  
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$80
Seth, 54
Zip: 85027
Chrysler PT Cruiser Touring
• State Minimum Liability
Nationwide
$91
Estella, 33
Zip: 85004
Chevrolet Malibu LT
• State Minimum Liability
• Comp / Collision
Safeco
$106
Eula, 56
Zip: 85037
Volkswagen Tiguan SE
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$124
Jim, 23
Zip: 85032
Nissan Rogue S
• State Minimum Liability
• Comp / Collision
National General
$119
Cecilia, 33
Zip: 85008
Chevrolet Cruze Premier
• State Minimum Liability
coverageLast Updated Mar 19, 2024

Best Car Insurance Companies in Phoenix

The five largest insurers in Arizona are State Farm, Berkshire Hathaway (i.e. GEICO), Progressive, Farmers, and Liberty Mutual—but biggest doesn’t always mean best. 
When it comes to shopping for car insurance, every customer receives different quotes based on their profile—meaning that the “best” insurance company can be different for everyone. Aside from the cost, you’ll also want to consider factors such as claims handling and customer service when choosing a company. 
To help drivers better compare the best and cheapest car insurance companies in Arizona, Jerry conducted the largest insurance survey in the nation. According to our results, smaller insurers actually received the highest ratings from Arizona drivers: companies like American Family, Auto-Owners, Gainsco, Commonwealth, and The Hartford. 
Insurance companyOverall ratingPriceClaims experienceCustomer service
USAA
4.8
4.3
N/A
4.8
Progressive
4.4
4
4.2
4.5
Geico
3.9
3.3
4.5
4
State Farm
3.6
3.6
2.3
4.8
Farmers
3.5
3.3
4.3
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Phoenix

Arizona’s minimum car insurance requirements reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Phoenix. However, minimum liability coverage provides minimal financial protection.
You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the The Grand Canyon State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Arizona, and how it could affect your policy choices in Phoenix.

Cheap minimum liability insurance quotes in Phoenix

Minimum liability coverage in Arizona means at least $25,000 of
bodily injury liability coverage
per person, $50,000 of bodily injury liability coverage per accident, and $15,000 of
property damage liability
coverage per accident. 
These coverages are commonly referred to as 25/50/15 coverage. With this basic liability coverage, you’ll be protected up to your policy’s limits in the event that you are responsible for injuries or property damage while driving.
Here are some examples of Phoenix car owners that Jerry has assisted with obtaining minimum liability coverage. 
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Seth (54 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85027)
carChrysler PT Cruiser Touring
$80
per month
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Estella (33 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85004)
$91
per month
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Chris (67 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85016)
$115
per month
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Edith (33 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85086)
$175
per month
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Minnie (40 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85028)
$123
per month

Do you need more than minimum coverage in Phoenix?

Legally, drivers in Phoenix don’t need to carry more than the minimum liability coverage mandated by
Arizona’s car insurance laws
—but financially, many drivers may want to. 
In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over the 25/50/15 limit, especially if you cause serious injuries to another person. Once you’ve hit your liability coverage limits, your auto insurance policy won’t pay extra—meaning you could be responsible for paying the difference out of pocket.
You should also keep in mind that
Arizona’s car accident laws
allow drivers to file personal injury lawsuits for up to two years following a car accident—so your liability extends long past the initial incident! 
The bottom line: Consider raising your coverage level if you can afford it—a 50/100/30 liability insurance policy offers better financial protection than the minimum.

Cheap full coverage car insurance quotes in Phoenix

Full coverage car insurance
is the only way to protect yourself from costs associated with repairing or replacing your own vehicle. 
A full-coverage car insurance policy typically includes
collision coverage
and
comprehensive coverage
, in addition to your state’s minimums. Collision coverage protects you from repair costs associated with hitting another vehicle or a stationary object, while comprehensive coverage protects you from vandalism, theft, and non-collision damage. 
Lease and financing agreements often require you to carry both collision and comprehensive coverage. On top of a full-coverage policy, you can purchase
uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. 
Check out the table below to see what real Jerry drivers pay for various levels of coverage:
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$147
Craig, 29
Zip: 85008
Honda Accord LX
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$129
Calvin, 27
Zip: 85027
Ford C-Max Premium SEL
• State Minimum Liability
• Comp / Collision
Allstate
$124
Jim, 23
Zip: 85032
Nissan Rogue S
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$106
Eula, 56
Zip: 85037
Volkswagen Tiguan SE
• State Minimum Liability
• Comp / Collision
Bristol West
$316
Ray, 28
Zip: 85021
KIA Forte LX
coverageLast Updated Mar 16, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance quotes online.
Jerry,
a top insurance agency
, offers a free app that lets you compare car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Phoenix

Based on Jerry’s work finding the best car insurance for drivers in Phoenix, we’ve found that the average annual cost minimum liability coverage is $1,344 each year. That works out to about $112 per month. For full coverage, Phoenix drivers typically pay $2,392 per year or $199 per month. 
While average insurance rates can help you predict your own insurance costs, it's important to note that every driver's insurance premium is calculated differently. 
Car insurance companies look at many different factors when
calculating your annual premiums
, including your demographics, driving record, and discount eligibility—so your actual costs may vary significantly from the state average.

Average cost of car insurance in Phoenix by zip code

Even within the same city, car insurance rates can still vary. That’s because the rate of car accidents, auto theft, and other incidents can differ between neighborhoods—and areas that experience higher rates are consequently considered higher risk. 
As a result, drivers living in these neighborhoods could face higher premiums than drivers in other areas of the city
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
85008
$92
$192
85014
$84
$157
85015
$116
$173
85016
$82
$229
85017
$105
$222
85020
$78
$162
85021
$96
$183
85022
$88
$177
85023
$100
$161
85027
$106
$159
85029
$92
$161
85032
$81
$150
85033
$142
$192
85035
$115
$191
85037
$128
$190
85041
$109
$182
85042
$113
$163
85044
$91
$148
85051
$139
$204
85053
$87
$196

Car insurance quotes in Phoenix by rating factors 

Insurance companies in Phoenix use many rating factors when deciding your auto insurance premium:  
  • Your driving record and claims history: Accidents, tickets, or other traffic violations on your
    driving record
    could result in above-average auto insurance rates.
  • Your age: Teen and senior drivers often face the highest insurance premiums, as these age groups are considered high-risk among insurers. 
  • Your vehicle: Liability coverage could cost more for popular models. Collision and comprehensive coverage cost more for luxury, high-performance, and sports cars. 
  • Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims. 
  • How you use your car: Your annual mileage can play a role in what you pay for coverage. Insurance companies often charge more when you put more miles on your car.

How do different factors impact your car insurance costs in Phoenix?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
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Prohibited (or effectively prohibited): Arizona currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Phoenix:

Cheap car insurance quotes in Phoenix after driving violations

Violations on your record hurt your car insurance rates.
Violations drive up the cost of your annual premiums, especially if you have serious infractions on your record. 
Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident 
  • Reckless driving 
  • Driving on a suspended license

Cheapest car insurance in Phoenix after speeding ticket

In Phoenix, a speeding ticket could increase your car insurance rate. 
Jerry is proud to help drivers with varying speeding tickets save on car insurance.  
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Progressive
$97
Steven, 29
Zip: 85024
Honda Civic EX
• 100,000/300,000 Liability
Speeding 11-15
Travelers
$205
Milton, 35
Zip: 85029
Jeep Compass Latitude
• 50,000/100,000 Liability
• Comp / Collision
Speeding 16-20
Nationwide
$84
Lawrence, 41
Zip: 85014
Toyota Camry LE
• 15,000/30,000 Liability
Speeding 21+
Safeco
$67
Phoebe, 28
Zip: 85054
Chevrolet Camaro ZL1
• State Minimum Liability
coverageLast Updated Mar 14, 2024
  

Cheapest car insurance in Phoenix after DUI

Driving with a blood-alcohol level of 0.08% or higher violates
Arizona’s DUI laws
. A DUI conviction comes with a maximum sentence of $1,480 in fines, 10 consecutive days in jail, and a driver’s license suspension of 90 days. 
Your auto insurance rates will be similarly affected. The good news is, Jerry has helped many drivers in Phoenix obtain affordable auto insurance rates after a DUI.
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Jane (22 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85003)
$204
per month
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Manuel (32 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPhoenix, AZ
(Zip Code: 85022)
$298
per month
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Darrell (43 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85021)
$108
per month
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Myrtle (27 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85048)
carKIA Seltos LX
$227
per month

Cheapest car insurance in Phoenix after an at-fault accident

It takes a few mistakes to become a good driver. An at-fault accident might tarnish your
clean driving record
, but it’ll clear up eventually. In the meantime, don’t feel you have to stick with a car insurance company that penalizes you needlessly with sky-high insurance rates.
Jerry users found companies willing to work with them and their driving history while offering them savings.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Progressive
$174
Lida, 28
Zip: 85040
KIA Seltos S
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Allstate
$183
Louis, 34
Zip: 85032
Acura ILX Premium Tech
• State Minimum Liability
• Comp / Collision
Not At Fault
Travelers
$141
Norman, 40
Zip: 85024
Ford Escape Titanium
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$130
Brett, 32
Zip: 85032
Nissan Altima 2.5
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 16, 2024

Cheapest car insurance in Phoenix after other driving violations

Car insurance premiums are sensitive to any mistake, big or small—whether it’s a speeding ticket, DUI conviction, or any other traffic violation. Here are some examples of how Jerry has helped other Phoenix drivers find cheap car insurance despite previous violations.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Progressive
$386
Polly, 22
Zip: 85029
Nissan Rogue S
• State Minimum Liability
• Comp / Collision
Defective Equipment
Progressive
$111
Carrie, 25
Zip: 85048
Ford Ecosport Titanium
• State Minimum Liability
• Comp / Collision
Failure To Observe A Safety Zone
Nationwide
$245
Devin, 32
Zip: 85022
Dodge Charger SXT
• 50,000/100,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Bristol West
$218
Cecelia, 46
Zip: 85015
Nissan Rogue S
• State Minimum Liability
• Comp / Collision
Cell Phone
Dairyland
$480
Edwin, 37
Zip: 85009
Hyundai Veloster
• State Minimum Liability
Careless Driving
Assurance America
$135
Chris, 34
Zip: 85020
Nissan Altima
• State Minimum Liability
Driving on Sus. License
Safeco
$147
Mike, 41
Zip: 85027
Dodge Journey SXT
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Travelers
$79
Howard, 59
Zip: 85031
Mini Cooper S
• 15,000/30,000 Liability
Improper Passing
Clearcover
$192
Connor, 25
Zip: 85021
Volkswagen Jetta SE
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 17, 2024

Cheap car insurance quotes in Phoenix by age

The golden years for cheap car insurance fall between the ages of 25 and 75. By that time, teen drivers have gained the experience they need to drive safely—and the income to pay their bills. 

Cheapest car insurance in Phoenix for young drivers

Teen drivers aged 16 to 19 are most likely to be involved in an accident. This risk—coupled with a limited driving and insurance history—means that teen drivers pay the highest premiums of any age group. 
And since it’s illegal for anyone to sign a car insurance contract before turning 18, they’ll need to be added to someone else's policy.
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Wayne (21 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85053)
carNissan Altima S
$486
per month
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Jim (23 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85032)
$124
per month
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Inez (24 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85022)
$170
per month
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Lois (23 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85013)
carChevrolet Cruze LT
$265
per month
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Gainsco
Maurice (24 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85044)
$110
per month

Cheapest car insurance in Phoenix for senior drivers

Similar to teen drivers, senior drivers also pose a heightened risk to insurance companies. This is because senior drivers are more likely to be involved in accidents, and more prone to severe injuries in the event of a collision—which can lead to significant medical expenses and increased costs for insurance providers.
As a result, car insurance rates start to rise once more when drivers enter their mid-70s.
card cover
Isaac (71 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPhoenix, AZ
(Zip Code: 85008)
$64
per month
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Lettie (71 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85015)
$285
per month
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Lucas (89 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85015)
carDodge RAM 2500 ST
$301
per month
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Eric (67 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85016)
$115
per month
card cover
Clearcover
Chad (72 years old)
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85043)
carChevrolet Bolt EV Premier
$280
per month

Cheap car insurance quotes in Phoenix based on insurance history

Another factor that can impact your rates is your insurance history—i.e., whether you are currently insured or not.
Any lapse in coverage
usually leads to an increase in car insurance rates.
Jerry sends payment reminders to our customers, to help ensure timely insurance payments and prevent coverage lapses. We can also help uninsured or previously lapsed customers find savings on new auto insurance policies.
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Hannah (54 years old)
Currently Insured
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85027)
carChrysler PT Cruiser Touring
$80
per month
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Kate (56 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPhoenix, AZ
(Zip Code: 85037)
$106
per month
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Esther (23 years old)
Currently Insured
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85032)
$124
per month
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Lillian (27 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPhoenix, AZ
(Zip Code: 85027)
carFord C-Max Premium SEL
$129
per month
card cover
Clearcover
Lawrence (72 years old)
Currently Insured
coverageCoverage
State Minimum
locationPhoenix, AZ
(Zip Code: 85043)
carChevrolet Bolt EV Premier
$280
per month

Cheap car insurance quotes in for drivers with poor credit

drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.
Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
Here’s how drivers with low credit scores saved with Jerry.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$94
Logan, 56
Zip: 85037
Volkswagen Tiguan SE
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
Safeco
$130
Paul, 32
Zip: 85032
Nissan Altima 2.5
• State Minimum Liability
• Comp / Collision
660 - 750
Infinity
$133
Marcus, 43
Zip: 85037
Mazda 5 Sport
• State Minimum Liability
• Comp / Collision
550 - 659
Nationwide
$133
Edwin, 35
Zip: 85048
Chevrolet Malibu 1LT
• State Minimum Liability
• Comp / Collision
< 550
Allstate
$74
Linnie, 24
Zip: 85004
KIA Forte EX
• State Minimum Liability
coverageLast Updated Mar 19, 2024

How to lower car insurance costs in Phoenix

1. Shop around and compare quotes

Insurance companies use varying rating factors to determine premiums, and these criteria can change from place to place. To find the most cost-effective car insurance policy, experts recommended comparing quotes from at least three to five companies and shopping for rates every six months.
That’s where Jerry can help! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. 
Better yet—Jerry provides this service for free!

 2. Hunt for car insurance discounts

Every insurance company offers discounts, but the exact discounts offered—and whether or not you qualify for them—can vary among insurers.
Commonly available discounts
include: 
  • Good driver discounts: Drivers with a clean driving record and claims-free insurance history typically enjoy lower rates—and often receive discounts anywhere from 10% to 30% off their insurance premiums. 
  • Telematics discounts: Many providers offer discounts to drivers who use telematics to monitor their driving habits. You might even get a discount just for enrolling!
  • Good student discounts: Full-time high school and college students that maintain a B average or higher may qualify for a discounted car insurance rate.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, opting for a higher deductible can help keep your monthly expenses low without sacrificing coverage.

FAQ

People living in Phoenix pay on average $112 per month – or $1,344 per year – on state-minimum liability coverage. Full coverage in Phoenix costs on average $199 per month of $2,392 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
Based on thousands of Phoenix drivers Jerry has worked with, car insurance in Phoenix costs an average of $112 per month for state-minimum coverage and $199 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Gainsco,
Progressive
, and
The Hartford
receive good ratings from Phoenix drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry. 
The state-minimum car insurance in Phoenix, Arizona is $25,000 in bodily injury liability per person, $50,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 25/50/15 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.