Best Car Insurance in Fort Worth 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Fort Worth Texas costs single-car drivers an average of $2,496 annually, or about $208 per month. Compared to the state annual average of $2,640, auto insurance in Fort Worth is $143 lower.
Here’s how much real Jerry customers pay for insurance in Fort Worth:

Real quotes for Jerry customers in Fort Worth, Texas

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
March 10, 2021Kia Optima LXTX29SafecoPredicted$118/mo.$81/mo.
June 16, 2021Chevrolet Cruze LSTX34Bristol WestCustom$138/mo.$97/mo.
May 15, 2021Chrysler 200 LimitedTX46MercuryCurrent$255/mo.$124/mo.
July 27, 2021Chevrolet Camaro LSTX25TravelersCustom$270/mo.$209/mo.
July 10, 2021Kia Soul +TX23ProgressiveCustom$303/mo.$257/mo.
The best way to secure the right plan for lower premiums in Fort Worth is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inFort Worth have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Fort Worth, Texas

Insurance Company
Before Jerry
After Jerry
State Auto$1,800$778
Kemper$2,568$1,530
Allstate$2,530$1,603
Safeco$2,824$1,978
Travelers$2,879$2,033
Nationwide$2,938$2,073
National General$3,632$2,316
Dairyland$4,071$2,838

Minimum coverage car insurance in Fort Worth

On average, the cost of minimum coverage car insurance in Fort Worth is $2,305 per year, or $192 per month.

The minimum level of car insurance required in Fort Worth is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Fort Worth:
Before Jerry
After Jerry
$1,911$1,024
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$2,511$887
Progressive$2,382$1,333
National General$3,348$1,386
Kemper$2,061$1,459
Safeco$4,200$4,092
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Full coverage car insurance in Fort Worth

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Fort Worth:
Before Jerry
After Jerry
$2,127$1,725
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$2,195$1,834
Progressive$2,945$2,040
Travelers$2,905$2,511
National General$3,456$3,307
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How does your age affect your auto insurance cost in Fort Worth?

If you’re a driver under 25 in Fort Worth, you could be paying as much as $41 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Fort Worth saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$2,924$2,066
21-24$3,004$2,184
On the contrary, here’s how much drivers aged 25 and over in Fort Worth pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,377$1,654
35-44$2,572$1,793
45-54$2,706$1,778
55-64$2,507$1,913
65+$2,167$1,619

Cheapest car insurance for drivers in Fort Worth with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Fort Worth saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,273$1,268
Speeding under 15$2,528$1,402
Speeding over 15$4,056$1,936
Other$4,200$4,092
Here’s how much drivers with a bad driving record in [Fort Worth saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,282$1,204
Kemper$2,291$1,491
Progressive$2,490$1,621
Safeco$2,138$1,814
Nationwide$2,517$1,819
Travelers$2,489$1,966
National General$3,651$2,575
Dairyland$7,668$4,812

Cheapest car insurance for young drivers in Fort Worth with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,585$1,642
Speeding under 15$2,292$1,486
Other$4,200$4,092
Here’s how much young drivers with a bad driving record in [Fort Worth saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$1,840$1,422
Kemper$2,598$1,762
Progressive$2,947$1,779
Travelers$2,992$2,441
Nationwide$3,107$2,545
National General$3,639$2,734
Safeco$4,200$4,092
Dairyland$7,668$4,812
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How can you save money on car insurance in Fort Worth

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Fort Worth you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 12, 2021Chevrolet Malibu LSTX25Commonwealth InsuranceBasic$250/mo.$88/mo.
May 15, 2021Chrysler 200 LimitedTX46MercuryCurrent$255/mo.$124/mo.
May 25, 2021Hyundai Accent SETX53GainscoPredicted$312/mo.$188/mo.
April 30, 2021Ford Focus SETX23NationwideCustom$278/mo.$171/mo.
June 23, 2021Ford F150TX22AllstateBasic$150/mo.$83/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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