PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What date are car insurance companies looking for when asking for date first licensed?
When an insurance company asks for the date you were first licensed, are they asking for the date you got your learner’s permit, or the date you got your full driver’s license?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When
car insurance
companies ask for the date you were first licensed, they are looking for the date that you received your full, unrestricted license. Companies ask for this date to confirm your driving experience.While you gain experience with a learner’s permit, you technically can’t legally drive without another licensed individual. This is why insurance providers don’t consider the time with your learner’s permit as valid driving experience.
Statistically,
newer drivers
are more likely to get into an accident because of their limited experience on the road. This causes insurers to charge young drivers higher premiums
than their older counterparts. As you gain more experience, your rates should decrease as long as you maintain a
clean driving record
.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies