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Cheapest Honda Civic SI Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Honda Civic SI
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Bonnie Stinson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does Honda Civic SI car insurance cost? 

Based on the nationwide figure, the average monthly cost is $95 for minimum coverage on a Honda Civic Si. For full coverage, the average is about $196.
Compared to other Civics with other trim levels, the Si is about 17% more expensive to insure.
Make and model do affect your auto insurance rates, but so do factors like your driving history, age, and coverage preferences. Expect your rate to change depending on your unique driver profile, even if you drive a Honda Civic Si. 

Compare the cheapest Honda Civic SI car insurance quotes

Comparing might sound complicated, but it’s the only way to find out if you’re overpaying on your Honda Civic Si coverage. Luckily, comparing is easy with a trusted insurance broker like the Jerry app. 
Here are the
average Honda Civic insurance rates
from real Civic Si drivers who used Jerry to find coverage.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
November 9, 2024
Nationwide
$78
• 50,000/100,000 Liability
• Comp / Collision
November 2, 2024
State Auto
$256
• 100,000/300,000 Liability
• Comp / Collision
October 31, 2024
Mercury
$255
• 50,000/100,000 Liability
• Comp / Collision
October 27, 2024
Bristol West
$144
• State Minimum Liability
October 26, 2024
Safeco
$178
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 9, 2024
Note that vehicle type is just one factor. Insurance providers also pay close attention to a driver’s age and claims history when setting rates. For instance, two drivers with the exact same Honda Civic Si model will pay different premiums if one is a 30-year-old driver and one is a teen.
Personalized free quotes
are the best way to find out what you should be paying for Honda Civic Si car insurance costs.

The best car insurance companies for Honda Civic SI owners

Car type is not the only—or most important—factor when trying to find the cheapest rate and best company. Otherwise, you’d find all Honda Civic drivers insured by the same company. 
The truth is that there is no single “best” company for every Civic Si driver. 
Your driver profile is just as important as your make and model, according to insurance providers. More importantly, every company has a unique formula for calculating rates. Even if you and your twin have identical clean driving records and you both drive a Honda Civic Si, you’d get different rates at GEICO and Progressive, for instance.
Ratings are a smart way to see how real drivers feel about
top insurance companies
. Remember, policy cost is just one factor you should consider. Think about claims handling performance and customer service ratings, too. It’s also important to keep in mind that major companies like Allstate, State Farm, and USAA may be popular but it’s possible that a smaller company might offer better rates.
Here’s how Honda Civic Si drivers rated major companies across key criteria.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Honda Civic SI insurance cost?

On average, Honda Civic Si drivers pay about $95 per month for coverage with state minimum liability. That’s $1,140 per year as an annual premium on this model.
The cost of insurance for a full coverage policy is about $196 per month or $2,352 per year.
Some drivers will qualify for discounts, and others will add extra coverages like roadside assistance. Expect your Honda Civic insurance cost to be higher or lower than the average rates, depending on your circumstances. Ask your insurance agent for advice.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$95
$1,140
Full coverage
$196
$2,352

How much car insurance do you need for a Honda Civic SI?

Before you get behind the wheel of your Civic Si, you must carry at least
minimum coverage
. Each state has its own guidelines for minimum coverage, which usually includes basic liability with property damage and bodily injury protection. This is typically the cheapest car insurance.
Many Honda drivers opt for
full coverage
policies instead, however. Whereas liability insurance pays out for damages you cause to others, a full coverage insurance policy protects your own vehicle. It includes comprehensive and collision coverage, which pay out after your out-of-pocket deductible. 

How do Honda Civic SI insurance quotes compare to other Honda Civic car insurance rates?

Check out the table below to see the average cost of auto insurance for some other popular Honda Civic trims besides the coupe, like the Civic LX, Civic Type R, and Civic EX-L.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Civic Sport Touring
$52
$188
Civic VP
$66
$111
Civic HF
$79
$174
$81
$163
Civic Hybrid L
$91
$137
Civic Hybrid
$92
$161
Civic Touring
$92
$182
Civic EXL
$94
$171
$95
$196
Civic LX
$97
$179
Civic DX
$98
$130
Civic EX
$98
$180
Civic LX-S
$102
$174
Civic Sport
$103
$200
Civic Base
$104
$212
Civic DX VP
$108
$129
Civic GX
$109
$236
Civic SE
$117
$171
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Honda Civic SI insurance cost by model year

The Si first came out in the 1980s and it’s still in production today. The year of Civic models is a key risk factor, according to insurance companies. 
Each production year has a unique set of safety features and risk features. For instance, older models are generally cheaper to insure but they can also have unique features that are harder to replace. New cars tend to cost more to insure, but replacement parts may also be more common on contemporary models. Expect car insurance prices to drop after a car hits its three-year-old birthday.
Take a look at how insurance premiums vary by model year on the sleek Honda Civic Si.

2023 Honda Civic SI car insurance quotes

Honda Civic car insurance rates tend to be higher with newer model years. Check out what 2023 Si drivers are paying for coverage with Jerry:
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$590
• State Minimum Liability • Comp / Collision
$212
• No Coverage Liability
$93
Elsie, 24
Salinas, CA
• State Minimum Liability
$170
• State Minimum Liability • Comp / Collision

2022 Honda Civic SI car insurance quotes

Motorists all have their own driving profile, which means car insurance costs can be vastly different from one person to the next. Have a look at these 2022 Honda Civic Si quotes to see just how different rates can be.
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$121
Elnora, 35
Johnstown, PA
• State Minimum Liability • Comp / Collision
$294
Hannah, 29
Bronx, NY
• State Minimum Liability • Comp / Collision
$229
Rosie, 59
Denver, CO
• State Minimum Liability • Comp / Collision
$127
• State Minimum Liability

2020 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$147
Ronald, 29
Raleigh, NC
• 50,000/100,000 Liability • Comp / Collision
$194
Mamie, 27
Farmington, CT
• State Minimum Liability • Comp / Collision
$202
Travis, 27
Everett, MA
• State Minimum Liability • Comp / Collision
$189
Calvin, 28
Lancaster, OH
• 100,000/300,000 Liability • Comp / Collision
Clearcover
$111
• 100,000/300,000 Liability • Comp / Collision

2019 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$248
• State Minimum Liability • Comp / Collision
$165
Amelia, 30
Addison, IL
• 50,000/100,000 Liability • Comp / Collision
Clearcover
$153
Randall, 34
West Jordan, UT
• 100,000/300,000 Liability • Comp / Collision
$280
• State Minimum Liability • Comp / Collision
$276
Grace, 26
Newark, NJ
• 50,000/100,000 Liability • Comp / Collision

2018 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$130
Carlos, 31
Bridgeville, PA
• State Minimum Liability • Comp / Collision
$255
Eddie, 37
Roswell, GA
• 50,000/100,000 Liability • Comp / Collision
Clearcover
$132
Mattie, 33
Spanish Fork, UT
• 100,000/300,000 Liability • Comp / Collision
$318
Madge, 28 Hartsdale, NY
• State Minimum Liability • Comp / Collision
Gainsco
$190
Caroline, 41
Katy, TX
• State Minimum Liability • Comp / Collision

2017 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$85
Maud, 52
Jasper, GA
• State Minimum Liability • Comp / Collision
$247
Franklin, 29
Waldorf, MD
• 100,000/300,000 Liability • Comp / Collision
$354
Joe, 28
Tampa, FL
• State Minimum Liability • Comp / Collision
$422
• 100,000/300,000 Liability • Comp / Collision
$207
Jeffery, 33
Beech Grove, IN
• 50,000/100,000 Liability • Comp / Collision

2015 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$268
Carrie, 20
Glendale, AZ
• State Minimum Liability • Comp / Collision
$142
Sallie, 31
Garland, TX
• 50,000/100,000 Liability • Comp / Collision
$145
• 100,000/300,000 Liability • Comp / Collision
$116
Nelle, 31
Vandalia, OH
• State Minimum Liability • Comp / Collision
$127
Stella, 31
Charlotte, NC
• State Minimum Liability • Comp / Collision

2014 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$160
Micheal, 28
Corcoran, CA
• 100,000/300,000 Liability • Comp / Collision
$97
Christian, 24
Fort Hood, TX
• State Minimum Liability • Comp / Collision
Clearcover
$229
Bernice, 29
Fort Worth, TX
• 50,000/100,000 Liability • Comp / Collision
$108
Lou, 27
Irving, TX
• State Minimum Liability
$124
Adeline, 28
Tucson, AZ
• State Minimum Liability • Comp / Collision

2013 Honda Civic SI car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$119
Millie, 31
Jacksonville, TX
• 50,000/100,000 Liability • Comp / Collision
$311
Seth, 23
Yonkers, NY
• State Minimum Liability
$141
• 50,000/100,000 Liability • Comp / Collision
$111
Myra, 28
Dallas, NC
• 50,000/100,000 Liability • Comp / Collision
$182
Bess, 31 Flanders, NJ
• 100,000/300,000 Liability • Comp / Collision

Are Honda Civic SIs expensive to insure? 

Expect to pay 17% more to insure a Honda Civic Si versus other similar models in the same price range. 
Here’s a look at insurance costs for the Si’s competitors.
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Honda Ridgeline
$56
$144
$70
$163
Honda Passport
$70
$85
$71
$225
Honda Element
$72
$92
Honda Crosstour
$73
$194
Honda Insight
$75
$164
Honda Prelude
$88
$107
Honda Fit
$89
$154
Honda CR-V
$90
$146
Honda CR-Z
$92
$190
$94
$165
Honda HR-V
$95
$155
$100
$174
$104
$212
Honda Pilot
$104
$159
Each make and model has various data points that insurance companies take into account. For instance, the Honda Civic Si has a certain MSRP, theft rate, and average repair cost. 
Safety features and crash test ratings are very important, too. Here’s how the Honda Civic Si tests for safety ratings, according to the Insurance Institute for Highway Safety (IIHS).
Rating TypeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Side: updated test
Acceptable
Roof strength
Good
Head restraints & seats
Good
Headlights
Good
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Front crash prevention: vehicle-to-pedestrian (night)
Advanced
Moderate overlap front: updated test
Acceptable
Seat belt reminders
Good
LATCH ease of use
Good

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
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Maria Cruz
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Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.