How much does Ford car insurance cost?
Since its inception in 1903, Ford Motor Company has served as a symbol of American ingenuity and manufacturing excellence. Whether you’re in the market for a rugged truck, a dependable sedan, a versatile SUV, or a sleek sports car, Ford offers a diverse range of models tailored to any driver’s needs.
On average, Ford drivers pay $1,104 each year for auto insurance, but it’s important to note that every Ford car insurance policy is unique to individual circumstances. Factors such as your Ford’s model year, model type, and personal driving history all influence your Ford insurance cost. Thus, there is no such thing as an “average” auto insurance quote.
How to find the cheapest Ford Car Insurance Quotes
Fortunately, Jerry is here to help you find personalized quotes that align with your coverage needs and budget. Thanks to Jerry’s expertise and end-to-end support, Ford drivers save an average of $2,428 on their auto insurance costs!
Take a look at the table below to see Jerry’s selection of car insurance quotes for popular Ford models.
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| December 29, 2024 | Ford Explorer Xlt | Progressive | $99 | Tommy, 37, Garland, TX | State Minimum | Yes |
| December 29, 2024 | Ford Fiesta Se | Aspire Advantage | $38 | Jesus, 32, Sacramento, CA | State Minimum | No |
| December 29, 2024 | Ford F-150 Supercrew | Bristol West | $92 | Joseph, 35, Stoughton, MA | State Minimum | Yes |
| December 29, 2024 | Ford F-150 | Progressive | $103 | Georgia, 42, Lebanon, MO | State Minimum | Yes |
| December 29, 2024 | Ford Focus Ses | National General | $151 | Dennis, 49, Shreveport, LA | State Minimum | No |
Best car insurance companies for Ford drivers
A key consideration when shopping for car insurance is to find a provider that aligns with both your needs and your vehicle’s requirements.
There isn’t a universally acclaimed “best” insurance company for Ford drivers, as your ideal match depends on factors like driving and insurance history, geographical location, age, and the specific vehicle you drive. Thankfully, Jerry conducted an extensive nationwide survey to guide drivers toward personalized insurance coverage.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Ford models
The specific type of Ford model you drive significantly impacts your auto insurance costs. Major influencing factors on your insurance rate are:
- Safety features: Ford models with superior safety ratings, such as the Ford Explorer and the Bronco Sport, typically have lower insurance costs.
- Vehicle value: Cars with high value cost more to insure, which is why high-performance models like the Mustang GT have higher insurance costs than a base model F-150.
- Vehicle class: Compact SUVs like the Escape and EcoSport are typically the least expensive to insure, while sports cars, large sedans, and electric or hybrid vehicles usually cost more.
- Engine size: Vehicles with larger engines and more horsepower are associated with a higher risk of speeding and accidents, thereby increasing coverage costs. For instance, the F-150 Raptor’s 450-horsepower V6 engine leads to higher insurance costs than a standard base model F-150 with a 290-horsepower V6.
- Availability of replacement parts: If you drive a less common Ford model or one that’s difficult to find parts for—like a hybrid, electric vehicle, or a vintage model—your insurance premiums may be steeper.
- Cost of repairs: High-end models, hybrids, and the 2023 Ford electric lineup will all be more expensive to repair (and insure) than popular models like the Escape or standard F-series models.
Check out the table below to see the average cost of auto insurance for some popular Ford models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Ford Fusion | $101 | $191 |
| Ford Escape | $90 | $154 |
| Ford Focus | $94 | $176 |
| Ford F-150 | $83 | $152 |
| Ford Mustang | $98 | $201 |
| Ford Explorer | $90 | $164 |
| Ford Edge | $94 | $159 |
Minimum coverage insurance is the minimum amount of coverage required in your state by law. Typically, it includes basic liability insurance with relatively low limits for both bodily injury and property damage liability.
Full-coverage insurance offers a more robust financial safety net. It includes collision and comprehensive coverage, providing financial security in case of injury to yourself and damage to your own vehicle, as well as other vehicles and passengers involved in an accident.
Ford F-150 insurance costs
The Ford F-150 is the best-selling vehicle in the nation, acclaimed for its outstanding dependability and superior performance at an affordable starting price. On average, Ford F-150 insurance costs $152 per month for full coverage and $83 for state minimum coverage.
How much you pay for your Ford insurance also depends on trim level. Trim levels are variations of a car model that incorporate different features and equipment. For instance, there are eight trims for the 2024 Ford F-150: the XL, XLT, Lariat, King Ranch, Platinum, Limited, Tremor, and Raptor.
- XL: With a starting price of $33,695, the 2023 Ford F-150 XL features a 290-hp engine, 10-speed shiftable automatic transmission, and a suite of standard and advanced Ford Co-Pilot360 safety features like pre-collision assist and reverse sensing system.
- XLT: With a starting MSRP of $41,800, the 2023 Ford F-150 XLT adds a black front grille with chrome surround, 17-inch silver-painted aluminum wheels, heated and power-adjustable side mirrors, and a lane-keeping system.
- Lariat: Starting at $57,480, the 2023 Ford F-150 Lariat upgrades to a 325-hp EcoBoost V6 engine, remote start system, chrome accents, and power-folding side mirrors. Other top-notch features include front heated, ventilated, leather-trimmed seats and dual-zone automatic climate control.
- Tremor: The 2023 F-150 Tremor, priced from $60,970, comes with a powerful V8 engine and is equipped with added drive modes such as deep snow/sand, mud/rut, and rock crawl.
- King Ranch: Priced from $63,005, the 2023 Ford F-150 King Ranch boasts a potent 5-liter 400-hp V8 engine along with stone gray exterior detailing and interior comfort upgrades. Standard features include intelligent adaptive cruise control, 20-inch machined aluminum wheels, heated rear seats, Bang & Olufsen sound system.
- Platinum: Starting at $64,695, the 2023 Ford F-150 Platinum offers top-tier features like a black leather-wrapped steering wheel, 360-degree camera package, chrome exterior detailing, and multi-contour leather seating.
- Limited: With a starting MSRP of $84,910, the 2023 Ford F-150 Limited includes impressive upgrades like hands-free driving, continuously controlled damping, and adaptive steering. This trim also incorporates a B&O 18-speaker, 1080-watt sound system, along with comprehensive trailer tow and bed utility packages.
- Raptor: Starting at $76,775, the 2023 Ford F-150 Raptor’s V6 engine produces an impressive 430 horsepower and 570 lb.-ft. of torque. It features an advanced suspension system, extra-wide flare front fenders, sport-tuned Fox Racing Shox shock absorbers, and heavy-duty engine skid plates.
Premium trim levels like the Raptor and Limited tend to have higher repair and replacement costs, making them costlier to insure. Check out the table below to see the average cost of auto insurance for a few sought-after Ford F-150 trims.
Here’s how much you might expect your cost to change based on the trim level of your car:
Below, you’ll find authentic insurance quotes for real Jerry customers.
Ford Explorer insurance costs
Known as the spark that started the modern SUV craze, the first generation Ford Explorer debuted in 1990. Now in its sixth generation, the Explorer remains a solid contender in the mid-size SUV market. A robust selection of trims caters to a wide variety of needs, from luxury amenities to more powerful powertrains.
According to our data, the average Ford Explorer insurance policy costs $164 per month for full coverage. Keep in mind, however, that quotes can vary significantly depending on your circumstances. Driving History, car year, trim level, and other factors like the type of coverage you’re looking for all contribute to your final insurance costs.
Depending on which trim level you choose, your Ford Explorer insurance may cost more or less. The eight trim levels for the 2024 model year include:
- Base: Starting at $36,760, the 2023 Ford Explorer Base includes a 300-hp EcoBoost engine, a six-speaker sound system, an eight-inch touchscreen, a power liftgate, 7 selectable drive modes, and a rearview camera.
- XLT: Starting at $38,570, the 2023 Ford Explorer XLT adds features like roof rack side rails, push-button start, LED signature lighting, and power-heated side-view mirrors.
- ST-line: Priced at $46,005, the 2023 Ford Explorer ST-Line offers premium sound, driver assistance technology, LED fog lamps, power-folding side-view mirrors, 20-inch machined aluminum wheels, and a voice-activated touchscreen navigation system.
- Limited: Starting at $47,070, the 2023 Ford Explorer Limited boasts a hybrid V6 engine, silver-painted skid plate elements, ventilated leather seats, a 10.1-inch touchscreen, and front parking sensors.
- Timberline: With a starting MSRP of $48,480, the 2023 Ford Explorer Timberline features intelligent 4WD, all-terrain tires, front and rear skid plates, unique LED fog lamps, and a leather-wrapped heated sport-style steering wheel.
- ST: Starting at $50,005, the performance-oriented 2023 Ford Explorer ST comes with a twin-turbo V6 engine delivering 400 horsepower, 20-inch machined aluminum wheels, leather seats with micro-perforated inserts, and a 12.3-inch instrument cluster.
- Platinum: Starting at $53,820, the 2023 Ford Explorer Platinum offers auto start/stop technology, adaptive headlamps, 21-inch bright machined-face aluminum wheels, multi-contour front seats, and a power-folding third-row seat.
- King Ranch: The luxurious 2023 Ford Explorer King Ranch starts at $54,075 and features 20-inch ten-spoke aluminum wheels, a twin-panel moonroof, Norias real wood trim, and Del Rio leather seating surfaces with lasso-perforated inserts.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car | Trim Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Explorer Eddie Bauer | $91 | $127 |
| Explorer Ford Explorer | $88 | $166 |
| Explorer Limited | $98 | $169 |
| Explorer Sport | $101 | $171 |
| Explorer XLT | $90 | $158 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Ford Explorer | Progressive | $99 | Tommy, 37, Garland, TX | State Minimum | Yes |
| Ford Explorer | National General | $57 | Matilda, 30, El Cajon, CA | State Minimum | No |
| Ford Explorer | Embark General | $476 | Nelle, 37, Canton, MA | State Minimum | Yes |
| Ford Explorer | Progressive | $88 | Jesse, 43, Edgewater, FL | State Minimum | Yes |
| Ford Explorer | Progressive | $145 | Leila, 27, Fort Worth, TX | State Minimum | No |
Ford Escape insurance costs
The Ford Escape is a compact SUV that’s one of the most popular crossovers on the road today—and one of the cheapest to insure. Ford Escape costs $154 for full coverage and $90 for state minimum coverage per month.
With a major design overhaul for the 2024 model year, the Escape is now available in seven trim levels:
- Base: The Base trim level starts at $29,495 MSRP with a 180-hp three-cylinder engine, optional AWD, cloth upholstery, and wireless smartphone integration. You’ll also get a basic suite of driver assistance tech, including forward collision mitigation and blind-spot monitoring with rear cross-traffic alert.
- Active: Starting at $30,840, the most popular trim adds convenience and comfort with features like dual-zone automatic climate control, tinted rear windows, keyless ignition and entry, and a power liftgate.
- ST-Line: Priced starting at $31,835, the 2023 Ford Escape ST-Line adds some vinyl upholstery, underbody skid plates, roof rails, and a unique flat-bottom steering wheel.
- ST-Line Select: Upgrade to the ST-Line Select at $35,535, and you’ll get all-wheel drive, along with heated front seats and steering wheel, LED fog lights, and remote ignition capabilities.
- ST-Line Elite: If you’re looking for luxury, the 2023 Ford Escape ST-Line Elite starts at $39,955 MSRP and features a long list of premium features including front accent lighting, driver’s seat memory functions, evasive steering assistance, front and rear parking sensors, and rear automatic braking.
- Platinum: The Platinum trim drops the ST-Line skid plates and replaces them with synthetic leather upholstery and a universal garage door opener, for just $38,460 MSRP.
- PHEV: Finally, there’s the eco-friendly plug-in hybrid Escape, which starts at $41,995 and includes the features of the Active trim along with a suite of luxury and safety features.
Keep in mind that all insurance quotes are unique, so your Escape’s trim level isn’t the only thing that will impact your insurance costs. Check out the table below to see quotes that real Escape owners found with Jerry!
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Has Full Coverage
|
Liability Limits
|
|---|---|---|---|---|---|
| Ford Escape | Progressive | $265 | Virgie, 33, Charlotte, NC | Yes | State Minimum |
| Ford Escape | Trexis | $1,044 | Maud, 54, Palmetto, GA | Yes | State Minimum |
| Ford Escape | Trexis | $208 | Myrtie, 40, Ambia, IN | Yes | 50/100 |
| Ford Escape | Progressive | $336 | Isaac, 26, Timmonsville, SC | Yes | State Minimum |
| Ford Escape | Progressive | $178 | Ethan, 28, Mc Calla, AL | Yes | 100/300 |
Are Fords more expensive to insure?
On average, Ford insurance premiums are 4% less compared to the average cost of other cars.
Ford insurance costs can vary greatly depending on the specific model you drive. Moreover, costs are heavily influenced by the vehicle’s risk factors such as safety ratings, repair costs, likelihood of theft, value, and age.
For example, a Ford with expensive repair costs and poor safety ratings will likely be cheaper to insure than another vehicle in the same price range that has excellent safety ratings and low repair costs.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Mini | $90 | $166 |
| Chrysler | $91 | $179 |
| Ford | $92 | $170 |
| Volkswagen | $93 | $176 |
| Honda | $95 | $169 |
Cheapest Fords to insure
Among Ford models, the most affordable one to insure is the 2019 Ford Edge. On average, state minimum coverage comes with a monthly premium of $42, while full coverage costs $168.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2014 Ford F-350 | $135 | $236 |
| 2020 Ford F-150 | $135 | $199 |
| 2020 Ford Explorer | $135 | $184 |
| 2022 Ford Edge | $135 | $166 |
| 2018 Ford F-250 | $135 | $199 |
Powerful and sleek Ford models such as the Mustang GT and F-150 Raptor often come with higher insurance costs due to expensive repairs, increased accident risk related to speeding, and their appeal to thieves. Newer Ford models with advanced technology and luxury features also tend to have higher insurance premiums due to their overall higher value.
Moreover, despite their impressive safety features, larger Ford vehicles such as SUVs and trucks can lead to higher insurance rates as they have the potential to cause more damage in accidents, resulting in increased liability costs. Examples of larger Ford models that may come with higher insurance costs include the Ford Expedition and Ford F-350.
Remember, when determining car insurance costs, your driving history, location, and other personal details play a significant role. Don’t settle for just average rates—discover the best coverage by shopping for personalized insurance quotes.
What factors affect Ford car insurance rates?
Several factors impact how car insurance rates are calculated, including:
- Vehicle cost: Luxury, high-performance, and sports cars generally have higher collision and comprehensive coverage costs.
- Vehicle age: Newer models often come with higher insurance rates due to advanced tech and higher value.
- Cost of parts: Expensive or rarer models can lead to increased replacement and repair costs, posing a higher risk for insurance companies.
- Your age: Drivers under the age of 25 and senior drivers above the age of 70 may face higher insurance rates due to limited driving experience or potential health-related concerns, respectively.
- Driving record and claims history: A clean driving record usually results in lower insurance rates, while a history of accidents, tickets, and violations may lead to higher rates.
- Vehicle location: Insurance costs vary depending on where your car is kept, as factors such as road conditions, population density, and theft rates differ across states and cities.
Here are a few specific factors that impact auto insurance rates for Ford:
- Domestic production: The majority of Ford vehicles are manufactured in the U.S., which often means lower replacement costs compared to imported models.
- Safety: Ford is known for introducing innovative and advanced safety features into their vehicles, which have performed generally well in safety tests.
- Reliability: Ford vehicles are built to last and withstand tough conditions, which can result in a lower rate of claims as they experience fewer breakdowns and durability issues.
- Availability: As one of the most popular brands in the nation, Ford parts are readily available and often less expensive than parts for less popular brands. This can contribute to lower repair costs in the event of a claim, thereby keeping insurance premiums more affordable.
- Performance: Some Ford models, such as the Mustang, are performance-oriented. Performance vehicles might attract more aggressive driving and thus potentially higher insurance rates due to increased risk of accidents.
Ford insurance cost for young drivers
Insurance rates for teen drivers aged 16 to 19 are often the highest among all age groups. For young car owners, particularly those with their own Mustang, having full coverage offers a vital safety net as they venture out onto the open road. Given their higher accident rates, adding comprehensive and collision coverage will help protect both the driver and their beloved Ford.
Ford insurance cost for senior drivers
As you enter your mid-70s, car insurance expenses start to increase. Higher car insurance rates for seniors are due to:
- Decline in reflexes and reaction times
- Age-related health conditions affecting driving abilities
- Higher accident risk
- Increased likelihood of severe injuries
- Greater medical expenses for injuries
By understanding these factors, seniors can take proactive steps to explore their insurance, including seeking eligibility for insurance program discounts and taking additional safety measures.
Ford insurance cost for drivers with driving violations
Insurance rates for Ford vehicles also adjust to your driving record. If you are a Ford driver with no infractions or at-fault accidents, you’ll likely enjoy the lowest rates. However, any of the following violations within the last three to five years could cause a surcharge on your coverage:
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Ford drivers with speeding ticket
A single ticket for exceeding the speed limit by less than five miles per hour might not significantly alter your Ford insurance premiums. Frequent tickets or a single serious speeding violation, however, could lead to a steep increase in your rates. Fortunately, Jerry is committed to helping Ford drivers with all types of speeding tickets save on car insurance.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Minor | Ford Explorer Xlt | Progressive | $99 | Tommy, 37, Garland, TX | State Minimum | Yes |
| Speeding 11-15 | Ford F-150 | Trexis | $184 | May, 42, Olive Hill, KY | State Minimum | No |
| Speeding Violation-Minor | Ford Edge Limited | Bristol West | $125 | Jayden, 52, Long Beach, CA | State Minimum | No |
| Speeding Violation-Major | Ford Fusion Se | National General | $227 | Lois, 42, Canal Winchester, OH | State Minimum | Yes |
| Speeding Violation-Minor | Ford F-150 | Progressive | $103 | Janie, 56, Toccoa, GA | 100/300 | Yes |
Cheapest car insurance for Ford drivers with a DUI record
Having a DUI conviction on your record can result in widely varying car insurance rates across different companies. If you have a DUI, it’s best to compare rates from a range of insurance providers to find the most affordable options. Jerry has successfully guided many Ford drivers in finding affordable auto insurance following a DUI conviction.
Cheapest car insurance for Ford drivers after an accident
Finding affordable car insurance specifically for Ford drivers after an accident can be a daunting task. Even a single at-fault incident added to your record can cause your premiums to shoot up when it comes time to renew your policy.
While Ford vehicles have earned a reputation for their reliability, they aren’t immune to damages resulting from collisions. Rest assured, Jerry is here to help you find cheap car insurance to suit your needs while providing peace of mind when you’re out on the road.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With No Injury | Ford Explorer Xlt | Progressive | $99 | Tommy, 37, Garland, TX | State Minimum | Yes |
| Not At Fault | Ford Edge Se | National General | $104 | Louisa, 40, Dunn, NC | 50/100 | Yes |
| At Fault With No Injury | Ford Edge Limited | Bristol West | $125 | Jayden, 52, Long Beach, CA | State Minimum | No |
| Not At Fault | Ford Escape Se | Progressive | $265 | Virgie, 33, Charlotte, NC | State Minimum | Yes |
| At Fault With Injury | Ford Escape Hev | Trexis | $1,044 | Maud, 54, Palmetto, GA | State Minimum | Yes |
Cheapest car insurance for Ford drivers with other driving violations on their record
Beyond typical speeding tickets and DUIs, violations such as reckless driving and driving on a suspended license can also drive up insurance costs.
Fortunately, personalized car insurance extends beyond just safe drivers. Below, you’ll find a compilation of Ford drivers who have successfully lowered their insurance premiums with Jerry’s help, even after racking up driving violations.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| DUI | Ford F-150 | National General | $469 | Blake, 30, Quitman, TX | 50/100 | Yes |
| Other Minor | Ford Focus Se | Progressive | $126 | Eva, 25, Puyallup, WA | State Minimum | No |
| Other Minor | Ford Edge Sel | Gainsco | $585 | Marcus, 23, Cedar Creek, TX | State Minimum | Yes |
| Suspension | Ford Flex Se | Electric | $103 | Katharine, 42, Fort Wayne, IN | State Minimum | No |
| Operating Vehicle without Permission | Ford F350 Super Duty | Bristol West | $337 | Polly, 54, West Jordan, UT | State Minimum | Yes |
How can I lower the cost of my Ford car insurance?
There’s no magic to savings, but a blend of smart decisions can reduce your Ford insurance costs. Here’s how to tread the path of savings.
- Compare quotes: Take the time to shop for insurance coverage. Jerry allows you to compare quotes from over 50 leading insurance companies to find coverage that fits your budget. All you need is 5 minutes to sign up.
- Shop wisely: When buying a new Ford, do your model research. Vehicles with high safety ratings, such as the Ford Escape or Ford Edge, are typically less expensive to insure compared to high-performance models like the Mustang.
- Bundle and save: If you’re juggling multiple insurance policies, consider bundling them with the same company. A home and auto insurance bundle, for example, can lead to substantial savings.
- Use Ford’s Co-Pilot360: Ford’s advanced driver-assist technology, Co-Pilot360, not only makes your journey safer but could also lower your insurance rates.
- Check for discounts: Most insurance companies offer a range of car insurance discounts, but eligibility can vary—see what you qualify for with your current insurer!
- Trim coverages: If your Ford has seen a lot of highways or off-roading trails, consider reducing your coverage. If your car’s value is less than 10 times the premium you’re paying, you might be overinsured.
- Boost your deductible: Consider raising your deductible—the amount you pay in an insurance claim before your coverage steps in. This simple tweak can lead to lower monthly insurance payments, leaving more money in your pocket for your next road trip!
Additionally, while it won’t drop your insurance rates, the FordPass app can potentially save you money. Some of the features on the free app include:
- Fuel rewards: Earn discounts on fuel purchases.
- Maintenance alerts: Address maintenance needs early to prevent costly repairs.
- Parking assistance: Find and reserve spots to potentially save on fees.
- Remote vehicle controls: Reduce idling and save on fuel.
- FordPass Rewards: Earn points for discounts on future purchases or services.
FAQ
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Are Ford vehicles expensive to insure?
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What factors affect car insurance costs for my Ford vehicle?
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Why is Ford Fusion insurance so high?
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Why is a Ford Focus expensive to insure?
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
