New York drivers aren’t required to have gap insurance. But if your car is totaled, it will cover the gap between your insurance payout and loan balance.

To get your Georgia driver’s license, you must be at least 18 years old. You’ll have to prove your identity, Social Security number, address, and citizenship.

Your Georgia car title establishes legal ownership of a vehicle. If you buy your car from a dealership, your dealer will provide you with the paperwork.