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Cheapest Toyota 86 GT Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota 86 GT
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Toyota 86 GT car insurance cost? 

On average, Toyota 86 GT drivers spend $56 each month on state minimum car insurance and $308 per month on full coverage insurance. Compared to other Toyota 86 models, the Toyota 86 GT is 7% less expensive to insure. 
Many factors play a role in determining your Toyota 86 GT car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one factor that insurers consider when
calculating insurance rates
.

Compare the cheapest Toyota 86 GT car insurance quotes

This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Toyota 86 GT owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
July 11, 2024
Mercury
$216
• State Minimum Liability
• Comp / Collision
July 11, 2024
Progressive
$308
• State Minimum Liability
• Comp / Collision
July 4, 2024
Clearcover
$278
• 50,000/100,000 Liability
• Comp / Collision
July 2, 2024
Infinity
$111
• State Minimum Liability
July 1, 2024
Gainsco
$378
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 11, 2024
It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Toyota 86 GT insurance policy than a 30-year-old driver. 
While
average rates
are helpful, shopping for
personalized quotes
is the best way to find out how much you can expect to pay for t Toyota 86 GT car insurance.

The best car insurance companies for Toyota 86 GT owners

There is no best car insurance company for all Toyota 86 GT owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more. 
The cheapest insurance company for one Toyota 86 GT driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.  
Besides price, you also need to consider other factors such as claim handling and customer service. 
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies.
 The table below shows how Toyota 86 GT drivers rate different companies.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Toyota 86 GT insurance cost?

The average cost of minimum coverage car insurance for a Toyota 86 GT is around $56 per month or $672 per year. Toyota 86 insurance costs for a
full coverage policy
average $308 per month or $3,696 per year.
Understanding the average cost of Toyota 86 GT auto insurance is a good place to start, but remember, these are just averages. The exact amount you’ll pay to insure your Toyota 86 GT will vary based on your driving profile, the MSRP, and the features of your vehicle.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$56
$672
Full coverage
$308
$3,696

How much car insurance do you need for a Toyota 86 GT?

Car insurance requirements vary by state but are divided into two categories: 
While minimum coverage on your Toyota 86 GT will be the cheapest option, it doesn’t cover your vehicle or medical expenses—it’ll only pay for the other party involved. Investing in a full coverage insurance policy with higher liability limits will not only cover the cost of repairing or replacing your Toyota 86 GT, it’ll also protect your assets and future income.

How do Toyota 86 GT insurance quotes compare to other Toyota 86 car insurance rates?

Some trims on the Toyota 86 are more expensive to insure due to higher MSRPs, and more features.
While a larger and more powerful engine generally increases car insurance costs, the Toyota 86 GT doesn’t have the option to upgrade engines and increase power—it’s equipped with a 2.0-L four-cylinder engine generating 205 horsepower and 156 lb-ft of torque, paired with a six-speed manual transmission. If the car has an automatic transmission, power dips slightly to 200 hp and 151 lb-ft. 
While the engine choice might not exactly affect car insurance rates for your 86 GT, its features might. Vehicle features vary between model years for the Toyota 86 GT, but generally speaking, the more tech features your 86 GT has, the more expensive it will be to insure. That’s because more features mean higher repair and replacement costs and a larger payout for insurers. To offset these costs, insurers will charge higher premiums. 
Trim levels with larger engines and more features come with higher insurance costs than entry level models. As the mid-level trim, you can expect insurance costs for the 86 GT to be higher than the 86 but lower than limited-edition releases.
Check out the table below to see how insurance rates for the Toyota 86 GT compare to other trims.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$56
$308
86 86
$138
$199
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Toyota 86 GT insurance cost by model year

Your Toyota 86 GT insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Toyota 86 GT model, you’ll likely pay a lower rate.

2020 Toyota 86 GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$159
Henry, 28
Lake Forest, CA
• State Minimum Liability • Comp / Collision
Clearcover
$278
Harriet, 44
San Antonio, TX
• 50,000/100,000 Liability • Comp / Collision
Gainsco
$378
Lina, 28 Mccoy, TX
• State Minimum Liability • Comp / Collision
$207
• State Minimum Liability

2019 Toyota 86 GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$111
Lillian, 31
Hayward, CA
• State Minimum Liability
Clearcover
$213
Laura, 24
Odessa, TX
• State Minimum Liability • Comp / Collision
$337
Mildred, 39
Tacoma, WA
• State Minimum Liability • Comp / Collision

2018 Toyota 86 GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$110
Adeline, 29
Wimauma, FL
• State Minimum Liability
$216
Stanley, 29
Fredericksburg, VA
• State Minimum Liability • Comp / Collision

Are Toyota 86 GTs expensive to insure? 

Compared to the national average for other models from a similar price range, it is 7% less expensive to insure a Toyota 86 GT.
Check out some similar cars for comparison:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$35
$117
$42
$66
$61
$151
$81
$87
Toyota GR86
$82
$198
$82
$134
$85
$178
$87
$130
$87
$200
$87
$139
$88
$262
$91
$160
Toyota Sequoia
$91
$161
$92
$159
Toyota C-HR
$97
$172
$98
$168
$99
$188
$100
$198
Toyota FJ
$103
$150
$106
$156
Toyota 4Runner
$109
$149
$110
$218
$113
$187
$119
$207
$129
$140
$138
$199

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.