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Cheapest Ford Mustang GT Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Ford Mustang GT
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does Ford Mustang GT car insurance cost? 

The average Ford Mustang GT insurance policy costs $97 to $199 per month. The lower rate represents state minimum coverage, while the higher one represents full coverage car insurance. Compared to other Mustang trims, the GT sits in the middle of the pack when it comes to average insurance costs.
However, average costs only apply to the average driver, who doesn’t exist. Real drivers have unique driving records, insurance histories, and credit scores, all of which produce unique auto insurance premiums. The car you drive is just one piece of the puzzle.

Compare the cheapest Ford Mustang GT car insurance quotes

Auto insurance rate calculations may be complicated, but finding the best rates is easy. The Jerry app is a virtual, licensed insurance agent that allows you to compare free quotes quickly and conveniently. 
All you have to do is choose which price you want to pay for Ford Mustang GT insurance like these drivers did:
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
November 20, 2024
Safeco
$138
• 100,000/300,000 Liability
• Comp / Collision
November 17, 2024
Allstate
$274
• 50,000/100,000 Liability
• Comp / Collision
November 11, 2024
Nationwide
$237
• State Minimum Liability
• Comp / Collision
November 6, 2024
Travelers
$138
• State Minimum Liability
• Comp / Collision
November 2, 2024
AAA
$86
• State Minimum Liability
coverageLast Updated Nov 20, 2024
Nothing better illustrates the difference between the
national average rates
and
personalized car insurance quotes
than a driver’s age.
Take two drivers, one a 16-year-old and the other a 30-year-old. Even if they both have a clean driving record and drive identical cars, the young driver will pay an above-average insurance price, while the more experienced driver might pay less. You should always get a quote or three—the more the better—before drawing up your budget.

The best car insurance companies for Ford Mustang GT owners

There’s no single
best auto insurance company
for every Ford Mustang GT driver because everyone has different priorities. Your top pick will change depending on whether you value affordability, customer service, claims handling, or overall performance more.
You’re also out of luck if you’re looking for the cheapest car insurance provider for the Ford Mustang GT. Your rates depend on many individual factors—including your age, address, driving history, deductibles, and more—so there’s no way to tell who has the cheapest insurance prices until you ask for quotes.
Jerry can point you in the right direction. We conducted the largest American insurance shopping survey and asked real policyholders to score their providers in several key categories. The results show the strengths and weaknesses of the biggest names in insurance, including Allstate, GEICO, Progressive, State Farm, USAA, and more.
You can browse some of the scores in the table below.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Ford Mustang GT insurance cost?

After helping tons of Ford Mustang GT drivers find the best rates, Jerry determined they have an average insurance cost of $97 per month or $1,164 per year for minimum liability insurance. The cost of car insurance rises to $199 per month or $2,388 per year for full coverage.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$97
$1,164
Full coverage
$199
$2,388

How much car insurance do you need for a Ford Mustang GT?

If you pick
minimum coverage insurance
, you’re generally only getting liability insurance. Liability coverage covers any bodily injuries or property damages you cause in an at-fault accident and is required by law in nearly every state.
If you upgrade to a
full coverage
policy for your coupe, you’ll pay more but enjoy better peace of mind. The included collision and comprehensive coverage covers vehicle repair and replacement costs in a variety of situations.

How do Ford Mustang GT insurance quotes compare to other Ford Mustang car insurance rates?

Inclusion of high-dollar models like the Mustang Mach-e along with more economical options like the Mustang EcoBoost ensure this sports car sits right in the middle of the pack when it comes to average rates among Mustang trims.
The table below shows the average Ford Mustang car insurance costs of other trims.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Mustang Cobra SVT
$34
$64
$56
$259
Mustang Mach 1
$81
$147
Mustang LX
$84
$112
$97
$199
Mustang Mustang
$99
$205
Mustang Mach-E GT
$103
$159
Mustang Mach-E Select
$107
$283
Mustang Mach-E Premium
$128
$166
Mustang Mach-E California Route 1
$171
$303
Lower my car insurance too!

Ford Mustang GT insurance cost by model year

Ford Mustang insurance rates depend partly on when your vehicle was manufactured, i.e. its model year.
New cars are generally more expensive to insure thanks to their high cash values and updated technology. Older cars are less expensive because they cost less to replace.

2023 Ford Mustang GTcar insurance quotes

A newer car may turn heads, but it won’t save you money on insurance. 
Jerry customers with a 2023 Ford Mustang used the app to find these deals:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Bristol West
$415
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$140
• State Minimum Liability
Electric
$493
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024

2022 Ford Mustang GT car insurance quotes

One 2022 Ford Mustang GT is much the same as the other, but the drivers are all unique. The proof is in the price difference between car insurance quotes for different customers; you can see what we mean by looking at the table below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$373
• State Minimum Liability
• Comp / Collision
Safeco
$238
• State Minimum Liability
• Comp / Collision
National General
$249
• State Minimum Liability
• Comp / Collision
Trexis
$356
• 50,000/100,000 Liability
• Comp / Collision
Aspen
$258
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

2021 Ford Mustang GTcar insurance quotes

After comparing quotes from more than 55 top insurance companies, Jerry customers with a 2021 Ford Mustang GT settled on the following deals:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$383
• State Minimum Liability
• Comp / Collision
Travelers
$268
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$135
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$140
• 50,000/100,000 Liability
• Comp / Collision
Clearcover
$279
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024
You can find cheaper car insurance rates for your car starting at the three-year mark. Car owners with a Mustang GT that’s three years old or more found these rates on the Jerry app:

2020 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$327
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$180
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$295
• State Minimum Liability
• Comp / Collision
National General
$247
• State Minimum Liability
• Comp / Collision
State Auto
$488
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

2019 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$322
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$162
• State Minimum Liability
• Comp / Collision
Nationwide
$281
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$337
• 100,000/300,000 Liability
• Comp / Collision
Infinity
$146
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

2018 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$138
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$236
• 50,000/100,000 Liability
• Comp / Collision
National General
$297
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$109
• State Minimum Liability
Clearcover
$100
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

2017 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$207
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$206
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$179
• State Minimum Liability
• Comp / Collision
Nationwide
$237
• State Minimum Liability
• Comp / Collision
Bristol West
$264
• 25,000/50,000 Liability
coverageLast Updated Nov 18, 2024

2016 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$418
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$231
• 50,000/100,000 Liability
• Comp / Collision
State Auto
$217
• 50,000/100,000 Liability
• Comp / Collision
Clearcover
$135
• State Minimum Liability
• Comp / Collision
Infinity
$264
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

2015 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Nationwide
$255
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$113
• 100,000/300,000 Liability
AAA
$358
• State Minimum Liability
• Comp / Collision
Plymouth Rock
$252
• 50,000/100,000 Liability
• Comp / Collision
Mercury
$123
• 50,000/100,000 Liability
coverageLast Updated Nov 21, 2024

2014 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$312
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$283
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$129
• State Minimum Liability
• Comp / Collision
Travelers
$189
• 100,000/300,000 Liability
• Comp / Collision
Bristol West
$168
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

2013 Ford Mustang GT car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$95
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$271
• State Minimum Liability
• Comp / Collision
Travelers
$111
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$174
• State Minimum Liability
• Comp / Collision
Allstate
$169
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

Are Ford Mustang GTs expensive to insure? 

On average, drivers with a Mustang GT pay 3% less to insure it than another model in the same price range. You can compare prices for yourself using the table below:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$36
$126
$52
$201
Ford Freestar
$66
$67
Ford F-350
$74
$117
Ford F-450
$74
$137
Ford Windstar
$74
$92
Ford F-250
$76
$123
$76
$134
Ford Freestyle
$77
$135
$80
$120
Ford Escort
$85
$121
$85
$171
Ford Fiesta
$86
$182
Ford Econoline
$87
$125
Ford Flex
$87
$188
Ford F-150
$88
$120
Ford C-Max
$90
$161
Ford Expedition
$90
$169
Ford Five Hundred
$95
$150
Ford Crown Victoria
$96
$206
$99
$205
Ford Edge
$101
$143
Ford Escape
$102
$150
$103
$187
Ford Excursion
$104
$122
Ford Fusion
$110
$171
$114
$161
Ford Ecosport
$115
$173
Ford Contour
$122
$181
$122
$140

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Jasmine Kanter
Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.
Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.
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Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.