Cheapest Audi A6 Car Insurance (Nov 2024)

Written by R.E. Fulton and 2 others
Dec 18, 2024
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Cheapest Audi A6 Car Insurance (Nov 2024)

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How much does Audi A6 car insurance cost? 

On average, Audi A6 drivers spend $99 each month on state minimum car insurance and $211 per month for full coverage. Compared to other popular cars like the Subaru WRX, Chrysler 300, and Mini Cooper, the Audi A6 is 20% less expensive to insure.

However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Audi A6 insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Audi A6 car insurance quotes

This may feel complicated, but it doesn’t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Audi A6 drivers save an average of $1,399 per year on their car insurance.

Check out the table below to see real, free quotes that real people have gotten from Jerry.

Date
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
December 13, 2024 Audi A6 Premium Plus Bristol West $609 Joshua, 35, New Britain, CT State Minimum Yes
December 10, 2024 Audi A6 Premium Plus Bluefire $270 Henrietta, 53, Dallas, TX State Minimum Yes
December 9, 2024 Audi A6 Premium Plus Progressive $110 Nina, 21, San Antonio, TX State Minimum Yes
December 9, 2024 Audi A6 Prestige Progressive $664 Ernest, 34, Wheat Ridge, CO State Minimum Yes
December 8, 2024 Audi A6 Premium Plus Embark General $71 Mina, 35, Westfield, MA State Minimum No
Last Updated Dec 17, 2024

However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.

To find out the rate for your Audi A6, you’ll need to get car insurance quotes from at least three insurance companies.

The best car insurance companies for Audi A6 owners

There’s no single best insurance company for all Audi A6 owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to calculate your premiums.

But that doesn’t mean we can’t find the best insurance company for you.

Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.

Insurance CompanyOverall Rating PricePriceClaims ExperienceCustomer Service
Safeco4.64.444.5
Travelers4.54.24.44.5
Progressive4.33.93.94.3
AAA4.243.84.4
Allstate4.23.63.84.2
USAA43.54.54.2
State Farm43.43.84.2
Farmers43.44.13.9
Geico3.93.33.94
Liberty Mutual3.73.23.53.7

How’d we get these scores?

Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for an Audi A6?

The average cost of Audi A6 insurance is $211 per month for full coverage and $99 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.

CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Audi A6$211$99
  • Minimum coverage insurance is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
  • Full coverage insurance provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

While knowing auto insurance averages can be useful, getting personalized quotes is the best way to shop for insurance. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.

Check out the table below to see the average cost of auto insurance for some popular Audi A6 trims.

CarMonthly minimum coverage costMonthly full coverage cost
A6 Audi$72$134
A6 Audi 2.7T Quattro$92$145
A6 Audi 2.8 Avant Quattro$114$332
A6 Audi 2.8 Quattro$37$106
A6 Audi 3 Quattro$56$136
A6 Audi 3.2$118$206
A6 Audi 3.2 Quattro$87$160
A6 Audi 4.2 Quattro$70$255
A6 Audi Avant Quattro$94$195
A6 Audi Premium$96$225
A6 Audi Premium Plus$113$218
A6 Audi Prestige$89$222

Audi A6 insurance cost by model year

The more recently your Audi A6 was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Audi A6s provided by Jerry to better understand how your driver profile might affect your cost.

2023 Audi A6 car insurance quotes

Unfortunately, newer cars can also come with higher car insurance rates. Here’s what Jerry drivers pay to insure their 2023 Audi A6:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2023 Bristol West $173 Beulah, 34, Rahway, NJ 25/50 No
Last Updated Dec 17, 2024

2021 Audi A6 car insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Audi A6:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2021 Mercury $362 Patrick, 46, Glendale Heights, IL State Minimum Yes
A6 2021 Progressive $431 Danny, 24, Aurora, CO State Minimum Yes
A6 2021 Progressive $287 Irene, 25, North Royalton, OH State Minimum Yes
A6 2021 Assurance America $382 Jimmy, 40, Savannah, GA State Minimum Yes
A6 2021 Bristol West $455 Curtis, 27, Spring Valley, CA State Minimum Yes
Last Updated Dec 17, 2024

If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Audi A6 with our real quote examples below:

2020 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2020 National General $234 Emily, 43, Greensboro, NC State Minimum Yes
A6 2020 National General $238 Bradley, 30, Oceanside, CA State Minimum Yes
A6 2020 Progressive $407 Franklin, 27, Carrollton, TX State Minimum Yes
A6 2020 Bristol West $198 Eugenia, 27, East Windsor, NJ State Minimum No
A6 2020 The General $684 Roger, 35, Philadelphia, PA State Minimum Yes
Last Updated Dec 17, 2024

2019 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2019 Progressive $664 Ernest, 34, Wheat Ridge, CO State Minimum Yes
A6 2019 National General $66 Travis, 38, Irvine, CA State Minimum No
A6 2019 Trexis $430 Jeanette, 30, Dacono, CO 50/100 Yes
A6 2019 National General $260 Charlie, 60, Sheboygan, WI State Minimum Yes
A6 2019 National General $164 Elijah, 32, Atlanta, GA State Minimum No
Last Updated Dec 17, 2024

2018 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2018 Bristol West $211 Jackson, 25, Waltham, MA State Minimum Yes
A6 2018 Progressive $98 May, 36, Dallas, TX State Minimum No
A6 2018 Progressive $110 Steve, 29, Dublin, OH State Minimum Yes
A6 2018 Dairyland $556 Carl, 40, Seattle, WA State Minimum Yes
A6 2018 Bristol West $242 Birdie, 51, Fresno, CA State Minimum Yes
Last Updated Dec 17, 2024

2017 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2017 Progressive $360 Charles, 29, Potomac, MD 50/100 Yes
A6 2017 Bristol West $334 Olive, 25, Chicago, IL 50/100 Yes
A6 2017 Progressive $149 Ronnie, 60, Antioch, TN State Minimum Yes
A6 2017 Gainsco $407 Eliza, 31, Tobyhanna, PA State Minimum Yes
A6 2017 First Acceptance $326 Troy, 24, Decatur, GA State Minimum No
Last Updated Dec 17, 2024

2016 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2016 National General $425 Jayden, 47, Conyers, GA State Minimum Yes
A6 2016 Progressive $398 Austin, 35, Houston, TX 100/300 Yes
A6 2016 Mendota $516 Miguel, 33, Dunnellon, FL State Minimum Yes
A6 2016 Bristol West $264 Jennie, 34, Yucaipa, CA State Minimum Yes
A6 2016 Electric $708 Stanley, 29, Breaux Bridge, LA 30/60 Yes
Last Updated Dec 17, 2024

2015 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2015 Bluefire $270 Henrietta, 53, Dallas, TX State Minimum Yes
A6 2015 National General $57 Kyle, 47, Long Beach, CA State Minimum No
A6 2015 Bristol West $398 William, 34, Loves Park, IL 100/300 Yes
A6 2015 Mendota $253 Genevieve, 40, Las Vegas, NV State Minimum No
A6 2015 Progressive $187 Louisa, 22, Provo, UT State Minimum No
Last Updated Dec 17, 2024

2014 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2014 Bristol West $609 Joshua, 35, New Britain, CT State Minimum Yes
A6 2014 Embark General $71 Mina, 35, Westfield, MA State Minimum No
A6 2014 Assurance America $134 Eunice, 54, Jonesboro, GA State Minimum No
A6 2014 Progressive $161 Lucille, 23, Aurora, IL State Minimum Yes
A6 2014 First Acceptance $108 Allen, 27, Philadelphia, PA State Minimum No
Last Updated Dec 17, 2024

2013 Audi A6 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
A6 2013 National General $176 Ryan, 30, West Palm Beach, FL No Coverage No
A6 2013 First Acceptance $630 Tom, 20, Jonesboro, GA State Minimum No
A6 2013 National General $166 Myrtie, 46, Irving, TX State Minimum No
A6 2013 Aspire Advantage $40 Ricky, 44, Corning, CA State Minimum No
A6 2013 National General $698 Chris, 24, Decatur, GA State Minimum Yes
Last Updated Dec 17, 2024

Are Audi A6s expensive to insure?

The average Audi A6 insurance rate is $99 per month. Compared to the national average for other models from a similar price range, it is 20% less expensive to insure a Audi A6 .

CarMonthly minimum coverage costMonthly full coverage cost
Audi A6$99$211
Tesla Model S$79$228
Lincoln MKC$89$187
Jaguar XE$88$221
BMW 435$102$258

Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Audi A6 safety ratings

Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.

The two best-known vehicle safety rating organizations are:

  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.

See the tables below for a detailed look at safety ratings for the Audi A6.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Headlights (varies by trim/option)Good/Average depending on trim/option
Front crash prevention: vehicle-to-vehicleSuperior
Front crash prevention: vehicle-to-pedestrian (day)Superior

What other factors affect Audi A6 insurance rates?

Many factors influence your car insurance rate, such as:

  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Audi A6 insurance cost for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.

Audi A6 insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. Car insurance rates for seniors tend to be higher for several reasons.

Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.

Audi A6 insurance cost for drivers with driving violations

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums. Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.

If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:

  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Audi A6 drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit.

Jerry is proud to help Audi A6 drivers with varying speeding tickets save on car insurance.

Speeding Type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Speeding Violation-Major Audi A6 Premium Plus Progressive $110 Nina, 21, San Antonio, TX State Minimum Yes
Speeding Violation-Minor Audi A6 Premium Progressive $431 Danny, 24, Aurora, CO State Minimum Yes
Speeding 11-15 Audi A6 Premium Plus National General $176 Ryan, 30, West Palm Beach, FL No Coverage No
Speeding Violation-Minor Audi A6 3.0 Bristol West $175 Myra, 48, Newberg, OR State Minimum No
Speeding 16-20 Audi A6 Premium Electric $708 Stanley, 29, Breaux Bridge, LA 30/60 Yes
Last Updated Dec 17, 2024

Cheapest car insurance for Audi A6 drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.

You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Audi A6 drivers obtain affordable auto insurance rates after a DUI.

Cheapest car insurance for Audi A6 drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history.

If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Audi A6 drivers save on car insurance after car accidents.

Accident type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
At Fault With No Injury Audi A6 Premium Plus Bristol West $609 Joshua, 35, New Britain, CT State Minimum Yes
At Fault With No Injury Audi A6 Prestige Progressive $664 Ernest, 34, Wheat Ridge, CO State Minimum Yes
Not At Fault Audi A6 Premium Plus Embark General $71 Mina, 35, Westfield, MA State Minimum No
At Fault With No Injury Audi A6 Premium Plus National General $234 Emily, 43, Greensboro, NC State Minimum Yes
At Fault With No Injury Audi A6 Premium Mendota $516 Miguel, 33, Dunnellon, FL State Minimum Yes
Last Updated Dec 17, 2024

Cheapest car insurance for Audi A6 drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.

We’ve compiled a list of various other driving violations and how we helped Audi A6 drivers with these violations save on their car insurance.

Violation
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
DUI Audi A6 Premium Plus Bristol West $609 Joshua, 35, New Britain, CT State Minimum Yes
Other Major Audi A6 Prestige National General $425 Jayden, 47, Conyers, GA State Minimum Yes
Careless Driving Audi A6 Premium Mendota $516 Miguel, 33, Dunnellon, FL State Minimum Yes
Following too Closely Audi A6 3.2 Quattro Assurance America $219 Amy, 23, Atlanta, GA State Minimum No
Driving on Sus. License Audi A6 Premium Progressive $98 May, 36, Dallas, TX State Minimum No
Last Updated Dec 17, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle.

  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your car insurance deductible is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
  • Bundle your insurance policies: Bundling your homeowners and auto insurance with the same company can amount to a lower overall bill.
MEET OUR EXPERTS
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R.E. Fulton
  • Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

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Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

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Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.


Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

For illustrative purposes only, results may vary

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.