How much does Subaru Forester car insurance cost?
The average cost to insure a Subaru Forester is $85 per month for state minimum coverage and $136 per month for full coverage. Compared to popular cars like the Cadillac ATS, Dodge Grand Caravan, and Smart Fortwo, the Subaru Forester is 26% more expensive to insure.
But it’s important to remember that there are no ‘fixed’ averages—Subaru car insurance rates are highly variable and depend on your driving profile. Factors influencing insurance rates include age, location, vehicle trim level, and model year. So, to find the best rates for your Forester, you’ll want to shop around and compare car insurance quotes.
Compare the cheapest Subaru Forester car insurance quotes
Shopping around and comparing free car insurance quotes is the easiest way to save money on car insurance. But instead of spending time getting individual quotes, consider using an independent broker like Jerry.
In seconds, Jerry uses your personalized profile to pull the cheapest quotes from the top insurers in your area. And by shopping with Jerry, Subaru Forester drivers save an average of $1,725 per year on car insurance. The table below shows some examples of real, free quotes Subaru owners found using Jerry.
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| February 19, 2022 | Subaru Forester 2.0Xt Premium | Allstate | $157 | Martha, 56, Rocky Point, NY | 100/300 | Yes |
| December 6, 2020 | Subaru Forester 2.5I Premium | Progressive | $119 | Fred, 31, San Carlos, CA | 50/100 | Yes |
| June 18, 2022 | Subaru Forester L | State Auto | $302 | Kevin, 47, Bridgeport, CT | 50/100 | No |
| January 3, 2020 | Subaru Forester 2.5X Limited | Nationwide | $89 | Elnora, 51, Clearfield, PA | State Minimum | Yes |
| January 5, 2020 | Subaru Forester 2.5X Premium | Safeco | $252 | Jessie, 46, Mattapan, MA | 50/100 | Yes |
Keep in mind that insurance rates vary, even for identical vehicles. Besides factors like your driving profile, location, and driver age, insurers also consider your Subaru model year, trim level, and repair costs to calculate premiums.
If you want the cheapest auto insurance rate for your Subaru without sacrificing coverage, compare quotes from at least three insurance companies before deciding.
The best car insurance companies for Subaru Forester owners
No single insurance company will be the right fit for all Subaru Forester drivers. Car insurance rates are as unique as every driver, and every insurer uses different rating factors to calculate your premium.
But Jerry can still help you find the right insurer for your needs. To help make insurance shopping stress-free, we conducted the largest nationwide survey to help people find the best car insurance companies.
While insurers like GEICO and State Farm came out on top in terms of customer service, other providers, like Allstate and Travelers received some of the highest overall scores. Check out the table below to see how drivers rated various insurance companies on a 5.0 scale.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Subaru Forester?
When shopping for car insurance, it’s important to know just how much coverage you’ll need for your Subaru Forester. Depending on factors such as your model year and individual driver needs, you may benefit from one type of policy over another.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
| Subaru Forester | $136 | $85 |
There are two options available for coverage:
- Minimum coverage insurance is the minimum amount of bodily injury and property damage liability insurance legally required in your state.
- Full coverage insurance usually includes liability insurance, plus collision and comprehensive coverage. It pays for physical damages to your vehicle after an accident and is typically required by lenders when leasing or financing a vehicle.
While a minimum coverage policy is cheaper than full coverage car insurance, it only covers damages and injuries for third parties—and even with the average limits of 25/50/25, your limits can max out relatively quickly, leaving you financially vulnerable.
As a result, most drivers will benefit from full coverage with higher liability limits of 50/100/50 or 100/300/100. Additionally, drivers should consider including add-on coverages to their policy, such as roadside assistance or rental reimbursement.
Why are some trims more expensive to insure than others?
Insurance rates are calculated based on vehicle repair and replacement costs; the higher the MSRP and the more it costs to repair, the more you’ll pay to insure it. Safety features also matter. Insurers look at safety ratings from experts like the Insurance Institute for Highway Safety (IIHS) and The National Highway Traffic Safety Administration (NHTSA).
Check out the table below to see the average cost of auto insurance for popular Subaru Forester trim levels.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Forester Subaru | $64 | $132 |
| Forester Subaru 2.5i | $88 | $148 |
| Forester Subaru 2.5i Premium | $106 | $129 |
| Forester Subaru 2.5X | $89 | $141 |
| Forester Subaru 2.5X Premium | $96 | $122 |
| Forester Subaru 2.5XS | $60 | $110 |
| Forester Subaru 2.5XT | $96 | $121 |
| Forester Subaru L | $76 | $175 |
| Forester Subaru Limited | $91 | $127 |
| Forester Subaru Premium | $63 | $144 |
| Forester Subaru Sport | $64 | $142 |
| Forester Subaru Touring | $101 | $165 |
Subaru Forester insurance cost by model year
Generally speaking, the newer your Subaru Forester model is, the more it will cost to insure due to its higher value and more costly technology.
2023 Subaru Forester car insurance quotes
Unfortunately, newer cars can also come with higher car insurance rates. Here’s what Jerry drivers pay to insure their 2023 Subaru Forester:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2023 | Progressive | $94 | Chris, 71, Villa Ridge, MO | 100/300 | Yes |
| Forester 2023 | National General | $477 | Isabelle, 43, Falls Church, VA | 50/100 | Yes |
| Forester 2023 | Progressive | $153 | Frances, 33, Cincinnati, OH | State Minimum | Yes |
| Forester 2023 | Progressive | $192 | Arthur, 86, Missouri City, TX | 100/300 | Yes |
2022 Subaru Forester car insurance quotes
It’s important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Subaru Forester drivers below:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2022 | Travelers | $146 | Samuel, 45, Los Angeles, CA | 100/300 | Yes |
| Forester 2022 | Gainsco | $319 | Lucille, 37, Wylie, TX | State Minimum | Yes |
| Forester 2022 | Progressive | $125 | Susie, 29, Joplin, MO | 100/300 | Yes |
| Forester 2022 | Travelers | $225 | Jeremy, 31, Costa Mesa, CA | 100/300 | Yes |
| Forester 2022 | Progressive | $173 | Mason, 40, Colorado Springs, CO | 250/500 | Yes |
2021 Subaru Forester car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Subaru Forester:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2021 | Progressive | $187 | Carrie, 69, Philadelphia, PA | 25/50 | Yes |
| Forester 2021 | National General | $128 | Andrew, 28, Calabasas, CA | State Minimum | No |
| Forester 2021 | Progressive | $143 | Lydia, 27, Hesperia, CA | 250/500 | Yes |
| Forester 2021 | Progressive | $90 | Pauline, 26, Seattle, WA | 100/300 | Yes |
| Forester 2021 | Bristol West | $97 | Arthur, 34, Franklin Township, NJ | 25/50 | No |
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Subaru Forester with our real quote examples below:
2020 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2020 | Safeco | $283 | Elnora, 27, Taunton, MA | 100/300 | Yes |
| Forester 2020 | National General | $202 | Mae, 30, Menomonie, WI | 100/300 | Yes |
| Forester 2020 | Travelers | $169 | Celia, 32, Cherry Hill, NJ | 100/300 | Yes |
| Forester 2020 | Progressive | $131 | Madge, 38, Rohnert Park, CA | 100/300 | Yes |
| Forester 2020 | Nationwide | $142 | Pearl, 42, Kenyon, RI | 100/300 | Yes |
2019 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2019 | Progressive | $84 | Earl, 32, Montgomery Village, MD | 50/100 | Yes |
| Forester 2019 | Nationwide | $95 | Bertie, 35, San Francisco, CA | 250/500 | Yes |
| Forester 2019 | Nationwide | $191 | Hulda, 65, Hollywood, FL | 100/300 | Yes |
| Forester 2019 | Progressive | $129 | Oscar, 31, El Paso, TX | State Minimum | Yes |
| Forester 2019 | Nationwide | $74 | Bernice, 26, Charlottesville, VA | 50/100 | Yes |
2018 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2018 | Allstate | $157 | Martha, 56, Rocky Point, NY | 100/300 | Yes |
| Forester 2018 | State Auto | $183 | Marie, 36, Kitty Hawk, NC | 100/300 | Yes |
| Forester 2018 | Progressive | $388 | Minnie, 55, Longmont, CO | 100/300 | Yes |
| Forester 2018 | Progressive | $100 | Willie, 32, Colorado Springs, CO | State Minimum | No |
| Forester 2018 | Progressive | $81 | Lilly, 29, Fishers, IN | 50/100 | Yes |
2017 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2017 | Travelers | $126 | Eunice, 80, Issaquah, WA | 100/300 | Yes |
| Forester 2017 | Progressive | $134 | Matthew, 47, Americus, GA | 50/100 | Yes |
| Forester 2017 | Allstate | $385 | Jose, 31, San Diego, CA | 250/500 | Yes |
| Forester 2017 | Allstate | $447 | Roxie, 34, Fullerton, CA | 100/300 | Yes |
| Forester 2017 | Safeco | $178 | Micheal, 28, Fitchburg, MA | State Minimum | Yes |
2016 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2016 | Nationwide | $172 | Derek, 62, Sanford, NC | 50/100 | Yes |
| Forester 2016 | Progressive | $406 | Alta, 34, San Francisco, CA | 100/300 | Yes |
| Forester 2016 | Nationwide | $109 | Augusta, 31, Hoover, AL | 100/300 | Yes |
| Forester 2016 | Progressive | $187 | Kenneth, 35, Portland, OR | 50/100 | Yes |
| Forester 2016 | Travelers | $133 | Nettie, 69, Colorado Springs, CO | 100/300 | Yes |
2015 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2015 | Progressive | $119 | Fred, 31, San Carlos, CA | 50/100 | Yes |
| Forester 2015 | Kemper | $129 | Chester, 49, Akron, OH | State Minimum | Yes |
| Forester 2015 | Safeco | $178 | Bernice, 43, Woodstock, CT | 100/300 | Yes |
| Forester 2015 | Travelers | $177 | Lena, 67, Philadelphia, PA | State Minimum | Yes |
| Forester 2015 | Nationwide | $140 | Mario, 31, Denver, CO | State Minimum | Yes |
2014 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2014 | Nationwide | $117 | Lee, 47, Bennett, CO | State Minimum | Yes |
| Forester 2014 | Progressive | $103 | Pauline, 75, Idaho Falls, ID | 50/100 | Yes |
| Forester 2014 | Progressive | $112 | Wayne, 31, Houston, TX | 50/100 | Yes |
| Forester 2014 | Progressive | $100 | Don, 35, Austin, TX | 50/100 | Yes |
| Forester 2014 | Progressive | $380 | Nancy, 31, Atlanta, GA | 100/300 | Yes |
2013 Subaru Forester car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Forester 2013 | Progressive | $245 | Bryan, 28, Allentown, PA | 250/500 | Yes |
| Forester 2013 | Safeco | $223 | Julia, 30, Dorchester, MA | State Minimum | Yes |
| Forester 2013 | Progressive | $111 | Bertie, 32, Northglenn, CO | State Minimum | Yes |
| Forester 2013 | Progressive | $222 | Herbert, 24, Littleton, CO | State Minimum | Yes |
| Forester 2013 | Clearcover | $124 | Flora, 41, Oakland, CA | 50/100 | Yes |
Are Subaru Foresters expensive to insure?
The average cost of car insurance for a Subaru Forester is $85 per month for a minimum coverage policy. For a full coverage policy, costs rise to $136 per month. Compared to the national average for vehicles in a similar price range, the Forester is 26% more expensive to insure.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Subaru Forester | $85 | $136 |
| Mitsubishi Lancer | $103 | $186 |
| Fiat 500 | $84 | $156 |
| Mazda CX-30 | $110 | $176 |
| Kia Spectra5 | $106 | $153 |
When calculating insurance rates, companies consider the vehicle’s MSRP, trim level, model year, and repair costs. Because these factors differ between cars, insurance prices will reflect these differences.
Subaru Forester safety ratings
Safety ratings are important to insurers because they factor into a vehicle’s risk level. The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests.
Take a look at the table below for a breakdown of the IIHS safety ratings for the Subaru Forester.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Moderate overlap front: updated test | Marginal |
| Side: original test | Good |
| Side: updated test | Acceptable |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights | Good |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: vehicle-to-pedestrian (day) | Superior |
| Front crash prevention: vehicle-to-pedestrian (night) | Superior |
| Seat belt reminders | Good |
| LATCH ease of use | Good |
Subaru Forester safety features
In addition to safety ratings, your Subaru’s safety features also affect car insurance rates. Vehicles with more advanced driver safety features, such as airbags and anti-theft systems, pose a lower risk to insurance companies and, therefore, cost less to insure
Learn more about the Subaru Forester safety features in the table below.
| Safety feature | Description |
|---|---|
| Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
| Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
| Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
| Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
| Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
| Anti-whiplash | Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury. |
| Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
| Overhead airbags | Overhead airbags are used to protect the occupant’s heads in the event of a side collision or rollover. |
| Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
What other factors affect Subaru Forester insurance rates?
Your vehicle’s trim level, model year, safety features, and safety ratings are just a few things that affect car insurance rates. Your age (driving experience) and driving record are two of the biggest influencing factors, but insurers also consider your location, claims and insurance history, credit score, and annual mileage, among others, when calculating your insurance rates.
Subaru Forester insurance cost for young drivers
Teen drivers aged 16 to 19 pay the highest insurance premiums of any age group, regardless of vehicle make and mode. Teens have less experience behind the wheel and are statistically at a higher risk of being involved in a collision. Since they’re riskier policyholders, insurers charge increased premiums until the risk decreases.
In the meantime, teen drivers can use Jerry to find lower rates—just like these real drivers did.
Subaru Forester insurance cost for senior drivers
Middle-aged and senior drivers enjoy some of the lowest insurance rates—but it doesn’t stay that way. Insurance rates for seniors tend to increase for drivers in their mid-60s and beyond due to slower reflexes that increase accident risk and greater vulnerability to serious injury from a crash.
However, seniors can still find cheaper than average car insurance for their Subaru Forester with Jerry.
Subaru Forester insurance cost for drivers with driving violations
Your driving history has one of the biggest influences on car insurance rates. Drivers with a history of accidents and violations will see significantly higher premiums than drivers with a clean driving record.
Some common violations that can lead to high insurance premiums include
- Speeding tickets
- Driving under the influence (DUI)
- At-fault accidents
- Failure to yield/improper passing
- Driving without insurance
- Texting and driving/distracted driving
Cheapest car insurance for Subaru Forester drivers with speeding ticket
Speeding tickets don’t increase rates consistently—the severity of the offense will determine how much insurance rates increase. For example, a ticket for speeding 5 mph over the speed limit won’t increase your premium to the same degree as going 15 mph over. But if you were driving fast enough to warrant a reckless driving conviction, expect your rates to skyrocket.
If you were recently cited for speeding, shop with the Jerry app to find the most affordable rates and avoid overpaying.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Minor | Subaru Forester 2.5I Premium | Progressive | $406 | Alta, 34, San Francisco, CA | 100/300 | Yes |
| Speeding 16-20 | Subaru Forester Premium | National General | $202 | Mae, 30, Menomonie, WI | 100/300 | Yes |
| Speeding 1-5 | Subaru Forester 2.5I | Progressive | $81 | Lilly, 29, Fishers, IN | 50/100 | Yes |
| Speeding Violation-Minor | Subaru Forester L | Progressive | $68 | Maurice, 24, Kennewick, WA | State Minimum | No |
| Speeding Violation-Minor | Subaru Forester 2.5X | Progressive | $97 | Willie, 27, Kingsport, TN | State Minimum | Yes |
Cheapest car insurance for Subaru Forester drivers with a DUI record
A DUI is a serious conviction that will undoubtedly increase insurance rates, but even still, rates will vary between providers. If you have a DUI offense on your record, it pays to shop around and compare quotes before deciding on a policy.
Check out how these Subaru Forester drivers with a DUI found affordable auto insurance rates with Jerry.
Cheapest car insurance for Subaru Forester drivers after an accident
Your accident history can significantly impact how much you pay for car insurance. A history of at-fault accidents suggests you’re a risky driver, which leads to higher premiums.
If you were recently involved in an at-fault accident and your insurance rates increased, Jerry can help you find an affordable car insurance rate.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With Injury | Subaru Forester 2.5I Premium | Progressive | $119 | Fred, 31, San Carlos, CA | 50/100 | Yes |
| Not At Fault | Subaru Forester L | State Auto | $302 | Kevin, 47, Bridgeport, CT | 50/100 | No |
| At Fault With No Injury | Subaru Forester 2.5X Limited | Nationwide | $89 | Elnora, 51, Clearfield, PA | State Minimum | Yes |
| At Fault With No Injury | Subaru Forester 2.5X Premium | Safeco | $252 | Jessie, 46, Mattapan, MA | 50/100 | Yes |
| At Fault With No Injury | Subaru Forester 2.5X | Progressive | $68 | Duane, 54, Dayville, CT | State Minimum | No |
Cheapest car insurance for Subaru Forester drivers with other driving violations on their record
DUIs, speeding, and accidents are just three violations that can cause car insurance rates to increase. Other driving violations, such as reckless driving and driving without insurance, can also significantly affect insurance rates.
Look at the table below to see how these and other driving violations can affect insurance rates and how Subaru Forester drivers found savings with Jerry.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Failure to show documents | Subaru Forester 2.5X | Kemper | $101 | Jeremiah, 33, New York, NY | State Minimum | No |
| Defective Equipment | Subaru Forester 2.5X | Progressive | $109 | Charles, 59, Denver, CO | State Minimum | Yes |
| Failure to show documents | Subaru Forester 2.5I Limited | State Auto | $183 | Marie, 36, Kitty Hawk, NC | 100/300 | Yes |
| Careless Driving | Subaru Forester 2.5I | Progressive | $388 | Minnie, 55, Longmont, CO | 100/300 | Yes |
| Illegal Turn | Subaru Forester 2.5I Premium | Progressive | $55 | Grace, 25, Fort Riley, KS | State Minimum | No |
How can I lower the cost of insurance for my car?
If you think you’re overpaying for Subaru Forester car insurance, use these smart shopping strategies to help you save:
- Shop around: If you want to find the cheapest car insurance rates, shop around and compare quotes from several providers for committing to one policy. And to ensure you’re always getting the cheapest insurance rate, shop for a new policy every six months.
- Raise your deductible: All full coverage policies are subject to a car insurance deductible. Increasing your deductible to the highest amount you can afford to pay out of pocket in the event of a collision helps reduce your monthly payments. The higher your deductible, the lower your payments.
- Look for discounts: Car insurance discounts are a quick and easy way to save. Every insurance company offers discounts, from safe driver to paid in full, but what’s available will vary based on the provider and your location.
- Bundle your insurance policies: Insurance companies love customer loyalty. Bundle your homeowners and auto insurance with the same company, and you could receive a discount on your overall premium.
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies. Beore joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
