Car Insurance in Texas by City

Written by Kevin Berry and 2 others
Updated Feb 19, 2025

Texas insurance pricing can vary widely by location. See average monthly rates by insurer in cities across the state.

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Many factors can impact your car insurance rate, and in a state as big as Texas, your location will undoubtedly be one of them.

One of the best ways to save money on car insurance is to compare quotes for similar coverage levels across multiple insurers who sell policies in Texas. Whether you’re in a major metro area like Houston or farther out west in a city like Lubbock, it pays to get quotes with multiple providers to find the best rate.

Below you will find recent car insurance costs from many cities across Texas. Find your city, or one nearby, to get a sense for what you could pay if you’re shopping for car insurance.

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Car insurance in Baytown, TX

Insurers like Safeco, Mercury, Travelers and Allstate often quote below-average rates to customers with clean driving records in Baytown, Texas.

Insurance Company
Avg Monthly Quote
Root $143
Safeco $191
Progressive $232
Commonwealth Insurance $260
Aspen $296
Last Updated Mar 6, 2025

Car insurance in Bryan, TX

If you’re looking to save money on car insurance in Bryan, some of the large national providers such as Safeco, Nationwide and Progressive often quote affordable rates.

Insurance Company
Avg Monthly Quote
Assurance America $138
Progressive $144
Commonwealth Insurance $178
Bluefire $184
Aspen $189
Last Updated Mar 5, 2025

Car insurance in Conroe, TX

If you need car insurance in Conroe, give companies like Travelers, Kemper or Safeco a look as they have often quoted Jerry customers rates below the state average.

Insurance Company
Avg Monthly Quote
Assurance America $173
Commonwealth Insurance $183
Progressive $218
Aspen $234
Root $236
Last Updated Mar 5, 2025
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Car insurance in Denton, TX

If you’re in the Denton area and looking to save money on car insurance, companies like Trexis, Kemper and Safeco provide quotes to Denton residents that are below-average for the state.

Insurance Company
Avg Monthly Quote
Trexis $91
Root $153
Assurance America $165
Commonwealth Insurance $165
Safeco $170
Last Updated Mar 6, 2025

Car insurance in Garland, TX

In Gardland, if you are looking for car insurance rates below the average cost in Texas, check out companies like Assurance America, Mercury or Trexis. These insurers have often quoted low rates to Jerry customers in Garland.

Insurance Company
Avg Monthly Quote
Trexis $197
Progressive $206
Aspen $212
Commonwealth Insurance $226
Assurance America $233
Last Updated Mar 6, 2025

Car insurance in Katy, TX

Big brands such as Safeco, Travelers and Nationwide are often at the top of the list for cheap car insurance in Katy.

Insurance Company
Avg Monthly Quote
Anchor General $95
Aspire Advantage $155
Bluefire $168
Safeco $204
Progressive $208
Last Updated Mar 6, 2025
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Car insurance in Lufkin, TX

If you shop around, you can find a good car insurance rate in Lufkin. Jerry customers with quotes from places like Assurance America, Safeco and Travelers have been quoted rates that are below the state average costs.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $133
Assurance America $144
Progressive $164
Bluefire $178
Gainsco $206
Last Updated Mar 6, 2025

Car insurance in Midland, TX

If you’re in the Midland area, you can often find affordable car insurance rates with big companies like Safeco, Nationwide and Progressive, among others.

Insurance Company
Avg Monthly Quote
Safeco $77
Assurance America $154
Progressive $227
Bluefire $228
Root $230
Last Updated Mar 5, 2025

Car insurance in Plano, TX

You can often find below-average prices on car insurance in Plano with insurers such as AAA, Travelers and Kemper.

Insurance Company
Avg Monthly Quote
First Acceptance $156
Progressive $191
Trexis $205
Aspen $232
Assurance America $241
Last Updated Mar 6, 2025
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Car insurance in San Marcos, TX

If you’re shopping for car insurance in San Marcos, look to companies like Kemper, Travelers and Safeco who often quote rates to Jerry customers below the state average.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $192
Progressive $194
Safeco $214
Root $223
Aspen $237
Last Updated Mar 6, 2025

Car insurance in Texarkana, TX

You should have plenty of affordable car insurance options when shopping in the Texarkana area, including the likes of Safeco, Kemper and Allstate.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $112
Aspen $158
Bluefire $179
Assurance America $182
Progressive $191
Last Updated Mar 5, 2025

Car insurance in Victoria, TX

If you’re shopping for car insurance in the Victoria area, you may find low rates with companies such as Mercury, Commonwealth and Allstate.

Insurance Company
Avg Monthly Quote
Assurance America $161
Progressive $165
Commonwealth Insurance $188
Bluefire $208
Mendota $211
Last Updated Mar 5, 2025

Car insurance in Wichita Falls, TX

Good deals on car insurance can certainly be had in Wichita Falls, if you shop around. Consider insurers such as Safeco, Mercury and Kemper.

Insurance Company
Avg Monthly Quote
Safeco $82
Anchor General $120
Progressive $158
Bluefire $187
Commonwealth Insurance $207
Last Updated Mar 6, 2025
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Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.