There are a couple of ways to make an Acura car payment, including online, over the phone, in person, and via snail mail.
Whether you already have an Acura car loan and you need to make a payment or you’re weighing your car payment options and want to know more about what to expect, we’ll walk you through the ways to pay your Acura car bill and how much it could cost you.
Learn more: Your guide to Acura car insurance costs
How to pay your Acura car bill
If you need to make a payment on an existing Acura car bill, there are a couple of things you can do.
Online
One of the easiest ways to make an Acura car payment is via the Acura Financial Services website. To pay this way, log in to your account and make a one-time payment.
Alternatively, you can sign up for Acura EasyPay on the financial services website. EasyPay is an automatic payment service that will deduct your car payment amount from your chosen account on one day of the month chosen by you. This is a great way to ensure that you don’t miss payments, but be certain that you don’t overdraw your account by accident!
By phone
If you prefer not to use the internet for your car payments, don’t worry! There are still a few options at your disposal. You can make a payment by phone by calling Acura Customer Service at 1 (800) 382-2238.
To use this option, however, you’ll still need a bank account on file on Acura’s website. If you’re able to do this, you’ll be able to make a payment over the phone at any time of the day.
By mail
You can also send in your Acura car payment via mail. To do so, simply send the coupon you received with your bill and a money order or check for the full amount to the following address:
Acura Financial Services
P.O. Box 7829
Philadelphia, PA 19101-7829
In person
You can also make Acura car payments via Western Union Quick Collect. Western Union is a well-known and respected transfer company that can transfer your money to pay your Acura bill. All you’ll need is your Acura Financial Services account number and your city and state code.
Keep in mind, Western Union charges a small fee for this service. You can pay this fee with cash or your debit card.
Can I make my Acura payments with a credit card?
Unfortunately, Acura does not accept credit card payments for your monthly car bill. This means you’ll need to keep enough money in your bank account to make your car payment each month.
Is there a grace period for Acura car payments?
If you make late loan payments, you might be subjected to late fees and additional interest. However, Acura will typically grant you a grace period, which could be anywhere from five to 60 days, depending on your exact circumstances.
How much are Acura payments?
Even though Acura provides luxury vehicles, you can expect lower-than-average car payments for most vehicles from the Acura brand. This is because Acura focuses on competitive pricing
To put this into a little more perspective, the following table lists the average loan payments and MSRP ranges for Acura’s 2023 lineup. Please note, however, that these estimates are based on a 72-month loan term, a 10% down payment, and an interest rate of 4.90%, so your actual loan rates might look a little different.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| Acura MDX | $49,050 to $63,000 | $748 |
| Acura RDX | $41,350 to $53,350 | $631 |
| Acura TLX | $39,650 to $65,095 | $605 |
| Acura Integra | $30,800 to $36,895 | $470 |
| Acura NSX | $169,500 to $254,000 | $2,586 |
| Acura ILX | $28,345 to $33,200 | $432 |
Actual loan payments will vary based on several factors, including your credit score, your vehicle’s trade-in value, your loan term, and any special offers that your lessor makes. A 72-month term, for example, will result in lower loan payments due to a more extended loan period. Additionally, used cars typically have higher APRs than new-car loans.
FAQ
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What is the lowest credit score Acura will finance?
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What is the best interest rate Acura offers?
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What is the best Acura car?
Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz’s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.
Brenna Swanston is an insurance writer with nearly 10 years of experience writing copy and content across a variety of industries. In writing for Jerry, Brenna’s mission is to help car owners better understand their vehicles and the costs associated with car ownership. Brenna has covered topics including accidents and insurance claims, city insurance landscapes, and deep dives into vehicle specifics. Prior to joining Jerry, Brenna worked as a freelance writer and editor. Her work is featured on USA Today, LIVESTRONG.com, Chron.com, Sciencing, and Career Trend, and her journalism has earned several awards.
