How much does Nissan 240SX car insurance cost?

The average Nissan 240SX driver spends $150-$200 on insurance coverage.

These numbers could be very different from your personal insurance premiums, however, since the cost of car insurance depends on your driver profile. Things like your car’s age and trim level play a role in your insurance prices, meaning premiums can vary a lot from Nissan to Nissan. To get a more accurate understanding of your projected insurance rates, you’ll need to compare car insurance quotes.

Compare the cheapest Nissan 240SX car insurance quotes

Luckily, shopping for car insurance doesn’t have to be complicated. With the Jerry app, you can compare quotes in a matter of minutes. Take a look at the table below to see the real, free insurance quotes that Jerry users have gotten for their Nissan 240SX.

Even with the same model, however, insurance costs can be very different from driver to driver. Things like your driving history, your insurance history, and your zip code can have a big impact on your auto insurance rates, as can your vehicle’s model year and trim level.

To determine what you’ll pay for car insurance, you’ll need to get free quotes from at least three companies.

The best car insurance companies for Nissan 240SX owners

Every insurance company uses a slightly different algorithm to calculate your premiums, which means that there is no single best insurance company for every Nissan 240SX driver.

But all hope isn’t lost. Jerry conducted the largest survey in the nation, asking over 15,000 real policyholders about their experience with their current provider. While providers including Allstate, State Farm, and GEICO received high customer service scores, other insurers, such as Progressive and Travelers achieved high overall ratings, making them a top choice for most Nissan 240SX owners.

Take a look at the table below to see how drivers rated their providers on a 5.0 scale.

How much car insurance do you need for a Nissan 240SX?

When shopping for car insurance, there are two main policies that you can get for your Nissan 240SX: minimum coverage or full coverage.

• Minimum coverage insurance represents the lowest level of coverage that you can legally hold within your state. It includes liability insurance in the form of bodily injury and property damage coverage, but you’ll need to check your state laws for exact limits.
• Full coverage insurance includes liability insurance, as well as comprehensive and collision coverage. These types of insurance coverages provide additional financial protection for your vehicle in collision and non-collision related events, such as theft or severe weather. It’s often required by lenders when leasing or financing a vehicle.

Although liability coverage is cheaper on a monthly basis, it will only cover medical expenses and vehicle damage for third parties—and if your limits max out, you could be left financially vulnerable. As such, most drivers will benefit from a full coverage insurance policy with higher liability limits of 50/100/50 or 100/300/100.

For more protection, motorists should also consider add-on coverage options, such as roadside assistance or rental reimbursement.

Why are some trims more expensive to insure than others?

Higher trim levels often have higher repair and replacement costs, making them a bigger risk for insurance companies. As a result, you’ll often see more expensive premiums for higher trim levels.

Nissan 240SX insurance cost by model year

The Nissan 240SX was only in commission from 1989 to 1995, meaning that most auto insurance rates for this vehicle are relatively cheap—but depending on the model year that you own, your rates could be cheaper or more expensive based on different technology and added safety features.

What other factors affect Nissan 240SX insurance rates?

Your car insurance rate can vary a lot based on several factors. A few of the top ones include:

• Your age: Drivers under the age of 25 see higher insurance rates. Insurance companies see younger drivers as a higher risk due to their limited driving experience.
• The type of vehicle you drive: Luxury, high-performance, and sports cars are more expensive to insure due to less available parts and higher repair costs.
• Your driving record and claims history: If you have accidents or tickets on your record, insurance companies will charge you a higher rate.

Nissan 240SX insurance cost for young drivers

Drivers between the ages of 16 and 19 face the highest insurance costs of any age group due to a higher risk of accidents. As a result, teen drivers with a newer car will get more financial protection from full coverage insurance.

Nissan 240SX insurance cost for senior drivers

Older adults will face higher insurance costs as well. You might see higher car insurance rates for seniors because older adults are more likely to be involved in car accidents, and because seniors are more vulnerable to serious injuries in the event of a crash.

However, senior drivers can still continue to save on car insurance by shopping with Jerry.

Nissan 240SX insurance cost for drivers with driving violations

People with a clean driving record will often see lower insurance premiums, while those with a history of violations pose a higher risk to insurance companies and are therefore charged a higher rate.

Some common driving violations that could cause your insurance rates to increase include:

• Speeding
• DUIs
• At fault accidents
• Reckless driving
• Driving with a suspended license

Cheapest car insurance for Nissan 240SX drivers with a DUI record

After getting a DUI, most drivers see a significant increase in their insurance rates. Rates can also vary a lot from insurer to insurer.

To find low-cost insurance options after a DUI, you might need to compare rates from quite a few insurance companies. Luckily, Jerry has helped several Nissan 240SX drivers get affordable insurance after a DUI charge.

Cheapest car insurance for Nissan 240SX drivers after an accident

Your car accident and claims history have a huge impact on your car insurance rates. If you were recently involved in an at-fault accident, your rates could increase significantly as a result.

But it doesn’t mean you’re stuck with higher rates. Several Nissan 240SX drivers have used Jerry to save on car insurance after an accident.

Cheapest car insurance for Nissan 240SX drivers with other driving violations on their record

Even if you’ve never gotten a DUI or a speeding ticket, other driving violations on your record could impact the cost of your insurance, too. Charges like reckless driving and driving with a suspended license can also cause your insurance rates to spike.

Below, you’ll see a list of other driving violations and how we helped Nissan 240SX drivers save on their insurance.

How can I lower the cost of insurance for my car?

Savings comes in many forms. You can lower the cost of your insurance premiums in a number of ways:

• Shop around: The top way to find a lower rate is by comparing quotes from several insurance providers, either with an insurance agent or broker, like Jerry. This allows you to find the best coverage at the best price—and with Jerry, you can find the insurance you need in under two minutes.
• Raise your deductible: Your car insurance deductible represents your out-of-pocket responsibilities before your collision or comprehensive coverage kicks in. When you increase your deductible, your monthly rate can decrease. Just be sure that you never raise your deductible to a higher price than you can afford.
• Bundle your policies: Some insurers offer discounts to drivers who choose to bundle their homeowners and auto insurance.
• Research available discounts: Most insurers offer discounts, and you could be missing out! Check with your provider to see if there are any money-saving opportunities available.

MEET OUR EXPERTS

Liz Jenson

Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz’s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.

Kianna Walpole

Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.

Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.