Cheapest Cadillac SRX Car Insurance (Nov 2024)

Written by R.E. Fulton and 2 others
Nov 28, 2024
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Cheapest Cadillac SRX Car Insurance (Nov 2024)

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How much does Cadillac SRX car insurance cost?

On average, Cadillac SRX drivers spend $103 each month on state minimum car insurance and $193 per month for full coverage. Compared to other popular cars like the Mini Cooper, Porsche Cayenne, and Kia Seltos, the Cadillac SRX is 6% more expensive to insure.

However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Cadillac SRX insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Cadillac SRX car insurance quotes

This may feel complicated, but it doesn’t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Cadillac SRX drivers save an average of $0 per year on their car insurance.

Check out the table below to see real, free quotes that real people have gotten from Jerry.

Date
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
November 26, 2024 Cadillac Srx Luxury Collectio Trexis $199 Rosie, 62, Bowling Green, KY State Minimum Yes
November 26, 2024 Cadillac Srx Gainsco $556 Scott, 42, Fruitland, MD State Minimum Yes
November 26, 2024 Cadillac Srx Dairyland $101 Lottie, 39, Mesa, AZ State Minimum No
November 26, 2024 Cadillac Srx Progressive $124 Bill, 29, Burkburnett, TX State Minimum No
November 25, 2024 Cadillac Srx Luxury Collection Electric $316 Violet, 58, Austin, TX 50/100 Yes
Last Updated Nov, 2024

However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.

To find out the rate for your Cadillac SRX, you’ll need to get car insurance quotes from at least three insurance companies.

The best car insurance companies for Cadillac SRX owners

There’s no single best insurance company for all Cadillac SRX owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to calculate your premiums.

But that doesn’t mean we can’t find the best insurance company for you.

Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco4.6
4.4

4

4.5
Travelers4.54.24.44.5
Progressive4.33.93.94.3
AAA4.243.84.4
Allstate4.23.63.84.2
USAA43.54.54.2
State Farm43.43.84.2
Farmers43.44.13.9
Geico3.93.33.94
Liberty Mutual3.73.23.53.7

How’d we get these scores?

Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Cadillac SRX?

The average cost of Cadillac SRX insurance is $193 per month for full coverage and $103 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.

CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Cadillac SRX$193$103
  • Minimum coverage insurance is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
  • Full coverage insurance provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

While knowing auto insurance averages can be useful, getting personalized quotes is the best way to shop for insurance. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.

Check out the table below to see the average cost of auto insurance for some popular Cadillac SRX trims.

CarMonthly minimum coverage costMonthly full coverage cost
SRX Cadillac$100$196
SRX Cadillac Luxury Collection$119$200
SRX Cadillac Performance Collection$98$196
SRX Cadillac Premium Collection$71$166

Cadillac SRX insurance cost by model year

The more recently your Cadillac SRX was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Cadillac SRXs provided by Jerry to better understand how your driver profile might affect your cost.

2016 Cadillac SRX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Srx 2016 Progressive $124 Bill, 29, Burkburnett, TX State Minimum No
Srx 2016 Aspire Advantage $121 Tom, 67, Sacramento, CA State Minimum No
Srx 2016 Mendota $404 Lou, 43, Frisco, TX 50/100 Yes
Srx 2016 National General $492 Rebecca, 32, Bossier City, LA 50/100 Yes
Srx 2016 National General $546 Alfred, 63, El Paso, TX State Minimum Yes
Last Updated Nov, 2024

2015 Cadillac SRX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Srx 2015 Trexis $199 Rosie, 62, Bowling Green, KY State Minimum Yes
Srx 2015 Electric $316 Violet, 58, Austin, TX 50/100 Yes
Srx 2015 National General $116 Randy, 65, Wichita Falls, TX State Minimum Yes
Srx 2015 Assurance America $327 Blake, 39, Buford, GA State Minimum Yes
Srx 2015 Progressive $407 Francis, 21, Bullard, TX State Minimum Yes
Last Updated Nov, 2024

2014 Cadillac SRX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Srx 2014 Bristol West $431 Cameron, 41, West Palm Beach, FL No Coverage Yes
Srx 2014 Gainsco $556 Theodore, 42, Fruitland, MD State Minimum Yes
Srx 2014 Bristol West $74 Gary, 72, Cleburne, TX State Minimum No
Srx 2014 Progressive $162 Edwin, 29, Mabank, TX State Minimum No
Srx 2014 Progressive $93 Herbert, 33, Wolverine, MI State Minimum No
Last Updated Dec 5, 2024

2013 Cadillac SRX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Srx 2013 Bristol West $327 Aaron, 21, Louisville, KY State Minimum Yes
Srx 2013 First Acceptance $645 Marion, 34, Nashville, TN 100/300 Yes
Srx 2013 Embark General $100 Bobby, 69, Shenandoah, PA State Minimum Yes
Srx 2013 National General $51 Hettie, 42, Indianapolis, IN State Minimum No
Srx 2013 Gainsco $340 Lucile, 38, Interlachen, FL No Coverage Yes
Last Updated Nov, 2024

Are Cadillac SRXs expensive to insure?

The average Cadillac SRX insurance rate is $103 per month. Compared to the national average for other models from a similar price range, it is 6% more expensive to insure a Cadillac SRX .

CarMonthly minimum coverage costMonthly full coverage cost
Cadillac SRX$103$193
Acura RSX$98$171
Dodge Magnum$89$181
GMC Yukon$96$168
Ram ProMaster$110$206

Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

What other factors affect Cadillac SRX insurance rates?

Many factors influence your car insurance rate, such as:

  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Cadillac SRX insurance cost for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.

Cadillac SRX insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. Car insurance rates for seniors tend to be higher for several reasons.

Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.

Cadillac SRX insurance cost for drivers with driving violations

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.

If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:

  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Cadillac SRX drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit.

Jerry is proud to help Cadillac SRX drivers with varying speeding tickets save on car insurance.

Speeding Type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Speeding Violation-Major Cadillac Srx Progressive $124 Myrtie, 29, Burkburnett, TX State Minimum No
Speeding Violation-Minor Cadillac Srx Luxury Collection Aspire Advantage $62 Josephine, 36, Garden Grove, CA State Minimum No
Speeding Violation-Minor Cadillac Srx Aspire Advantage $121 Maggie, 67, Sacramento, CA State Minimum No
Speeding Violation-Major Cadillac Srx Performance Coll Mendota $404 Aiden, 43, Frisco, TX 50/100 Yes
Speeding Violation-Major Cadillac Srx Luxury Collectio Gainsco $340 Matthew, 38, Interlachen, FL No Coverage Yes
Last Updated Dec 5, 2024

Cheapest car insurance for Cadillac SRX drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.

You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Cadillac SRX drivers obtain affordable auto insurance rates after a DUI.

Cheapest car insurance for Cadillac SRX drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history.

If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Cadillac SRX drivers save on car insurance after car accidents.

Accident type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
At Fault With No Injury Cadillac Srx Gainsco $556 Scott, 42, Fruitland, MD State Minimum Yes
At Fault With No Injury Cadillac Srx Progressive $124 Bill, 29, Burkburnett, TX State Minimum No
Not At Fault Cadillac Srx Luxury Collection Electric $316 Violet, 58, Austin, TX 50/100 Yes
Not At Fault Cadillac Srx Progressive $341 Alexander, 53, Marion, SC State Minimum Yes
At Fault With No Injury Cadillac Srx Luxury Collectio Bristol West $361 Nora, 39, Orlando, FL No Coverage No
Last Updated Nov, 2024

Cheapest car insurance for Cadillac SRX drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.

We’ve compiled a list of various other driving violations and how we helped Cadillac SRX drivers with these violations save on their car insurance.

Violation
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Driving on Sus. License Cadillac Srx Bristol West $296 Adrian, 31, Phoenix, AZ State Minimum No
Other Major Cadillac Srx Performance Coll National General $328 Minerva, 41, West Palm Beach, FL No Coverage No
Other Major Cadillac Srx Performance Collection Progressive $154 Dale, 52, Milwaukee, WI State Minimum Yes
DUI Cadillac Srx Performance Collection National General $137 Agnes, 63, Los Angeles, CA State Minimum No
Failure to Obey Signal Cadillac Srx Performance Collection Trexis $104 Jennie, 29, Alcoa, TN State Minimum No
Last Updated Nov, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle.

  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your car insurance deductible is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
  • Bundle your insurance policies: Bundling your homeowners and auto insurance with the same company can amount to a lower overall bill.
MEET OUR EXPERTS
meet-experts-thumbnail
R.E. Fulton
  • Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

meet-experts-thumbnail
Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

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Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

For illustrative purposes only, results may vary

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.