Car Insurance in Texas by City

Written by Kevin Berry and 2 others
Updated Apr 2, 2025

Texas insurance pricing can vary widely by location. See average monthly rates by insurer in cities across the state.

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Many factors can impact your car insurance rate, and in a state as big as Texas, your location will undoubtedly be one of them.

One of the best ways to save money on car insurance is to compare quotes for similar coverage levels across multiple insurers who sell policies in Texas. Whether you’re in a major metro area like Houston or farther out west in a city like Lubbock, it pays to get quotes with multiple providers to find the best rate.

Below you will find recent car insurance costs from many cities across Texas. Find your city, or one nearby, to get a sense for what you could pay if you’re shopping for car insurance.

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Car insurance in Baytown, TX

Insurers like Safeco, Mercury, Travelers and Allstate often quote below-average rates to customers with clean driving records in Baytown, Texas.

Insurance Company
Avg Monthly Quote
Safeco $191
Progressive $232
Commonwealth Insurance $247
Aspen $296
Electric $316
Last Updated Mar, 2025

Car insurance in Bryan, TX

If you’re looking to save money on car insurance in Bryan, some of the large national providers such as Safeco, Nationwide and Progressive often quote affordable rates.

Insurance Company
Avg Monthly Quote
Progressive $151
Assurance America $151
Commonwealth Insurance $157
Aspen $176
Bluefire $214
Last Updated Mar, 2025

Car insurance in Conroe, TX

If you need car insurance in Conroe, give companies like Travelers, Kemper or Safeco a look as they have often quoted Jerry customers rates below the state average.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $168
Assurance America $173
Progressive $226
Aspen $233
Root $277
Last Updated Apr 9, 2025
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Car insurance in Denton, TX

If you’re in the Denton area and looking to save money on car insurance, companies like Trexis, Kemper and Safeco provide quotes to Denton residents that are below-average for the state.

Insurance Company
Avg Monthly Quote
Trexis $91
Assurance America $151
Safeco $166
Commonwealth Insurance $166
Progressive $187
Last Updated Apr 9, 2025

Car insurance in Garland, TX

In Gardland, if you are looking for car insurance rates below the average cost in Texas, check out companies like Assurance America, Mercury or Trexis. These insurers have often quoted low rates to Jerry customers in Garland.

Insurance Company
Avg Monthly Quote
Trexis $197
Progressive $206
Commonwealth Insurance $209
Aspen $209
Assurance America $223
Last Updated Mar, 2025

Car insurance in Katy, TX

Big brands such as Safeco, Travelers and Nationwide are often at the top of the list for cheap car insurance in Katy.

Insurance Company
Avg Monthly Quote
Anchor General $95
Aspire Advantage $155
Progressive $199
Safeco $202
Aspen $232
Last Updated Apr 9, 2025
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Car insurance in Lufkin, TX

If you shop around, you can find a good car insurance rate in Lufkin. Jerry customers with quotes from places like Assurance America, Safeco and Travelers have been quoted rates that are below the state average costs.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $112
Assurance America $136
Progressive $163
Bluefire $175
Gainsco $201
Last Updated Mar, 2025

Car insurance in Midland, TX

If you’re in the Midland area, you can often find affordable car insurance rates with big companies like Safeco, Nationwide and Progressive, among others.

Insurance Company
Avg Monthly Quote
Safeco $77
Assurance America $152
Commonwealth Insurance $202
Bluefire $218
Progressive $223
Last Updated Apr 9, 2025

Car insurance in Plano, TX

You can often find below-average prices on car insurance in Plano with insurers such as AAA, Travelers and Kemper.

Insurance Company
Avg Monthly Quote
First Acceptance $156
Progressive $190
Trexis $205
Aspen $218
Assurance America $230
Last Updated Mar, 2025
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Car insurance in San Marcos, TX

If you’re shopping for car insurance in San Marcos, look to companies like Kemper, Travelers and Safeco who often quote rates to Jerry customers below the state average.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $166
Aspen $188
Progressive $189
Safeco $214
Bluefire $249
Last Updated Apr 9, 2025

Car insurance in Texarkana, TX

You should have plenty of affordable car insurance options when shopping in the Texarkana area, including the likes of Safeco, Kemper and Allstate.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $109
Aspen $137
Assurance America $179
Bluefire $185
Progressive $189
Last Updated Apr 9, 2025

Car insurance in Victoria, TX

If you’re shopping for car insurance in the Victoria area, you may find low rates with companies such as Mercury, Commonwealth and Allstate.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $144
Progressive $159
Assurance America $162
Bluefire $195
Aspen $196
Last Updated Mar, 2025

Car insurance in Wichita Falls, TX

Good deals on car insurance can certainly be had in Wichita Falls, if you shop around. Consider insurers such as Safeco, Mercury and Kemper.

Insurance Company
Avg Monthly Quote
Safeco $104
Anchor General $120
Progressive $162
Bluefire $188
Commonwealth Insurance $211
Last Updated Mar, 2025
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Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.