How much does Ram Promaster car insurance cost?
On average, Ram Promaster drivers spend $150 each month on state minimum car insurance and $150 per month for full coverage. Compared to other popular cars like the Lexus GX, Mini Cooper, and Dodge Neon, the Ram Promaster is 16% more expensive to insure.
However, there is no real “average” cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Ram Promaster insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes
Compare the cheapest Ram Promaster car insurance quotes
This may feel complicated, but it doesn’t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Ram Promaster drivers save an average of $0 per year on their car insurance.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| August 21, 2024 | Ram Promaster City | Bristol West | $210 | Ian, 26, Reston, VA | 30/60 | No |
| July 19, 2024 | Ram Promaster 1500 1500 Standard | National General | $49 | Jorge, 48, Halifax, NC | 50/100 | No |
| June 30, 2024 | Ram Promaster 1500 1500 High | The General | $86 | Celia, 44, Seattle, WA | State Minimum | No |
| June 6, 2024 | Ram Promaster 1500 1500 High | Bristol West | $161 | Edwin, 44, Kenilworth, NJ | 25/50 | No |
| May 30, 2024 | Ram Promaster City | Aspire Advantage | $67 | Joshua, 65, San Jose, CA | State Minimum | No |
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Ram Promaster, you’ll need to get car insurance quotes from at least three insurance companies.
The best car insurance companies for Ram Promaster owners
There’s no single best insurance company for all Ram Promaster owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to calculate your premiums.
But that doesn’t mean we can’t find the best insurance company for you.
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
- How’d we get these scores?Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Ram Promaster?
The average cost of Ram Promaster insurance is $150 per month for full coverage and $150 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
| Ram Promaster | $206 | $110 |
- Minimum coverage insurance is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
- Full coverage insurance provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is the best way to shop for insurance. Jerry makes quote shopping easy, finding you the best coverage at the best rate.
Why are some trims more expensive to insure than others?
Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.
Check out the table below to see the average cost of auto insurance for some popular Ram Promaster trims.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Promaster RAM Promaster 3500 3500 High | $115 | $341 |
| Promaster RAM Promaster City | $105 | $254 |
Ram Promaster insurance cost by model year
The more recently your Ram Promaster was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Ram Promasters provided by Jerry to better understand how your driver profile might affect your cost.
2022 Ram Promaster car insurance quotes
It’s important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Ram Promaster drivers below:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2022 | Bristol West | $221 | Madge, 30, Grand Lake, CO | 100/300 | Yes |
2021 Ram Promaster car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Ram Promaster:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2021 | The General | $86 | Celia, 44, Seattle, WA | State Minimum | No |
| Promaster 2021 | Bristol West | $233 | Bettie, 40, Bridgeton, NJ | 25/50 | No |
| Promaster 2021 | Bristol West | $214 | Jay, 35, San Diego, CA | State Minimum | Yes |
| Promaster 2021 | Dairyland | $439 | Herbert, 47, Seattle, WA | 50/100 | Yes |
| Promaster 2021 | The General | $237 | Charlie, 46, Lake Villa, IL | State Minimum | Yes |
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Ram Promaster with our real quote examples below:
2020 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2020 | Bristol West | $492 | Luis, 40, Houston, TX | State Minimum | Yes |
| Promaster 2020 | Bristol West | $170 | Lee, 26, Lansing, MI | State Minimum | No |
| Promaster 2020 | Bristol West | $617 | Russell, 61, Wilton Manors, FL | 100/300 | Yes |
| Promaster 2020 | The General | $65 | Katie, 46, Wheat Ridge, CO | State Minimum | No |
| Promaster 2020 | The General | $144 | Tyler, 42, Chattanooga, TN | State Minimum | Yes |
2019 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2019 | Bristol West | $161 | Edwin, 44, Kenilworth, NJ | 25/50 | No |
| Promaster 2019 | Bristol West | $139 | Eugenia, 33, Pensacola, FL | No Coverage | No |
| Promaster 2019 | Bristol West | $184 | Matthew, 30, Flower Mound, TX | State Minimum | Yes |
| Promaster 2019 | Bristol West | $222 | Lloyd, 27, Crystal Springs, MS | State Minimum | Yes |
| Promaster 2019 | Infinity | $386 | Mae, 30, Flower Mound, TX | State Minimum | Yes |
2018 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2018 | Bristol West | $168 | Martin, 52, Belleview, FL | 50/100 | Yes |
| Promaster 2018 | Bristol West | $221 | Hettie, 53, Taylorsville, MS | 50/100 | Yes |
| Promaster 2018 | Bristol West | $59 | Hattie, 48, San Mateo, CA | State Minimum | No |
| Promaster 2018 | Bristol West | $390 | Martin, 41, Myrtle Beach, SC | State Minimum | Yes |
| Promaster 2018 | The General | $211 | Rhoda, 28, Columbus, GA | State Minimum | No |
2017 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2017 | Aspire Advantage | $67 | Joshua, 65, San Jose, CA | State Minimum | No |
| Promaster 2017 | National General | $708 | Cole, 27, Seguin, TX | 50/100 | Yes |
| Promaster 2017 | Bristol West | $143 | Dominic, 38, Rialto, CA | State Minimum | No |
| Promaster 2017 | Bristol West | $682 | Carl, 49, Lawrenceville, GA | 100/300 | No |
| Promaster 2017 | Bristol West | $160 | Effie, 61, Mt. Juliet, TN | State Minimum | Yes |
2016 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2016 | National General | $49 | Jorge, 48, Halifax, NC | 50/100 | No |
| Promaster 2016 | Bristol West | $143 | Travis, 31, Auburn Hills, MI | State Minimum | No |
| Promaster 2016 | Progressive | $131 | Jesse, 54, Englewood, NJ | 25/50 | No |
| Promaster 2016 | Bristol West | $307 | Isabelle, 34, Vancouver, WA | State Minimum | Yes |
| Promaster 2016 | Progressive | $94 | Eugene, 33, Dallas, TX | State Minimum | No |
2015 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2015 | Bristol West | $210 | Ian, 26, Reston, VA | 30/60 | No |
| Promaster 2015 | Bristol West | $233 | Elnora, 34, Phillipsburg, NJ | 25/50 | No |
| Promaster 2015 | Bristol West | $272 | Myrtie, 43, Fort Walton Beach, FL | No Coverage | Yes |
| Promaster 2015 | Progressive | $205 | Shawn, 36, Dallas, TX | State Minimum | Yes |
| Promaster 2015 | Progressive | $100 | Jessie, 72, Liberty, TX | State Minimum | No |
2014 Ram Promaster car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Promaster 2014 | Bristol West | $353 | Francis, 31, Hugo, MN | State Minimum | Yes |
| Promaster 2014 | National General | $169 | Shawn, 31, Palo Alto, CA | State Minimum | No |
| Promaster 2014 | Bristol West | $212 | Jesus, 26, Big Bend National Park, TX | State Minimum | Yes |
| Promaster 2014 | Safe Auto | $1,853 | Gordon, 35, Cincinnati, OH | 50/100 | Yes |
| Promaster 2014 | Dairyland | $97 | Connor, 37, Saratoga Springs, UT | State Minimum | No |
Are Ram Promasters expensive to insure?
The average Ram Promaster insurance rate is $150 per month. Compared to the national average for other models from a similar price range, it is 16% more expensive to insure a Ram Promaster .
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Ram ProMaster | $110 | $206 |
| Acura CL | $94 | $154 |
| Dodge Durango | $95 | $184 |
| GMC Canyon | $89 | $165 |
| Volvo S40 | $106 | $176 |
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
What other factors affect Ram Promaster insurance rates?
Many factors influence your car insurance rate, such as:
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
- Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
Ram Promaster insurance cost for young drivers
Teen drivers between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
Ram Promaster insurance cost for senior drivers
As you enter your mid-70s, car insurance costs begin to climb again. Car insurance rates for seniors tend to be higher for several reasons.
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
Ram Promaster insurance cost for drivers with driving violations
Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Ram Promaster drivers with a DUI record
If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Ram Promaster drivers obtain affordable auto insurance rates after a DUI.
Cheapest car insurance for Ram Promaster drivers after an accident
One of the most important factors affecting car insurance rates is your car accident or claim history.
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Ram Promaster drivers save on car insurance after car accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With No Injury | Ram Promaster City | Bristol West | $210 | Ian, 26, Reston, VA | 30/60 | No |
| At Fault With Injury | Ram Promaster 1500 1500 Standard | Bristol West | $143 | Dominic, 38, Rialto, CA | State Minimum | No |
| At Fault With No Injury | Ram Promaster City | Bristol West | $295 | Estelle, 45, Rancho Cucamonga, CA | State Minimum | Yes |
| At Fault With Injury | Ram Promaster 2500 2500 High | Bristol West | $312 | Randy, 47, Bakersfield, CA | State Minimum | Yes |
| Not At Fault | Ram Promaster 1500 1500 High | Bristol West | $59 | Hattie, 48, San Mateo, CA | State Minimum | No |
Cheapest car insurance for Ram Promaster drivers with other driving violations on their record
Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.
We’ve compiled a list of various other driving violations and how we helped Ram Promaster drivers with these violations save on their car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Driving on Sus. License | Ram Promaster City | Bristol West | $233 | Elnora, 34, Phillipsburg, NJ | 25/50 | No |
| Ticket Violation Not Listed | Ram Promaster 1500 1500 Standard | Bristol West | $143 | Dominic, 38, Rialto, CA | State Minimum | No |
| DUI | Ram Promaster 1500 1500 Standard | Bristol West | $233 | Bettie, 40, Bridgeton, NJ | 25/50 | No |
| Driving on Sus. License | Ram Promaster 3500 3500 High | Bristol West | $221 | Hettie, 53, Taylorsville, MS | 50/100 | Yes |
| Ticket Violation Not Listed | Ram Promaster 1500 1500 High | Bristol West | $59 | Hattie, 48, San Mateo, CA | State Minimum | No |
How can I lower the cost of insurance for my car?
There are a variety of ways to lower insurance costs for your vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Raise your deductible: Your car insurance deductible is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
- Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
- Bundle your insurance policies: Bundling your homeowners and auto insurance with the same company can amount to a lower overall bill.
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
