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Cheapest Acura TLX Car Insurance (Jun 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Acura TLX
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Acura TLX car insurance cost? 

On average, Acura TLX drivers pay $129 per month for state minimum insurance coverage and $215 per month for full coverage insurance. Compared to cars like the
Fiat
500
,
Jeep
Cherokee
, and
Hyundai
Veloster
, the Acura TLX is 14% more expensive to insure.
However, it’s important to note that there are no ‘fixed’ averages for auto insurance. Rates are constantly fluctuating based on your driver profile and insurer criteria. As such, the best way to know how much you’ll pay for car insurance is to shop around and compare quotes from different insurance providers.

Compare the cheapest Acura TLX car insurance quotes

Shopping around and comparing insurance quotes is the easiest way to save on car insurance. But rather than requesting individual quotes from every provider, try
Jerry
. As an independent broker and
car insurance comparison tool
, shopping for insurance is simple and straightforward with Jerry. 
In seconds, you’ll return the most competitive quotes for your coverage needs from the top insurance providers in your area. Check out the table below for real, free quotes Acura drivers found with Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
June 19, 2024
Acura TLX Tech AMercury
$167
• 100,000/300,000 Liability
• Comp / Collision
June 18, 2024
Acura TLX AdvanceInfinity
$141
• State Minimum Liability
June 16, 2024
Acura TLX Tech
Clearcover
$83
• 50,000/100,000 Liability
• Comp / Collision
June 15, 2024
Acura TLXAAA
$268
• 25,000/50,000 Liability
• Comp / Collision
June 4, 2024
Acura TLX Tech
Gainsco
$191
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 19, 2024
Keep in mind that insurance costs will vary, even for identical vehicles. While insurers use your age, driving history, and location to calculate premiums, they also consider your Acura’s model year and trim level. If you want the best rate for your Acura TLX without compromising coverage, compare quotes from at least three auto insurance companies before settling on a policy.

The best car insurance companies for Acura TLX owners

No single insurance provider will be the best fit for all Acura TLX drivers—car insurance rates are highly individual, and every insurer uses a different set of rating factors to
calculate auto insurance premiums
To help you navigate the car insurance world, Jerry conducted the largest nationwide survey to determine the best insurance providers in the country. According to real Acura TLX owners, providers including
GEICO
,
Allstate
, and
State Farm
provide great customer service, while others, including
Travelers
and
AAA
offer competitive rates. 
Take a look at the table below to see how drivers rated different insurance companies on a 5.0 scale.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Acura TLX?

The level of car insurance you’ll need for your Acura TLX will depend on various factors, such as your specific driver requirements, vehicle type, and model year. When shopping for car insurance, there are two basic options to choose from: 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Acura TLX
$215
$129
Although the state minimum is inherently cheaper, it may cost you more money in the long run. Keep in mind that it only covers damages and injury expenses for third parties, and if your limits max out, you could be left financially vulnerable. As a result, most drivers benefit from a full coverage policy with higher liability limits of 50/100/50 or 100/300/100.
For added protection, consider add-on insurances, such as
roadside assistance
or
rental reimbursement

Why are some trims more expensive to insure than others?

Car insurance rates are calculated partly based on vehicle repair and replacement costs. The higher the value of your car, the more you’ll pay to insure it. 
Similarly, safety features and crash test ratings also matter. Vehicles with higher ratings from experts like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) are considered a lower risk to insurers and, therefore, receive lower premiums.
The table below shows the average car insurance rates for various trim levels of the Acura TLX.
CarMonthly minimum coverage costMonthly full coverage cost
TLX Acura
$131
$220
TLX Acura Advance
$157
$236
TLX Acura Technology
$123
$225
Lower my car insurance too!

Acura TLX insurance cost by model year

Insurance costs will vary by Acura model year. New cars have a higher value (MSRP) and more high-tech components and, therefore, higher repair and replacement costs, translating to higher insurance rates. 
Take a look at the table below to see real quotes Jerry found for various Acura TLX model years.

2023 Acura TLX car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Acura TLX Type S
Bristol West
$469
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

2022 Acura TLX car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$289
• State Minimum Liability
• Comp / Collision
2022
Acura TLX Tech A
Allstate
$123
• 100,000/300,000 Liability
• Comp / Collision
2022
Acura TLX Type S
Safeco
$341
• 100,000/300,000 Liability
• Comp / Collision
2022
Acura TLX Tech A
Mercury
$220
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated Jun 19, 2024

2021 Acura TLX car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2021
Acura TLX Tech A
Travelers
$85
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$447
• 100,000/300,000 Liability
• Comp / Collision
National General
$126
• 100,000/300,000 Liability
• Comp / Collision
2021
Acura TLX Tech A
Gainsco
$207
• State Minimum Liability
• Comp / Collision
2021
Acura TLX Tech A
Clearcover
$218
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 19, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Acura TLX with our real quote examples below:

2020 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$227
Glenn, 76 Chesapeake City, MD
• 100,000/300,000 Liability • Comp / Collision
$114
Max, 52 Tuckahoe, NY
• 50,000/100,000 Liability • Comp / Collision
2020
Acura
TLX
$128
Jordan, 38
Naples, FL
• 100,000/300,000 Liability • Comp / Collision
2020
Acura
TLX
$154
Rosetta, 47
La Mirada, CA
• 50,000/100,000 Liability • Comp / Collision
Clearcover
$126
Dollie, 46
Austin, TX
• State Minimum Liability • Comp / Collision

2019 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
2019
Acura
TLX
$290
Ollie, 37
Magnolia, TX
• State Minimum Liability • Comp / Collision
2019
Acura
TLX
$216
Marion, 44
Austin, TX
• 50,000/100,000 Liability • Comp / Collision
2019
Acura
TLX
$107
Eula, 66
Lakewood, NJ
• 100,000/300,000 Liability • Comp / Collision
$326
Harriett, 21
Mattapan, MA
• State Minimum Liability • Comp / Collision
2019
Acura
TLX
$320
Catherine, 41
Reseda, CA
• 50,000/100,000 Liability • Comp / Collision

2018 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
2018
Acura
TLX Tech+a
$123
Hester, 44 Berlin, WI
• State Minimum Liability • Comp / Collision
2018
Acura
TLX
$263
• 100,000/300,000 Liability • Comp / Collision
$254
Rena, 45
Baltimore, MD
• 100,000/300,000 Liability • Comp / Collision
2018
Acura
TLX Tech+a
Clearcover
$317
Lina, 26
Rex, GA
• 50,000/100,000 Liability • Comp / Collision
Gainsco
$103
Leila, 39
Houston, TX
• State Minimum Liability

2017 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$122
Mark, 48
Gilbert, AZ
• 50,000/100,000 Liability • Comp / Collision
$84
Minerva, 43
Wilmington, NC
• 100,000/300,000 Liability • Comp / Collision
Gainsco
$179
Jeff, 46
Forney, TX
• State Minimum Liability
Clearcover
$94
Mathilda, 27
Magna, UT
• 100,000/300,000 Liability • Comp / Collision
$286
Jeremiah, 46
Oxnard, CA
• State Minimum Liability • Comp / Collision

2016 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
2016
Acura
TLX
$125
Ora, 40
Irving, TX
• State Minimum Liability • Comp / Collision
2016
Acura
TLX
$260
Gabriel, 24
Lynwood, CA
• 50,000/100,000 Liability • Comp / Collision
$187
Barbara, 32
Bristol, PA
• 100,000/300,000 Liability • Comp / Collision
$209
Howard, 39
Marietta, GA
• State Minimum Liability • Comp / Collision
$96
Anne, 35 Breinigsville, PA
• 50,000/100,000 Liability • Comp / Collision

2015 Acura TLX car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$130
Joseph, 25
Bethlehem, PA
• 50,000/100,000 Liability • Comp / Collision
$238
• 100,000/300,000 Liability • Comp / Collision
$131
Marion, 20
Milford, OH
• State Minimum Liability
$156
Clayton, 40
Nashville, TN
• 100,000/300,000 Liability • Comp / Collision
$302
Dorothy, 33
Pensacola, FL
• 100,000/300,000 Liability • Comp / Collision

See All Acura TLX Insurance Information by Year

Are Acura TLXs expensive to insure? 

The average rates for an Acura TLX are $215 per month for a full coverage policy, and $129 per month for the state minimum. Compared to the national average for vehicles in a similar price range, the TLX is 14% more expensive to insure.
CarMonthly minimum coverage costMonthly full coverage cost
Acura TLX
$129
$215
Dodge Caliber
$91
$159
GMC Yukon
$96
$168
Ram 3500
$86
$225
Volvo S40
$106
$176
Insurers consider the vehicle’s MSRP, trim level, model year, and repair costs when calculating insurance premiums. Because these factors vary significantly between cars, insurance prices will reflect these differences.

Acura TLX safety ratings

Insurers are all about safety, and when calculating insurance rates, they look at expert safety ratings to determine risk levels. 
The two best-known vehicle safety rating organizations are:
  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests. 
See the tables below for a look at IIHS safety ratings for the Acura TLX.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior

What other factors affect Acura TLX insurance rates?

While vehicle-specific factors like MSRP and trim level influence car insurance rates, insurers also take into account other factors. The two biggest factors insurers consider when calculating insurance rates are your age (or driving experience) and driving record. But they also take into account your location, driving habits, credit score, and claims history, among others.

Acura TLX insurance cost for young drivers

Teen drivers
aged 16 to 19 pay the highest insurance rates of any age group due to limited driving experience. Less time on the road means a higher risk of accidents, which makes them a bigger risk for insurers. After 25, rates should steadily start to decline. 
Here are some of the real rates teen drivers found using Jerry.
card cover
Mabel (21 years old)
coverageCoverage
State Minimum
$399
per month
card cover
Arthur (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationChester, VT
$140
per month
card cover
Shawn (24 years old)
coverageCoverage
State Minimum
carAcura TLX
$261
per month
card cover
Clearcover
Jesse (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carAcura TLX
$264
per month
card cover
Dollie (22 years old)
coverageCoverage
State Minimum
carAcura TLX
$189
per month

Acura TLX insurance cost for senior drivers

While middle-aged and senior drivers typically enjoy the cheapest auto insurance rates, rates don’t stay low. As seniors enter their mid-60s, rates start to increase due to slower reflexes that increase accident risk and increased fragility that can lead to steeper medical costs. As a result, senior car insurance rates tend to be higher than average. 
Thankfully, seniors can still find cheaper than average car insurance with Jerry.
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Kevin (65 years old)
$77
per month
card cover
Glenn (76 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationChesapeake City, MD
$227
per month
card cover
Ricky (66 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carAcura TLX
$126
per month
card cover
Vincent (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$89
per month
card cover
Lee (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$173
per month

Acura TLX insurance cost for drivers with driving violations 

Apart from age, your driving record holds the most weight for car insurance rates. Drivers with a history of accidents and moving violations will face higher rates than safe drivers with a
clean driving record
Some of the most common driving violations that can lead to high insurance rates include:  

Cheapest car insurance for Acura TLX drivers with speeding ticket

Insurance repercussions for a speeding ticket will vary based on the severity of the infarction. For example, car insurance rates won’t increase to the same degree for a ticket going 5 mph over the speed limit as they would for going 15 mph. But if you’re convicted of reckless driving, expect your premiums to go through the roof.
With a bit of help from Jerry, you can find affordable insurance rates—even after speeding.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 6-10
Acura TLX TechTravelers
$201
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Acura TLXBristol West
$164
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Acura TLX TechSafeco
$369
• 100,000/300,000 Liability
• Comp / Collision
Speeding 21+
Acura TLX
Clearcover
$158
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

Cheapest car insurance for Acura TLX drivers with a DUI record

A DUI on your driving record is a serious offense that will cause insurance rates to jump—but by how much depends on the insurer and any prior convictions. Some insurers don’t put as much emphasis on driving records, which means rates may be lower. However, some companies will deny coverage to high-risk drivers altogether, such as those with a DUI.
If you have a prior DUI conviction on your record and don’t want to overpay for insurance, use the Jerry app to help you find the cheapest rate for your driver profile.
card cover
Lillian (34 years old)
coverageCoverage
30,000 per person
60,000 per accident bodily injury
Comp / Collision
$78
per month
card cover
Wesley (39 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$413
per month
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Edna (45 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
$251
per month
card cover
Clearcover
Sara (35 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
carAcura TLX
$136
per month

Cheapest car insurance for Acura TLX drivers after an accident

A history of at-fault or even a single accident is enough to send your insurance rates through the roof. At-fault accidents are a red flag for insurers and signal you’re a high-risk driver and a risky policyholder. As such, you’ll pay more to insure your car than a driver with an accident-free record.
 If you were recently involved in an at-fault accident, shop around with Jerry to avoid overpaying for auto insurance.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Acura TLX TechAllstate
$164
• State Minimum Liability
At Fault With Injury
Acura TLX
Clearcover
$108
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Acura TLXNational General
$89
• State Minimum Liability
Not At Fault
Acura TLXInfinity
$288
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Acura TLX TechMercury
$475
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

Cheapest car insurance for Acura TLX drivers with other driving violations on their record

DUIs, speeding, and accidents aren’t the only violations that can increase insurance rates. Convictions like reckless driving, driving with a suspended license, or failing to stop/yield can also increase insurance rates. 
Check out the table below for a list of various driving violations and how we helped Acura TLX drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Acura TLX Type SBristol West
$313
• 25,000/50,000 Liability
Defective Equipment
Acura TLX Tech AProgressive
$307
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Acura TLX TechSafeco
$103
• 100,000/300,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Acura TLX TechNational General
$322
• 100,000/300,000 Liability
• Comp / Collision
Cell Phone
Acura TLX Tech+aSafeco
$200
• State Minimum Liability
Careless Driving
Acura TLX Tech+aNationwide
$71
• 50,000/100,000 Liability
• Comp / Collision
Driving on Sus. License
Acura TLXNational General
$151
• State Minimum Liability
Failure to Obey Signal
Acura TLXAAA
$268
• 25,000/50,000 Liability
• Comp / Collision
Seat Belt
Acura TLX TechAAA
$318
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Acura TLX TechProgressive
$399
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

How can I lower the cost of insurance for my car?

If you feel you’re overpaying for Acura TLX car insurance, don’t fret—here are some of our best tips to help you save:
  • Shop around: Never settle for the first auto insurance quote you get. Shopping around and comparing quotes from multiple providers allows you to find the cheapest rate for the coverage you need. And to ensure you stay on top of the cheapest rate, shop around every six months for a new policy with either an insurance agent, or a broker, like Jerry.
  • Raise your deductible: All full coverage insurance policies are subject to a
    car insurance deductible
    —the amount you pay out of pocket before your comprehensive or collision coverage kicks in. Increasing your deductible to the highest amount you can afford upfront will help lower your monthly payments.
  • Look for driver discounts:
    Car insurance discounts
    are one of the easiest ways to save money. Some offer good driver discounts, while others offer safety feature discounts for vehicles with airbags and anti-lock brakes installed. Every insurance provider offers a roster of discounts, but what’s available will depend on your location and the company.
  • Bundle your policies: Insurers always reward loyalty.
    Bundling your homeowners and auto insurance
    (or auto and renters insurance) with the same carrier can reduce your overall premium cost.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.