Expert Advice for Auto Loan Payments

All Questions on Auto Loan Payments

When can I refinance a car loan?
I'm hoping to refinance my car loan to get a better deal. When should I do that?
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Liz Jenson
Sep 21, 2021
What do I need to know before purchasing a vehicle?
I'm purchasing a vehicle for the first time. Is there anything I need to know before I buy one? I want to make sure I don't get ripped off.
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Emily Maracle
Aug 19, 2021
How do I pay off my car loan early?
I don't want to keep paying for my car for another two years. What are some ways to pay off the loan quickly?
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Johnny Puckett
Aug 09, 2021
What methods of payment are available for car loans?
I just want to know what my options are before I sign up for a car loan.
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Jim Donaher
Aug 09, 2021
If my car is totaled, how does USAA determine the actual cash value of my vehicle?
How does USAA determine the actual cash value of a vehicle? My car was totaled by another driver, but I have full coverage through USAA. I've heard that USAA will give me the cash value of my vehicle, but then I'm still on the hook for any remaining balance on my loan.
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Eric Schad
Jul 16, 2021
Do you need a certain credit score to finance a Lamborghini?
What credit score do I need to finance a Lamborghini? I want to buy a Lamborghini, but I know that lenders may be a bit more strict on financing due to the value of the car.
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Eric Schad
Jul 13, 2021
Can you get a 120-month car loan?
Do lenders offer a 120-month car loan? I want to get my monthly car loan payments as low as they can possibly go. I've seen 84 months online and heard that 96 months might be possible.
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Eric Schad
Jul 13, 2021
What's an acceptable down payment for a Lamborghini?
What would be a good amount for a down payment? I want to buy a Lamborghini, but I don't want to pay straight cash for it.
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Eric Schad
Jul 13, 2021
What should I expect the monthly payment to be on a Ferrari?
What is the monthly payment on a financed Ferrari? I've been a salesman for a few years, but I'm finally hitting my stride and should make about $500,000 this year. I want to buy a Ferrari as a gift to myself for all my hard work.
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Eric Schad
Jul 13, 2021
What's the longest you can finance a luxury car?
How long can your term be on a luxury car? I want to finance a Lexus, but I also want to get the lowest monthly payment. I've read that you can get a lower monthly payment by extending the length of your loan.
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Eric Schad
Jul 13, 2021
If I make $75,000 a year, how much should I spend on a car loan?
What should I spend on a car loan so I don't overspend or stretch my funds too far? I'm in the market for a new or used car and I make about $75,000 per year.
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Eric Schad
Jul 13, 2021
Can having a cosigner lower your car payments?
Does having a cosigner lower your monthly car payments? I want to get a car loan but the payments are too high. My mother has offered to cosign but I'm not sure if it will help.
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Eric Schad
Jul 12, 2021
How many car note payments can you miss before they repo your car?
"How many car note payments can you miss before the lender repossesses your car? I just got laid off from my job and I'm not sure how I'm going to make payments until I find a new job."
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Eric Schad
Jul 28, 2021

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