Expert Advice for Auto Loan Payments
All Articles on Auto Loan Payments
Chevrolet Payments: What You Need to Know
You can make a payment on your financed Chevy vehicle by mail, phone, or online using most payment methods. You can also set up automatic payments.
Volkswagen Payments: What You Need to Know
You can make a Volkswagen Payment through your online account, by phone or mail, or by using your bank’s bill pay system. Click here to learn more!
Lincoln Payments: What You Need to Know
You can finance your Lincoln through Lincoln Automotive Financial Services, and make your payments via their online portal, over the phone, or by mail.
GMC Payments: What You Need to Know
GM Financial accepts vehicle loan payments by mail, phone, the app, or their website, via cash, check, money order, or card.
Mary Alice Morris
What You Should Know About Smart Payments
Smart cars are no longer available for direct financing in the U.S., but you can still find them for sale in Europe.
Volvo Payments: What You Need to Know
Volvo offers numerous ways for you to make car payments—online, by phone, wire transfer, autopay, and more—but credit card payments are not directly accepted.
Tesla Payments: What You Need to Know
You can make Tesla loan or lease payments through the Tesla app or a third-party lender.
Jeep Payments: What You Need to Know
You can make Jeep loan payments in any number of ways, but you’ll always need to use your bank account, your debit card, a check, or money order.
Acura Payments: What You Need to Know
You can pay your Acura car bill online, in person, over the phone, or even by mail, depending on what works best for you.
What You Need to Know About Infiniti Payments
You can make your Infiniti payment online, by phone, or by mail—but be prepared to pay a convenience fee. Here are the details!
Lexus Payments: What You Need to Know
You can make Lexus payments online, by phone, by mail, or by mobile app—along with third-party services like Western Union and CheckFreePay.
Nissan Payments: What You Need to Know
Nissan offers payment options online, by mail, or via the comfort of snail mail. Read on for further details.
Cadillac Payments: What You Need to Know
Make your Cadillac payment online, over the phone, or by mail. Click here to learn more!
Porsche Payments: What You Need to Know
The easiest way to make a Porsche payment is through Porsche Financial Service’s My Porsche account, but you can also pay over the phone or by mail. Here’s how!
RAM Payments: What You Need to Know
You can make your RAM payments to Chrysler Capital online, by phone, or by mail—but to pay by cash or credit, you’ll need to find a third-party financial service.
Mercedes-Benz Payments: What You Need to Know
You can make Mercedes-Benz payments online, by phone, or via good-old snail mail, but credit card payments are only an option through third-party services.
Mini Payments: What You Need to Know
Make your monthly Mini payment online through the Mini Owners Lounge, the mail, or potentially over the phone—but paying in person isn’t an option.
BMW Payments: What You Need to Know
You can make BMW payments online, by phone, by mail, and through the My BMW App. Credit card payments can only be made through third-party services.
Mazda Payments: What You Need to Know
You can make Mazda payments online, by phone, or via good old snail mail, but credit card payments are not mentioned on Mazda’s website.
Chrysler Payments: What You Need to Know
You can make Chrysler payments online, by phone, or via good old snail mail, but credit card payments are only an option through third-party services.
Audi Payments: What You Need to Know
You can complete your Audi payments online, by phone, or by mail. You can only use credit or debit through a third-party service, like Western Union.
Subaru Payments: What You Need to Know
You can make Subaru car payments online, by phone, or in person at your local financial institution.
Toyota Payments: What You Need to Know
You can make a payment on your Toyota auto loan online, by phone, through the mail, or with auto-pay. You can’t use a credit card.
Kia Payments: What You Need to Know
You can make Kia Finance payments online, by phone, or by mail, but fees apply to certain methods, and credit cards can’t be used for direct payments.
Melanie Krieps Mergen
Honda Payments: What You Need to Know
You can make Honda payments online, by phone, or by mail with a debit card or bank account—but cash and credit are only accepted by third-party services.
Hyundai Payments: What You Need To Know
You can make Hyundai payments online, by phone, or via good old snail mail, but credit card payments are only an option through third-party services.
What is Considered a High Car Payment?
According to financial experts, a high car payment is one that amounts to more than 30% of your monthly income.
How to Reduce Your Car Loan Cost
Refinancing and paying ahead are just two of the ways you can reduce your total car loan costs.
How to Get a Private-Party Car Loan
A private-party auto loan allows you to borrow money in order to finance a car from a private seller rather than a dealership.
Car Loans for Bad Credit and Negative Equity
Getting a car loan with bad credit and negative equity can be difficult, but it’s possible with this guide from Jerry.
All Questions on Auto Loan Payments
How do you pay off your car loan early?
I took out my car loan years ago, and now I have a much better-paying job. I’ve been thinking about paying off the loan. Can I pay off the rest of my car loan early? If so, how?
If my car is totaled, how does USAA determine the actual cash value of my vehicle?
How does USAA determine the actual cash value of a vehicle? My car was totaled by another driver, but I have full coverage through USAA. I've heard that USAA will give me the cash value of my vehicle, but then I'm still on the hook for any remaining balance on my loan.
When can I refinance a car loan?
I'm hoping to refinance my car loan to get a better deal. When should I do that?
How do I know how much interest I'm paying on a car loan?
I just signed my first car loan and while I know the interest rate, I'm not sure how much interest I'm paying per month or overall. Where can I find the amount of interest I’m paying on my car loan overall?
How do you pay Toyota Financial with a credit card?
Can I pay my Toyota Financial bill with my credit card instead of my bank account? My paycheck is going to be late, and I would be much more comfortable paying with my credit card this month if that’s an option.
How can I check the remaining balance on my car loan?
I’ve been paying my car loan for a while now and I’m not sure, but I think I’m coming up on the last few months. How can I check the balance on my loan?
How badly does a car repo affect your credit?
Will a car repo badly affect my credit score? My car is going to be repossessed and I'm really scared about my credit score.
Should I pay off my car loan early?
Is it a bad idea to pay off a loan before the due date? I want to use my tax return to pay off my car loan but I’m not sure if it’s a good idea to pay it off early or not. Should I pay off my car loan early?
Can I pay my monthly car loan bill with a Chase credit card?
I want to start paying my monthly car loan with my Chase credit card because I can get a $500 bonus if I spend $1,500 in the first three months. Can I do this?
Can you pay down the principal on your car loan?
I’ve had the same car loan for a couple of years. I’m much more financially secure now than I was when I got the loan. I really want to pay it off as quickly as I can. How do you pay down the principal on a loan?
What's the best way to get out of an upside-down car loan?
I'm about $5,000 upside-down on my car loan, but I want to refinance. How can I get out of this situation so I can refinance my car?
Can I trade in a car with a loan?
Is it possible to trade in a car with a loan on it? My husband and I are getting ready to have our third child. My car doesn't really have enough room for three kids, and I want to trade it in before the new baby comes along. The issue is I'm still paying off the loan for my current car.
How can I lower my car payment?
How can I lower my monthly car payment? I just got a luxury car and paid a hefty down payment for it to lower my financing rate. Is there any way I can save further monthly?
How do you calculate the interest paid on a car loan?
Is there a way to calculate the total interest that I will pay on my car loan without doing a bunch of math? I’m trying to decide if I should refinance and I found an equation for it but it’s super confusing and I would rather just type some numbers into a calculator.
How do I refinance with Toyota Financial?
Is there any way to refinance my loan with Toyota Financial? I'm paying too much every month, and I really need to lower my payments.
Does a car loan impact your credit utilization ratio?
I want to get a car loan, but I'm worried about my credit score. How does a car loan impact my credit utilization ratio, or my credit score in general?
What if I pay off my car loan early?
What will happen to my credit if I pay off my car loan early? I have a good mix of different credit accounts—a mortgage, student loans, and two credit cards. I want to limit the number of active accounts I have to manage, so I’m considering paying off my car loan to not worry about it.
How do I lower the payments on my car loan from Capital One?
I currently have a car loan from Capital One, and my payments are about $400 per month. I recently switched jobs to a position I love, but I unfortunately had to take a pay cut. Is there any way I can lower my monthly loan payments on my car loan?
How do I pay the least interest possible on a car loan?
I'm a bit thrifty, so I'm trying to minimize how much I pay on my car loan. How do I get the lowest interest rate possible?
How do I pay toward the principal of a car loan?
I want to pay off my car loan faster, so I decided to put money toward the principal each month. The only problem is that I’m not sure how to do it. How do I make principal-only payments toward a car loan?
Can I refinance my car loan with the same bank?
When I had to buy my car, my credit wasn't in the best shape. It has been a few years since then, and my credit is much better now! I was thinking about trying to refinance my car to get lower interest payments. Can I refinance my car loan with the same bank?
Do credit unions have the best car loan rates?
I've been on the ropes about financing a car, but my friend said credit unions can give you super cheap rates. Is this true?
How can I pay off my car faster?
Do you have any tips on how to pay off a car loan faster? I want to buy a new SUV eventually, but need to take care of my auto loans first. What’s the fastest way to pay off my loan?
Is a 72-month car loan a bad idea?
I want to get a 72-month car loan, but my mom says I should go with something shorter. Is she right?
Can I remove my cosigner from my car loan?
My partner and I recently broke up. He was the cosigner of my car loan and I want to remove him. Can I do this?
What happens when you pay off a car loan?
I just finished paying off my first-ever car loan, and I’m not sure what’s next. What happens when you pay off a car loan?
Can you add a cosigner to an existing car loan?
I've taken quite a hit on my credit and income in recent months, and I'm worried about my car loan interest rate. Can I add a cosigner to my existing car loan in case I can't pay?
How do you get bank approval for a car loan?
What steps can I take to make sure I get bank approval for a car loan? I really need a car, but I’m worried that my application will be rejected.
What's the easiest way to walk away from a car loan?
I don't have the cash to pay for my car loan anymore. What's the easiest way to get out of it or walk away from the loan?
Is it smart to pay off a car loan early?
I recently won a decent amount of money playing the lottery, and I want to use it wisely rather than waste it. I was thinking of using it to pay off my car loan, but is it smart to pay off a car loan early?
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