Mazda Financial Services allows its customers to make their payments online, via telephone, or through the mail. Unfortunately, there is no information on the carmaker’s website saying that credit card payments are allowed.
If you are twisting yourself in knots trying to figure out how to make your Mazda car payments, twist no more—you can easily pay your bill online, through the mail, or over the phone. If you don’t currently own a Mazda but are thinking about leasing one or taking out a car loan on a Mazda, our handy table below will help you estimate the average monthly cost for one of the Japanese automaker’s most popular models.
How to pay your Mazda car bill
Unfortunately, nothing worth having is free—including that nimble Mazda sitting in your driveway. If you’ve leased or financed a Mazda, you’ll have to fork over some cold, hard cash every month. But Mazda keeps things simple, so doing so is easy—pay online, by phone, or by mail.
Online
To pay your Mazda bill online, you’ll first have to sign up for an MFS Account. Once you do that, you’ll be able to automatically schedule recurring payments or make a one-time payment. When signing up for an MFS Account, add your bank account number and bank routing number to your MFS account under the settings tab.
Using your MFS Account to make your Mazda payments is free.
By phone
Call 806-693-2332 to make an agent-assisted payment, where an agent will guide you over the phone to use your checking or saving account to make your payment.
By mail
You can use snail mail to make your payment as well. Be sure to make your check payable to Mazda Financial Services, and mail the check and payment stub from your monthly bill to one of the two following addresses:
| Payment type | Mailing address |
|---|---|
| Regular Mail | Mazda Financial Services P.O. Box 74689 Chicago, IL 60675-4689 |
| Overnight certified funds: | Mazda Financial Services 6900 Main Street, Suite 200 Amherst, NY 14221 |
In person
Unfortunately, there is no information on the Mazda Financial Services website indicating the ability to pay your bill in person with either cash or a credit card (using a third party service such as Western Union or MoneyGram).
Can I make my Mazda payments with a credit card?
Unfortunately, no. You can only pay your Mazda bill online, by mail, or by phone through your bank account.
Is there a grace period for Mazda car payments?
Unfortunately, there is no grace period for missing a Mazda car payment, according to the Mazda Financial Services website. In fact, as a credit reporter, MFS is required to accurately report its customers’ payment history to the Credit Reporting Agencies. This means if you miss even one payment, your credit rating could take a hit.
How much are Mazda payments?
Mazda vehicles are considered some of the most reliable and affordable vehicles, so you’ll likely find you owe lower-than-average monthly payments if leasing or buying a Mazda. Starting prices for new Mazdas range from $22,225 for a Mazda CX-30 to $40,025 for a Mazda CX-9.
Check out the table below to get an idea of what your average loan payment might look like for one of Mazda’s best-selling vehicles. The below figures are based on several factors—the base trim price, a 10% down payment, a 72 month loan term, and an estimated interest rate of 4.90% (the average rate for new vehicle buyers with a credit score of between 640 and 780). But remember, your actual loan payment will depend on many factors, most importantly your credit rating.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2023 Mazda CX-5 | $27,975 – $40,925 | $404 |
| 2023 Mazda CX-30 | $24,225 – $36,675 | $350 |
| 2023 Mazda 3 | $23,615 – $35,065 | $341 |
| 2023 Mazda CX-9 | $40,025 – $49,735 | $578 |
| 2023 Mazda MX-5 Miata | $29,115 – $40,610 | $421 |
Again, the above figures are estimates—you’ll likely pay a different amount based on the purchase price of your Mazda, how much of a down payment you can afford, your credit score, any trade-ins, your loan term, and any special incentives. For instance, you’ll pay a lower monthly fee if you have a shorter loan term, but if you take out a loan on a used car, it will likely come with a higher APR than a new Mazda would.
FAQ
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What is the lowest credit score Mazda will finance?
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What is the lowest credit score Mazda will finance?
Jason Tushinski is an insurance writer with a background in journalism and over seven years of experience in freelance writing. Jason specializes in insurance and combines a wealth of skills obtained throughout the publishing industry to create useful, easy-to-understand content for car owners. Jason has written over 1,000 articles for Jerry on topics ranging from insurance company offerings to DMV processes to car model specifications. Before joining Jerry, Jason worked as freelance video content creator, news writer and editor for the Sun News Network, and researcher for CBC. His writing is published in Maclean’s and This Magazine.
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars. Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
