Acura Payments: What You Need to Know
You can pay your Acura car bill online, in person, over the phone, or even by mail, depending on what works best for you.
Written by Liz Jenson
Reviewed by Brenna Swanston
Table of Contents
There are a couple of ways to make an Acura car payment, including online, over the phone, in person, and via snail mail.
Whether you already have an Acura
car loan
and you need to make a payment or you’re weighing your car payment options and want to know more about what to expect, we’ll walk you through the ways to pay your Acura car bill and how much it could cost you.How to pay your Acura car bill
If you need to make a payment on an existing Acura car bill, there are a couple of things you can do.
Online
One of the easiest ways to make an Acura car payment is via the Acura Financial Services website. To pay this way, log in
to your account
and make a one-time payment.Alternatively, you can sign up for Acura EasyPay on the financial services website. EasyPay is an automatic payment service that will deduct your car payment amount from your chosen account on one day of the month chosen by you. This is a great way to ensure that you don’t miss payments, but be certain that you don’t overdraw your account by accident!
By phone
If you prefer not to use the internet for your car payments, don’t worry! There are still a few options at your disposal. You can make a payment by phone by calling Acura Customer Service at 1 (800) 382-2238.
To use this option, however, you’ll still need a bank account on file on Acura’s website. If you’re able to do this, you’ll be able to make a payment over the phone at any time of the day.
By mail
You can also send in your Acura car payment via mail. To do so, simply send the coupon you received with your bill and a money order or check for the full amount to the following address:
Acura Financial Services
P.O. Box 7829
Philadelphia, PA 19101-7829
In person
You can also make Acura car payments via Western Union Quick Collect. Western Union is a well-known and respected transfer company that can transfer your money to pay your Acura bill. All you’ll need is your Acura Financial Services account number and your city and state code.
Keep in mind, Western Union charges a small fee for this service. You can pay this fee with cash or your debit card.
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Unfortunately, Acura does not accept credit card payments for your monthly car bill. This means you’ll need to keep enough money in your bank account to make your car payment each month.
Is there a grace period for Acura car payments?
If you make
late loan payments
, you might be subjected to late fees and additional interest. However, Acura will typically grant you a grace period, which could be anywhere from five to 60 days, depending on your exact circumstances.MORE: Are Acuras expensive to maintain?
How much are Acura payments?
Even though Acura provides luxury vehicles, you can expect lower-than-average car payments for most vehicles from the Acura brand. This is because Acura focuses on competitive pricing
To put this into a little more perspective, the following table lists the average loan payments and MSRP ranges for Acura’s 2023 lineup. Please note, however, that these estimates are based on a 72-month loan term, a 10% down payment, and an interest rate of 4.90%, so your actual loan rates might look a little different.
Model | MSRP range | Average monthly payment |
|---|---|---|
$49,050 to $63,000 | $748 | |
$41,350 to $53,350 | $631 | |
$39,650 to $65,095 | $605 | |
$30,800 to $36,895 | $470 | |
Acura NSX | $169,500 to $254,000 | $2,586 |
$28,345 to $33,200 | $432 |
Actual loan payments will vary based on several factors, including your credit score, your vehicle’s
trade-in value
, your loan term, and any special offers that your lessor makes. A 72-month term
, for example, will result in lower loan payments due to a more extended loan period. Additionally, used cars typically have higher APRs than new-car loans. "I just had to buy a new car, and I needed quick help to get insurance before I could get my plates. Because I work so many hours,Jerrywas the ideal choice for getting things done without long phone calls and waiting periods.” —Rosa G.
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4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars4.7/5 app rating | Trusted by 5M+ driversFAQs
What is the lowest credit score Acura will finance?
Dealerships will typically require a credit score of at least 650 to enter a loan or lease for a vehicle with you.
What is the best interest rate Acura offers?
Acura offers financing rates of down to 2.9% APR, but you may be able to find rates as low as 0% if you have excellent credit.
What is the best Acura car?
The best Acura car for you will depend on what you’re looking for. One of the most popular models is the Acura MDX, an SUV, but the Acura TLX would be a better option if you’re looking for a sedan instead. The best way to find your perfect Acura is to test-drive a few models to see what you like.
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