Best Car Insurance in Nashville 2021

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Nashville Tennessee costs single-car drivers an average of $2,621 annually, or about $218 per month. Compared to the state annual average of $2,326, auto insurance in Nashville is $295 higher.
Here’s how much real Jerry customers pay for insurance in Nashville:

Real quotes for Jerry customers in Nashville, Tennessee

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 21, 2021Honda Accord SETN28TravelersCurrent$168/mo.$111/mo.
May 1, 2021Subaru Crosstrek LimitedTN33NationwideCustom$238/mo.$123/mo.
July 28, 2021Honda Accord EXLTN26AllstateCurrent$238/mo.$133/mo.
June 21, 2021Ford Fusion SE HybridTN42GainscoCustom$282/mo.$188/mo.
March 26, 2021Honda Accord Sport Special EditionTN26State AutoCurrent$300/mo.$247/mo.
The best way to secure the right plan for lower premiums in Nashville is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inNashville have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Nashville, Tennessee

Insurance Company
Before Jerry
After Jerry
Allstate$2,360$1,561
National General$2,462$1,694
Nationwide$2,305$1,701
Safeco$2,785$1,704
Travelers$2,584$1,856
State Auto$2,388$1,872
Dairyland$2,847$1,904

Minimum coverage car insurance in Nashville

On average, the cost of minimum coverage car insurance in Nashville is $2,904 per year, or $242 per month.

The minimum level of car insurance required in Nashville is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Nashville:
Before Jerry
After Jerry
$2,103$1,042
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$1,908$828
Progressive$2,689$1,055
National General$2,429$1,151
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Full coverage car insurance in Nashville

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Nashville:
Before Jerry
After Jerry
$1,969$1,838
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,365$1,026
Travelers$2,256$1,564
National General$2,124$2,050
Allstate$2,400$2,268
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How does your age affect your auto insurance cost in Nashville?

If you’re a driver under 25 in Nashville, you could be paying as much as $30 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Nashville saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,169$1,649
21-24$2,967$2,161
On the contrary, here’s how much drivers aged 25 and over in Nashville pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,817$1,708
35-44$2,456$1,774
45-54$2,031$1,709
55-64$1,720$1,039
65+$1,788$1,228

Cheapest car insurance for drivers in Nashville with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Nashville saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,306$1,063
Speeding under 15$3,387$1,068
Other$4,119$1,101
Driving on Sus. License$4,788$1,224
Here’s how much drivers with a bad driving record in [Nashville saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Safeco$3,193$1,319
Travelers$2,347$1,518
Progressive$2,477$1,596
Allstate$2,756$1,653
National General$2,621$1,960
Nationwide$2,949$2,011
State Auto$3,681$3,312

Cheapest car insurance for young drivers in Nashville with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$1,849$1,089
Speeding under 15$3,600$1,124
Here’s how much young drivers with a bad driving record in [Nashville saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Travelers$2,323$1,271
National General$2,796$1,508
Allstate$2,219$1,546
Progressive$2,331$1,576
Nationwide$3,840$3,180
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How can you save money on car insurance in Nashville

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Nashville you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 7, 2021Toyota Camry LETN30SafecoCustom$287/mo.$104/mo.
May 1, 2021Subaru Crosstrek LimitedTN33NationwideCustom$238/mo.$123/mo.
July 27, 2021Hyundai Sonata GLSTN47ElectricStandard$175/mo.$61/mo.
July 28, 2021Honda Accord EXLTN26AllstateCurrent$238/mo.$133/mo.
June 21, 2021Ford Fusion SE HybridTN42GainscoCustom$282/mo.$188/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
Still have some questions?
Learn how Jerry can help you save money on car insurance, our policies, privacy, customer service, and more.
Read FAQ

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free