Cheapest Land Rover Car Insurance (Oct 2024)

How much does Land Rover car insurance cost? 

How to find the cheapest Land Rover Car Insurance Quotes

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
September 30, 2024	Land Rover Range Rover Velar R-Dynamic S	Safeco	$246	Russell, 43 Carmel, IN	• State Minimum Liability • Comp / Collision
September 25, 2024	Land Rover Range Rover Evoque HSE Dynamic	Allstate	$220	Laura, 51 Arlington, TX	• 50,000/100,000 Liability • Comp / Collision
September 20, 2024	Land Rover Range Rover Velar R-Dynamic SE	National General	$200	Bessie, 39 Lilburn, GA	• State Minimum Liability
September 20, 2024	Land Rover Discovery Sport HSE	Progressive	$367	Bettie, 57 Chicago, IL	• State Minimum Liability • Comp / Collision
September 18, 2024	Land Rover Range Rover Evoque Pure Plus	Mercury	$392	Lucinda, 34 Lady Lake, FL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 7, 2024

Best car insurance companies for Land Rover drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Land Rover models 

Safety features. Vehicles with advanced safety features and top safety ratings tend to see lower insurance rates.
Vehicle value. High-value vehicles, like the Land Rover Range Rover, typically have increased insurance costs.
Vehicle class. Full-size SUVs and pickup trucks usually cost more to insure than small cars and compact SUVs.
Engine size. Performance and sports cars with high-power engines represent a risk to insurance companies, resulting in increased rates. 
Availability of replacement parts. High-end vehicles and discontinued cars typically have expensive or hard-to-find replacement parts, which can result in increased insurance rates. 
Cost of repairs. Luxury vehicles, like Land Rovers, tend to be more expensive to repair. This fact can cause your insurance rates to climb.

Land Rover Range Rover car insurance costs 

SE: Starting at $105,975, the base model 2023 Land Rover Range Rover SE features one of three beefy powertrains, 21-inch alloy wheels, air suspension, a hands-free tailgate, Android Auto and Apple CarPlay, a Meridian sound system, and standard driver-assist and safety tech. 
Autobiography: Starting at $159,075, the 2023 Land Rover Range Rover Autobiography adds 22-inch wheels, sound-reducing window glass, an air-purification system, quad-zone climate control, a 35-speaker sound system, and a heads-up display. 
SV: Starting at $194,575, the 2023 Land Rover Range Rover SV includes upgrades like premium upholstery, custom exterior trim and paint, and a heated windshield. 

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost. 

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Land Rover Land-Rover_lr2	AAA	$52	Olga, 32 Mchenry, IL	• 50,000/100,000 Liability
Land Rover Land-Rover_lr2	Allstate	$55	Laura, 32 Waterville, ME	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 7, 2024

Land Rover Discovery insurance cost

S: Starting at $59,875, the base model 2023 Land Rover Discovery S includes a 296-horsepower engine, 20-inch wheels, adaptive air suspension, LED headlights, Apple CarPlay and Android Auto, and standard driver-assist and safety features.
R-Dynamic S: Starting at $63,075, the 2023 Land Rover Discovery R-Dynamic S adds a few styling differences and the option to upgrade to a 355-horsepower engine.
R-Dynamic HSE: Starting at $75,175, the 2023 Land Rover Discovery R-Dynamic HSE features a 355-horsepower engine, 22-inch wheels, a 15-speaker Meridian sound system, and upgraded interior materials. 
Metropolitan Edition: Starting at $79,275, the 2023 Land Rover Discovery Metropolitan Edition includes luxuries like custom 22-inch wheels, unique exterior trim, a sunroof and rear panoramic glass roof, a heated steering wheel, and a heads-up display. 

Check out the table below for real Land Rover Discovery insurance quotes.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Land Rover Land-Rover_discovery	Nationwide	$62	Sarah, 38 Riverhead, NY	• 50,000/100,000 Liability • Comp / Collision
Land Rover Land-Rover_discovery	Safeco	$72	Etta, 43 Winter Garden, FL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 7, 2024

Land Rover Range Rover Velar insurance costs 

S: Starting at $61,575, the base model 2023 Land Rover Range Rover Velar S features a 247-horsepower engine, 19-inch wheels, LED headlights, a panoramic roof, Android Auto and Apple CarPlay, a 12-speaker Meridian audio system, and standard driver-assist and safety tech.
R-Dynamic S: Starting at $63,675, the 2023 Land Rover Range Rover Velar R-Dynamic S adds custom wheels, sportier bumpers, special trim, and the option to upgrade to a 335-horsepower engine. 
HST: Starting at $80,475, the 2023 Land Rover Range Rover Velar HST includes upgrades like a 395-horsepower engine, air suspension with adaptive dampers, 21-inch wheels, a heads-up display, and an upgraded premium sound system. 

Are Land Rovers more expensive to insure?

Cheapest Land Rovers to insure

Most expensive Land Rovers to insure

What factors affect Land Rover car insurance rates?

Vehicle age: New cars tend to see higher insurance costs than older used vehicles.
Vehicle cost: Expensive vehicles, like the Land Rover Range Rover Evoque, typically cost more to insure than economy cars. 
Parts cost: Insurance rates are usually higher for vehicles with expensive or hard-to-find parts.
Your age: Drivers under 25 and over 75 pay the highest insurance rates. 
Your driving record and insurance claims history: If you have a history of driving violations or insurance claims, you’ll likely pay inflated rates. 
Where you store your car: If you park your car outside, insurance companies will likely view it as an increased risk due to the higher likelihood of theft, vandalism, and weather damage. 

Imports: Many Land Rovers and Land Rover parts are imported to the U.S., which can result in increased replacement costs. 
Price: Land Rovers come with a lofty price tag, which can cause insurance rates to climb.
Safety features: Cars with advanced safety features tend to see lower insurance rates.

Land Rover insurance cost for young drivers

Progressive

Ivan (20 years old)

Coverage

No Coverage

Miami, FL

Land Rover Discovery II S

$217

per month

Clearcover

Nellie (24 years old)

Coverage

State Minimum

Milwaukee, WI

Land Rover Range Rover Evoque Pure

$351

per month

Bristol West

Zachary (24 years old)

Coverage

State Minimum

Fresno, CA

Land Rover Range Rover Velar S

$130

per month

Land Rover insurance cost for senior drivers

Progressive

Duane (66 years old)

Coverage

State Minimum

Humble, TX

Land Rover Range Rover Evoque Dynamic Premium

$186

per month

Nationwide

Lucinda (67 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Pendergrass, GA

Land Rover Range Rover Sport HSE

$247

per month

Safeco

Winifred (71 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Hyattsville, MD

Land Rover LR2 HSE Technology

$132

per month

Gainsco

Aaron (79 years old)

Coverage

State Minimum

Joplin, MO

Land Rover Range Rover Evoque Dynamic Premium

$131

per month

National General

Gerald (67 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Lafayette, LA

Land Rover Discovery HSE Luxury

$150

per month

Land Rover insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license 

Cheapest car insurance for Land Rover drivers with a speeding ticket

Cheapest car insurance for Land Rover drivers with a DUI

Allstate

Dollie (30 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Fountain Hills, AZ

Land Rover --

$77

per month

Progressive

Chad (37 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Aurora, IL

Land Rover --

$52

per month

Cheapest car insurance for Land Rover drivers after an accident

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
["At Fault With No Injury"]	Land Rover Discovery Sport HSE	Progressive	$367	Lucas, 57 Chicago, IL	• State Minimum Liability • Comp / Collision
["Not At Fault"]	Land Rover Range Rover Velar R-Dynamic S	Safeco	$246	Claudia, 43 Carmel, IN	• State Minimum Liability • Comp / Collision
[]	Land Rover Range Rover Sport Supercharged Autobiography	AAA	$100	Shawn, 28 Indianapolis, IN	• No Coverage Liability
[]	Land Rover Range Rover Evoque Pure Plus	Nationwide	$130	Addie, 36 San Diego, CA	• 100,000/300,000 Liability • Comp / Collision
[]	Land Rover Range Rover Sport HSE	Plymouth Rock	$286	Allen, 41 West New York, NJ	• 100,000/300,000 Liability

Last Updated Oct 4, 2024

Cheapest car insurance for Land Rover drivers with other driving violations on their record

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Defective Equipment	Land Rover Range Rover Velar R-Dynamic SE	Progressive	$132	Estelle, 35 Raleigh, NC	• 50,000/100,000 Liability • Comp / Collision
Failure to Yield	Land Rover Range Rover Velar R-Dynamic SE	Safeco	$345	Billy, 40 Orlando, FL	• State Minimum Liability • Comp / Collision
Wrong Way/Wrong Lane	Land Rover Range Rover Velar S	National General	$70	Willie, 33 Riverside, CA	• State Minimum Liability
Cell Phone	Land Rover Range Rover Evoque SE	Travelers	$217	Joshua, 53 Brooklyn, NY	• 50,000/100,000 Liability • Comp / Collision
Careless Driving	Land Rover Range Rover Sport HSE	Gainsco	$126	Ian, 53 Red Oak, TX	• State Minimum Liability
Driving on Sus. License	Land Rover Range Rover Evoque SE	Bristol West	$87	Mason, 38 Schaumburg, IL	• State Minimum Liability
Failure to Stop	Land Rover Range Rover Evoque HSE	Nationwide	$148	Mittie, 40 Lancaster, CA	• 30,000/60,000 Liability • Comp / Collision
Improper Passing	Land Rover Range Rover Sport SC	Allstate	$125	Mae, 28 Houston, TX	• State Minimum Liability

Last Updated Oct 7, 2024

How can I lower the cost of my Land Rover car insurance?

Compare rates. The most effective way to find affordable rates is to
shop around for insurance coverage
. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies. 
Bundle your insurance plans. Another shrewd way to reduce your monthly bill is by
bundling your homeowners and auto insurance
with the same company. 
Participate in a telematics program. Telematics programs may track driving habits and reward safe drivers with lower rates. Many insurers offer
insurance discounts
for drivers who participate in these programs. 
Raise your deductible. The deductible is the amount of money you must pay out of pocket before the insurance provider will pay for your claim. Increasing your deductible is one way to reduce your rate. 
Reduce your coverage. Older and less valuable cars don’t need as much coverage as expensive new models. If you drive an older Land Rover, you can save some cash by
reducing your coverage
. 
Purchase a used car. New cars tend to face steeper insurance rates than older used cars. Driving a used Land Rover may be a great way to cut down on your insurance bills