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Land Rover car insurance typically costs $3,021 per year. However, the cost of Land Rover insurance varies depending on your model, driving record, and location—as well as your insurance company.
You’ll never find that one insurance company will have the best rates for every Land Rover owner. Someone with a brand-new Land Rover Range Rover and numerous speeding tickets will have different coverage requirements—and rates—compared to a driver with a used 1998 Land Rover Discovery and a clean driving record. This can make it difficult to actually find affordable car insurance for your Land Rover.
Luckily, Jerry can take on all the legwork. A licensed car insurance broker and comparison shopping super app, Jerry can help you find the right insurance at the right price. Here, we'll talk about all the things that affect Land Rover insurance costs and give you some tips on how to find the best rates.
How much does Land Rover car insurance cost?
The average annual cost of Land Rover car insurance coverage is $1,960. However, insurance costs for Land Rover drivers vary depending on your model as well as your driving history, coverage requirements, and location.
In general, you can expect Land Rover insurance to be on the pricier side. Land Rovers are made of high-quality materials, which makes it more expensive and difficult to find replacement parts.
On the other hand, your Land Rover's extensive safety features can help you avoid accidents and costly repair claims, lowering the cost of your insurance.
These factors don’t all apply evenly. Certain models may have fewer safety additions, which can increase your insurance costs, while other models with many custom add-ons will also cost more than average to insure.
The easiest way to guarantee you’re getting the best deal possible on Land Rover insurance is to comparison shop for quotes from different providers—and that’s where Jerry comes in.
The only way to be sure you’re getting the best deal on Land Rover insurance is to compare multiple quotes from different companies—which is what Jerry does best. Jerry can compare insurance offers from over 55 companies to find you the best coverage without the usual hassle.
If you’re interested in seeing what Land Rover insurance quotes offered by Jerry, check out the table below and hear from genuine Jerry customers!
| Quote Date | Car | Before Jerry | After Jerry | Location | Zip Code | Name | Age | Insurance Company |
|---|---|---|---|---|---|---|---|---|
| January 24, 2023 | Land Rover Range Rover Evoque Pure Plus | $200/mo. | $199/mo. | Salisbury, MD | 21801 | Maud B. | 29 | Travelers |
| January 19, 2023 | Land Rover Discovery Sport Hse | $250/mo. | $182/mo. | Baltimore, MD | 21230 | Bess C. | 28 | Progressive |
| December 30, 2022 | Land Rover Range Rover Velar R-Dynamic SE | $278/mo. | $133/mo. | Inglewood, CA | 90305 | Stephen B. | 35 | Infinity |
| June 19, 2022 | Land Rover Range Rover Evoque SE | $125/mo. | $101/mo. | Palm Springs, CA | 92264 | Johnny F. | 49 | Mapfre |
| January 17, 2021 | Land Rover Discovery Sport Hse Luxury | $158/mo. | $77/mo. | Enid, OK | 73703 | Willie K. | 23 | Progressive |
How much insurance do you need for a Land Rover?
Every driver’s insurance requirements depend on a variety of criteria, including the age of your Land Rover and the state where it’s registered.
You should, at the very least, obtain your state’s minimum required car insurance, which often includes liability coverage (both bodily injury liability and property damage liability). This coverage assures that you will not have to pay for the expenses of other drivers if you get in an at-fault accident.
Depending on your state, you may also have to purchase one or more of the following additional insurance options:
- Uninsured/underinsured motorist coverage: Protects your wallet in the event of a collision with a driver who does not have enough liability insurance to cover your expenses
- Personal injury protection (PIP): Covers medical expenses for you and your passengers (including rehabilitation, missed income, and funeral costs). In no-fault states, this is required
- Medical payments (MedPay) coverage: Pays for some of your and your passengers' medical costs
You're legally protected if you meet your state's minimum requirements, but you might not have all the coverage you need in the case of a major accident.
If you’re looking for a “full-coverage auto insurance policy,” it's usually a smart idea to include collision and comprehensive coverage.
With these coverages in place, your Land Rover will be protected against damage caused by accidents, extreme weather, vandalism, theft, and a variety of other dangers with collision and comprehensive coverage.
Most insurance agents recommend getting these options, and if your Land Rover is financed, your lender may even require you to get “full coverage” insurance and gap insurance to cover the difference between how much your car is worth and how much is still owed on the loan.
Land Rover car insurance rates by model
The specific model you drive is a major factor in determining the cost of Land Rover insurance. Smaller and less expensive models, such as the Land Rover Range Rover Evoque, will typically cost less to insure than larger or more pricey vehicles, such as the Land Rover Defender.
But there’s a lot more to it than just the purchase price. Let's look at the average annual premiums for a few of the most popular Land Rover models to discover how your specific model may affect your insurance rate.
How much does Land Rover Range Rover Velar insurance cost?
The Velar is a high-style SUV with undeniable road presence—and some of the priciest Land Rover insurance rates. This is due to the availability of several high-end trims as well as the option to install costly upgrades such as drive pro or on/off-road packages.
The chart below breaks down how typical premiums for Range Rover Velar drivers differ depending on coverage selections and vehicle age.
| Car | Full Coverage | Minimum Coverage |
|---|---|---|
| 2019 Land Rover Range Rover Velar S | $1,212 | $1,805 |
| 2016 Land Rover Range Rover Velar S | $1,708 | $1,360 |
| 2015 Land Rover Range Rover Velar S | $2,666 | $1,222 |
| 2010 Land Rover Range Rover Velar S | $2,026 | $1,026 |
| 2008 Land Rover Range Rover Velar S | $1,716 | $942 |
For more information, check out our in-depth guide to Land Rover Range Rover Velar insurance costs!
How much does Land Rover Range Rover Sport Supercharged insurance cost?
More performance-oriented vehicles normally cost more to insure, so quotes for a Land Rover Range Rover Sport Supercharged are likely to be more than the average Land Rover insurance premium.
This luxurious, speedy SUV performs exceptionally both on- and off-road, but you’ll face higher rates owing to the risks of driving such a high-performance vehicle.
The table below compares full and minimum coverage prices for various Range Rover Sport Supercharged model years.
| Car | Full Coverage | Minimum Coverage |
|---|---|---|
| 2019 Land Rover Range Rover Sport Supercharged | $1,212 | $1,805 |
| 2016 Land Rover Range Rover Sport Supercharged | $1,708 | $1,360 |
| 2015 Land Rover Range Rover Sport Supercharged | $2,666 | $1,222 |
| 2010 Land Rover Range Rover Sport Supercharged | $2,026 | $1,026 |
| 2008 Land Rover Range Rover Sport Supercharged | $1,716 | $942 |
The cost of insurance for a Range Rover Sport Supercharged may also be influenced by your driving record. Here is what drivers with infractions paid for Land Rover Range Rover Sport Supercharged insurance.
For more information, check out our in-depth guide to Land Rover Range Rover Sport Supercharged insurance costs!
How much does Land Rover Range Rover insurance cost?
Land Rover’s most popular vehicle is the Range Rover, an icon in the world of luxury SUVs. It blended the original Land Rover's off-road prowess with on-road finesse and a high-quality interior, and in the decades since the car’s debut, Range Rover sales and popularity only continue to grow.
The annual cost of Land Rover Range Rover insurance is variable. Check out the typical annual premiums for Range Rover owners in the table below:
| Car | Full Coverage | Minimum Coverage |
|---|---|---|
| 2019 Land Rover Range Rover | $1,212 | $1,805 |
| 2016 Land Rover Range Rover | $1,708 | $1,360 |
| 2015 Land Rover Range Rover | $2,666 | $1,222 |
| 2010 Land Rover Range Rover | $2,026 | $1,026 |
| 2008 Land Rover Range Rover | $1,716 | $942 |
For more information, check out our in-depth guide to Land Rover Range Rover insurance costs!
How much does Land Rover LR3 insurance cost?
The Land Rover LR3, released between 2004 and 2009, was the first all-original design for the Discovery. The LR3 is a quintessential Land Rover model, well-suited for both on-road and off-road adventures, an elegant cabin and a powerful engine.
LR3 owners also pay some of the lowest rates for Land Rover insurance, thanks to this model’s more affordable car parts and older age.
Of course, your age, driving record, and the amount of insurance coverage you choose will all still play a part, as demonstrated below.
| Car | Full Coverage | Minimum Coverage |
|---|---|---|
| 2019 Land Rover LR3 | $1,212 | $1,805 |
| 2016 Land Rover LR3 | $1,708 | $1,360 |
| 2015 Land Rover LR3 | $2,666 | $1,222 |
| 2010 Land Rover LR3 | $2,026 | $1,026 |
| 2008 Land Rover LR3 | $1,716 | $942 |
For more information, check out our in-depth guide to Land Rover LR3 insurance costs!
How much does Land Rover Range Rover Evoque Pure insurance cost?
One of Land Rover’s most stylish subcompact SUVs, the Land Rover Range Rover Evoque Pure offers an eye-catching design and chic cabin.
Lower reliability ratings and higher ownership costs impact the model’s reputation on the road, and a riskier drive can make Range Rover Evoque Pure insurance costs rise.
| Car | Full Coverage | Minimum Coverage |
|---|---|---|
| 2019 Land Rover Evoque Pure | $1,212 | $1,805 |
| 2016 Land Rover Evoque Pure | $1,708 | $1,360 |
| 2015 Land Rover Evoque Pure | $2,666 | $1,222 |
| 2010 Land Rover Evoque Pure | $2,026 | $1,026 |
| 2008 Land Rover Evoque Pure | $1,716 | $942 |
For more information, check out our in-depth guide to Land Rover Range Rover Evoque Pure insurance costs!
Compare Land Rover car insurance quotes
Even with all the resources and online tools available in the search for affordable car insurance rates, there’s still no guarantee you can find quotes custom-fit for you and your car.
But with the Jerry app, you won’t have to waste your time sorting through quotes, making calls, and swapping policies yourself. You can get real-time quotes from the finest insurance companies for Land Rover owners with just a few swipes and clicks.
Don't accept the first quote you receive from a Land Rover dealership. Instead, spend a few minutes shopping with Jerry for the best pricing on all of the insurance coverage you could possibly need.
Best car insurance companies for your Land Rover
Companies like Nationwide, Safeco, and Progressive offer some of the best prices for Land Rover owners, but there is no single provider that will guarantee the lowest insurance rates.
Each auto insurance company utilizes a unique algorithm to determine insurance prices. One company may place a higher value on Land Rover's safety features, but another may provide discounts tailored to your driver profile, resulting in a lower cost.
Comparing numerous insurance quotes for your Land Rover is the best way to find your ideal plan. Fortunately, Jerry can compare quotes from top insurance providers in as little as a minute, making it simpler than ever to discover the best insurance company for you and your Land Rover.
Check out how different providers quote for Land Rover vehicles and see how much you can save with Jerry!
| Insurance Company | Average Cost | Annual Savings with Jerry | |
|---|---|---|---|
| Dairyland | $3,890 | $1,392 | |
| State Auto | $3,334 | $1,365 | |
| National General | $3,395 | $1,347 | |
| Allstate | $3,074 | $1,157 | |
| Clearcover | $3,169 | $1,114 | |
| Safeco | $3,173 | $969 | |
| Travelers | $3,033 | $906 | |
| Progressive | $2,926 | $875 | |
| Nationwide | $2,613 | $693 | |
| Kemper | $2,397 | $604 | |
| Compare Prices | |||
Land Rover auto insurance cost by driving record
The price of Land Rover insurance is determined not only by the model you own, but also by your driving record.
It’s pretty straightforward: be a careful driver and your insurance rates will be lower. Even small infractions might result in big hikes in your insurance rates.
Land Rover owners with a DUI conviction should expect to spend an additional $3,021 each year for auto insurance, while a simple speeding ticket can add an additional $3,021 to your yearly premium!
The table below is breaking down just how much a clean driving record can impact your Land Rover insurance rate—check it out:
Land Rover car insurance cost by location
Finally, we need to take your location into account. Insurance costs vary depending on the vehicle, but Land Rover owners in California will pay different prices than Land Rover drivers in Virginia.
Want to know how your rates compare to your state's average? Examine the table below.
| City | Average Cost | Annual Savings with Jerry | |
|---|---|---|---|
| Atlanta | $3,629 | $1,194 | |
| Baltimore | $3,746 | $1,189 | |
| Clarksville | $3,624 | $1,798 | |
| Houston | $2,433 | $446 | |
| Los Angeles | $2,930 | $1,049 | |
| Miami | $4,268 | $1,058 | |
| Pelham | $7,272 | $3,261 | |
| Red Oak | $2,685 | $920 | |
| Rockwall | $5,160 | $2,859 | |
| Salem | $5,803 | $1,995 | |
| Compare Prices | |||
By R.E. Fulton
Reviewed by Kathleen Flear, Director of Content.
