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Cheapest Land Rover Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Land Rover.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Land Rover car insurance cost? 

Since entering the U.S. market in 1987, Land Rover has developed a reputation for producing robust and capable luxury SUVs and off-road vehicles that can easily handle challenging terrain. The company’s lineup includes vehicles known for their distinctive design, premium craftsmanship, and exceptional off-road capabilities. 
Land Rover owners pay, on average, $1,164 each year for state-minimum coverage, 8% more than the national average.  But you need to remember that’s just an average—your actual car insurance quotes will be based on your unique driver profile. 
Auto insurance companies use a variety of factors to calculate your rate, including your age, driving record, and your car’s make and model year. That means that, in reality, there is no “average”
car insurance quote
that’s right for everyone. Fortunately, Jerry is here to help you find the best rates from the best providers. 

How to find the cheapest Land Rover Car Insurance Quotes

Jerry is proud to have provided 1716 real Land Rover car insurance quotes. The table below contains real-world examples!
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
July 25, 2024
Land Rover Discovery HSE LuxuryNational General
$150
• 100,000/300,000 Liability
• Comp / Collision
July 23, 2024
Land Rover LR2 HSE TechnologyProgressive
$215
• State Minimum Liability
• Comp / Collision
July 15, 2024
Land Rover Range Rover Velar SState Auto
$323
• 50,000/100,000 Liability
• Comp / Collision
July 12, 2024
Land Rover Range Rover Sport HSEAAA
$72
• State Minimum Liability
July 7, 2024
Land Rover Discovery Sport SESafeco
$125
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 25, 2024

Best car insurance companies for Land Rover drivers

As you
shop for car insurance
, it’s essential that you look for the right insurance policy for you and your vehicle.
The best plan for you will depend, in part, on your age, location, driving history, and insurance claims record. Because of that, there is no one-size-fits-all insurance policy. To find the best coverage at the right rate, you’ll have to shop around and compare offerings from a variety of providers. 
Luckily, Jerry can help with that. We conducted the largest insurance survey in the nation to help you find the optimal coverage without breaking the bank. 

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Nationwide
Great!
Beatrice
Safeco
I love this insurance! They prices are reasonable and you can get everything you need just under an affordable rate.
Dakiyah
Travelers
I switched over to travelers because my other policy was to much. They made the process of switching so easy.
Jasmine
Bristol West
Reliable insurance, great customer service!
Anthony

Are Land Rovers more expensive to insure?

Compared to the average cost of other cars, Land Rover vehicles cost 8% more to insure. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Pontiac
$87
$142
Cadillac
$97
$198
Land Rover
$97
$197
Hyundai
$101
$186
Acura
$103
$186

Cheapest Land Rovers to insure

The Land Rover model cheapest to insure is the 2015 Land Rover LR2, with an average monthly premium of $47 for minimum liability insurance and $116 for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2015 Land Rover LR2
$47
$116
2017 Land Rover Range
$56
$191
2019 Land Rover Discovery
$62
$198
2018 Land Rover Range
$67
$240
2010 Land Rover LR2
$68
$145

Most expensive Land Rovers to insure

The Land Rover model with the most expensive average insurance rate is the 2017 Land Rover Discovery, averaging $174 monthly for basic liability coverage and $229 monthly for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2017 Land Rover Discovery
$174
$229
2011 Land Rover Range
$133
$176
2012 Land Rover Range
$120
$204
2011 Land Rover LR4
$98
$142
2015 Land Rover Discovery
$89
$220
But you still need to remember that your actual insurance rates are based on more than just the Land Rover model that you own. To find the lowest rates, you’ll need to shop around and compare policies from many companies. 

What factors affect Land Rover car insurance rates?

Many factors affect how your Land Rover
car insurance rate is calculated
  • Vehicle age: New cars tend to see higher insurance costs than older used vehicles.
  • Vehicle cost: Expensive vehicles, like the Land Rover Range Rover Evoque, typically cost more to insure than economy cars. 
  • Parts cost: Insurance rates are usually higher for vehicles with expensive or hard-to-find parts.
  • Your age: Drivers under 25 and over 75 pay the highest insurance rates. 
  • Your driving record and insurance claims history: If you have a history of driving violations or insurance claims, you’ll likely pay inflated rates. 
  • Where you store your car: If you park your car outside, insurance companies will likely view it as an increased risk due to the higher likelihood of theft, vandalism, and weather damage. 
Your Land Rover car insurance rates may also depend on the following specific factors: 
  • Imports: Many Land Rovers and Land Rover parts are imported to the U.S., which can result in increased replacement costs. 
  • Price: Land Rovers come with a lofty price tag, which can cause insurance rates to climb.
  • Safety features: Cars with advanced safety features tend to see lower insurance rates.

Land Rover insurance cost for young drivers

Teen drivers
from 16 to 19 pay the steepest insurance rates out of any age group. Experts recommend full coverage for teens due to their increased chances of being involved in accidents. 

card cover
Gavin (24 years old)
coverageCoverage
State Minimum
carLand Rover Range Rover Sport HSE
$174
per month
card cover
Effie (24 years old)
coverageCoverage
State Minimum
carLand Rover Range Rover Sport HSE
$209
per month

Land Rover insurance cost for senior drivers

The age group with the second highest average insurance premiums is seniors over 75.
Car insurance rates for seniors
are typically high because older drivers are more likely to be involved in accidents. Furthermore, older drivers are more likely to become injured as a result of an accident, causing hefty medical bills and higher insurance rates. 

card cover
Shawn (66 years old)
coverageCoverage
State Minimum
carLand Rover Range Rover Sport HSE
$144
per month
card cover
Leonard (66 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPendergrass, GA
carLand Rover Range Rover Sport HSE
$247
per month
card cover
Pearl (65 years old)
coverageCoverage
State Minimum
carLand Rover Range Rover Evoque Dynamic Premium
$133
per month
card cover
Margaret (70 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carLand Rover LR2 HSE Technology
$132
per month
card cover
Alma (67 years old)
coverageCoverage
State Minimum
carLand Rover Range Rover Evoque HSE
$69
per month

Land Rover insurance cost for drivers with driving violations 

Your driving record also plays a major role in determining your insurance premium. Drivers with a clean record tend to see low rates. However, you should expect to pay a higher rate if you have any of the following offenses on your record:
  • Speeding tickets
  • DUIs
  • At-fault accidents
  • Reckless driving
  • Driving on a suspended license 

Cheapest car insurance for Land Rover drivers with a speeding ticket

A single speeding ticket for between one and five miles over the limit won’t raise your rates too drastically. But if you have multiple tickets or a single criminal speeding ticket, you’ll likely face steep rates. Jerry is proud to help drivers with different levels of speeding tickets find quality coverage. 

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Land Rover LR2 HSENational General
$149
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Land Rover Range Rover Sport HSE LuxuryBristol West
$430
• State Minimum Liability
Speeding 16-20
Land Rover Discovery Sport HSESafeco
$140
• State Minimum Liability
• Comp / Collision
Speeding 21+
Land Rover Range Rover Evoque SETravelers
$217
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 25, 2024

Cheapest car insurance for Land Rover drivers with a DUI

If you have a
DUI conviction
on your record, you’ll likely pay inflated insurance rates. And you’ll need to do a lot of shopping around to find the best price. Luckily, Jerry can help you do just that by comparing dozens of rates for you after a DUI.

card cover
Jesse (33 years old)
DUI
coverageCoverage
State Minimum
carLand Rover LR2 HSE
$196
per month
card cover
Myrtle (37 years old)
DUI
coverageCoverage
State Minimum
carLand Rover Range Rover Evoque Prestige Premium
$299
per month

Cheapest car insurance for Land Rover drivers after an accident

Your insurance claims record and accident history play prominent roles in determining your insurance rate. If you’ve caused an accident recently, your rates are liable to soar. Jerry can help you cut down on your insurance expenses following an accident.

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With No Injury
Land Rover LR2 HSE TechnologyProgressive
$190
• State Minimum Liability
At Fault With Injury
Land Rover Range Rover Evoque SEAllstate
$300
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Land Rover Range Rover Sport HSE DynamicSafeco
$371
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Land Rover Range Rover Sport HSEAAA
$72
• State Minimum Liability
At Fault With No Injury
Land Rover Range Rover Evoque Pure PlusTravelers
$199
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 25, 2024

Cheapest car insurance for Land Rover drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only violations you have to worry about increasing your insurance premium. Other offenses, like reckless driving and
driving on a suspended license
, can also cause your rates to rise. Luckily, Jerry has a detailed history of helping Land Rover owners find quality insurance after a variety of driving violations. 

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Defective Equipment
Land Rover Range Rover Velar R-Dynamic SEProgressive
$132
• 50,000/100,000 Liability
• Comp / Collision
Failure to Yield
Land Rover Range Rover Velar R-Dynamic SESafeco
$345
• State Minimum Liability
• Comp / Collision
Wrong Way/Wrong Lane
Land Rover Range Rover Velar SNational General
$70
• State Minimum Liability
Cell Phone
Land Rover Range Rover Evoque SETravelers
$217
• 50,000/100,000 Liability
• Comp / Collision
Careless Driving
Land Rover Range Rover Sport HSE
Gainsco
$126
• State Minimum Liability
Driving on Sus. License
Land Rover Range Rover Evoque SEBristol West
$87
• State Minimum Liability
Failure to Stop
Land Rover Range Rover Evoque HSENationwide
$148
• 30,000/60,000 Liability
• Comp / Collision
Improper Passing
Land Rover Range Rover Sport SCAllstate
$125
• State Minimum Liability
coverageLast Updated Jul 25, 2024

How can I lower the cost of my Land Rover car insurance?

There are several methods you can use to lower your Land Rover car insurance costs.
  • Compare rates. The most effective way to find affordable rates is to
    shop around for insurance coverage
    . Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies. 
  • Bundle your insurance plans. Another shrewd way to reduce your monthly bill is by
    bundling your homeowners and auto insurance
    with the same company. 
  • Participate in a telematics program. Telematics programs may track driving habits and reward safe drivers with lower rates. Many insurers offer
    insurance discounts
    for drivers who participate in these programs. 
  • Raise your deductible. The deductible is the amount of money you must pay out of pocket before the insurance provider will pay for your claim. Increasing your deductible is one way to reduce your rate. 
  • Reduce your coverage. Older and less valuable cars don’t need as much coverage as expensive new models. If you drive an older Land Rover, you can save some cash by
    reducing your coverage
  • Purchase a used car. New cars tend to face steeper insurance rates than older used cars. Driving a used Land Rover may be a great way to cut down on your insurance bills 

FAQs

Yes, you can insure a Land Rover Range Rover. The best way to find insurance for your Range Rover is to shop around and compare rates from many companies. You can do that yourself, or you can simplify the process by allowing Jerry to help you.
When you sign up with Jerry, we’ll show you quotes from over 50 of the nation’s top insurers so you can find the right coverage without the hassle. 
Land Rovers have a long history of poor reliability. While the company has taken steps in recent years to change this reputation, a Land Rover's reliability can vary depending on the model and year. Furthermore, reliability depends on factors like maintenance, driving habits, personal care, and the environment.
Both Porsche and Land Rover offer luxury vehicles at varied prices. While some Porsche vehicles may be more expensive than some Land Rovers, the opposite is also true. And generally, Porsche and Land Rover are within similar price brackets. 
On average, it costs $1,164 per year to insure a Land Rover. That’s generally on the 8% more side when it comes to car insurance.
Land Rover Range Rover Discovery Sport owners pay, on average, $98 monthly for full coverage and $196 monthly for state minimum liability insurance. Keep in mind that those are averages, and your exact rate will depend on your unique driver profile.
The Land Rover model with the cheapest average insurance rates is the 2015 Land Rover LR2 at $1392 per year for full coverage and $564 per year for basic liability coverage. But remember that those are averages, and the cheapest Land Rover model for you may differ based on your driver profile. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.