Here are three ways Geico policyholders can get proof of auto insurance:
- Save the insurance documents Geico mails you after you sign up for a policy, unless you’ve opted for electronic delivery.
- Print off digital copies.
- Find your digital insurance cards in Geico’s mobile app. Currently, MA and NH do not accept the digital ID cards available through Geico Mobile as valid proof of insurance.
Nearly every state requires drivers to have car insurance. In New Hampshire, where insurance is not required, drivers must provide proof of financial responsibility.
How to obtain proof of insurance from Geico
Geico makes getting a copy of your insurance information easy. Here’s what you need to do:
How to get a new hard copy of auto insurance proof
If you lost the paper card you were mailed or want another copy, log in to your Geico My Account page and select “Auto Policy.”
From there, you can view or print policy documents. You can also ask Geico to mail you another copy of your card.
For time sensitive or complex issues related to your policy, call the insurer at 800-861-8380.
Getting an electronic proof of insurance
If you need proof of insurance immediately and can’t print it off, download the Geico mobile app to access your digital ID card. Every state accepts digital proof of insurance, except New Mexico. Additionally, Massachusetts and New Hampshire do not allow drivers to show their ID cards on the Geico mobile app as proof of insurance.
Note that you’ll need your username or policy number to log in to Geico’s online account. If you don’t have this information, you may need to contact customer support, which can help you access your account.
New auto policies: Check your mail for temporary proof of insurance and documents
If you recently bought a policy online, Geico will email you temporary insurance cards you can download. Just find the confirmation email or look for the temporary cards under your My Account Page. Most temporary cards are only valid for about a month.
Geico will also usually mail you an insurance declaration page, insurance identification card and possibly a binder letter (which describes the types of coverage and amount, your deductibles, and more).
All of the insurance paperwork shows when the policy is effective, your policy number, and the contact information for Geico. Any of these documents can serve as proof of insurance, but specific situations call for certain types of proof.
It’s wise to keep a physical copy of your insurance ID in your car.
What counts as auto insurance proof?
The main document you should carry when driving is your ID card because law enforcement usually asks for it. Other documents are only presented at registration or upon request.
Law enforcement: Insurance ID card
Carry this in your vehicle as proof of insurance so it can be shown when required during traffic stops or incidents. You may also use this in Canada.
Lienholders and leasing companies: Proof of coverage form
Show the proof of coverage which details the vehicle, policy effective and expiration dates and coverage limits.
Courts and state DMVs: SR-22 or FR-44
Obtain an SR-22 or FR-44 form if mandated for certain driving violations. This Certificate of Financial Responsibility verifies auto insurance liability coverage.
Maryland only: MD FR-19
Provide a Verification of Coverage (MD FR-19) form when requested by a letter or citation from the Maryland Motor Vehicle Administration. This form serves as proof of insurance in Maryland.
You can get the first three documents from Geico’s online service center or by calling customer service at 800-861-8380. However, if you are a Geico policyholder and you need an SR-22 or FR-44, you need to call 877-206-0215.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.
