Car Insurance in Florida by City

Written by Kevin Berry and 1 other
Updated Jan 29, 2025

Your location in Florida could affect your car insurance rates.

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Floridians may pay higher car insurance rates than drivers in many other states because Florida is frequently affected by hurricanes. However, your location within the state is one of the many factors — including your age, driving history, credit and vehicle — that determine your policy costs.

Insurers weigh these factors differently, so whether you’re in an costal city like Miami or further inland in an area like Gainesville, it’s wise to shop for car insurance with many providers to find the best deal.

Here you will find recent car insurance quotes from many cities across the state of Florida. Find your city, or one nearby, to get a sense of what you could pay.

SIMPLIFY YOUR FLORIDA CAR INSURANCE IN MINUTES

Car insurance in Bradenton, FL

In the Bradenton area, Jerry customers have found below-average Florida car insurance rates from insurers like Aspire, Embark and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $50
Progressive $207
Embark General $226
National General $234
Safeco $250
Last Updated Mar 6, 2025

Car insurance in Clearwater, FL

Customers in Clearwater have often found low rates from insurance companies like Dairyland, Aspire and Clearcover.

Insurance Company
Avg Monthly Quote
Aspire Advantage $109
Dairyland $179
Embark General $203
National General $224
Progressive $230
Last Updated Mar 6, 2025

Car insurance in Daytona Beach, FL

If you live in the Daytona Beach area and are in need of car insurance, you may get rates that are below the Florida state average from insurers like Embark, National General or Progressive.

Insurance Company
Avg Monthly Quote
Embark General $207
National General $240
Dairyland $255
Progressive $258
Mendota $281
Last Updated Mar 6, 2025
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Car insurance in Fort Pierce, FL

In Fort Pierce, residents can often find affordable auto insurance rates with companies like Embark, National General or Dairyland.

Insurance Company
Avg Monthly Quote
Dairyland $217
National General $236
Embark General $239
Progressive $247
Bristol West $263
Last Updated Mar 6, 2025

Car insurance in Hollywood, FL

You should find several affordable car insurance options in Hollywood, Florida including the likes of Trexis, First Acceptance and Allstate.

Insurance Company
Avg Monthly Quote
First Acceptance $75
Trexis $161
Embark General $221
Progressive $261
Root $284
Last Updated Mar 6, 2025

Car insurance in Kissimmee, FL

Drivers with clean records looking for affordable car insurance options in Kissimmee should check out insurers like Anchor General, Embark and National General.

Insurance Company
Avg Monthly Quote
Anchor General $86
Embark General $200
Assurance America $233
National General $236
Progressive $241
Last Updated Mar 6, 2025
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Car insurance in Ocala, FL

Companies like Embark, Trexis or Progressive tend to offer solid rates to Jerry customers in the Ocala area.

Insurance Company
Avg Monthly Quote
Embark General $173
National General $188
Trexis $191
Progressive $217
Dairyland $260
Last Updated Mar 6, 2025

Car insurance in Pensacola, FL

Big-name companies like Progressive and Safeco may provide affordable insurance to drivers in the Pensacola area.

Insurance Company
Avg Monthly Quote
Safeco $168
First Acceptance $185
Embark General $207
Progressive $221
National General $229
Last Updated Mar 6, 2025

Car insurance in Sarasota, FL

You may find affordable car insurance options in Sarasota with companies like Bluefire, Safeco and Progressive.

Insurance Company
Avg Monthly Quote
Bluefire $55
Safeco $124
Embark General $171
National General $204
Progressive $216
Last Updated Mar 6, 2025
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Car insurance in Winter Haven, FL

You may find low-cost insurance policies in Winter Haven from insurers like Embark, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Embark General $196
National General $240
Assurance America $259
Safeco $269
Progressive $282
Last Updated Mar 6, 2025

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.