Floridians may pay higher car insurance rates than drivers in many other states because Florida is frequently affected by hurricanes. However, your location within the state is one of the many factors — including your age, driving history, credit and vehicle — that determine your policy costs.
Insurers weigh these factors differently, so whether you’re in an costal city like Miami or further inland in an area like Gainesville, it’s wise to shop for car insurance with many providers to find the best deal.
Here you will find recent car insurance quotes from many cities across the state of Florida. Find your city, or one nearby, to get a sense of what you could pay.
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See robust car insurance pricing for large cities in Florida
Car insurance in Bradenton, FL
In the Bradenton area, Jerry customers have found below-average Florida car insurance rates from insurers like Aspire, Electric and Nationwide.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Aspire Advantage | $50 |
| Electric | $118 |
| Nationwide | $125 |
| Clearcover | $176 |
| Embark General | $181 |
Car insurance in Clearwater, FL
Customers in Clearwater have often found low rates from insurance companies like Plymouth Rock, Aspire and Clearcover.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Plymouth Rock | $82 |
| Aspire Advantage | $85 |
| Clearcover | $98 |
| Electric | $152 |
| Nationwide | $155 |
Car insurance in Daytona Beach, FL
If you live in the Daytona Beach area and are in need of car insurance, you may get rates that are below the Florida state average from insurers like Nationwide, Kemper and Clearcover.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Nationwide | $62 |
| Kemper | $110 |
| Clearcover | $126 |
| Travelers | $177 |
| Safeco | $182 |
Car insurance in Fort Pierce, FL
In Fort Pierce, residents can often find affordable auto insurance rates with companies like Nationwide, Travelers and Assurance America.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Nationwide | $100 |
| Travelers | $147 |
| Assurance America | $219 |
| Embark General | $228 |
| Dairyland | $231 |
Car insurance in Hollywood, FL
You should find several affordable car insurance options in Hollywood, Florida including the likes of Trexis, Nationwide and Allstate.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $75 |
| Trexis | $161 |
| Nationwide | $182 |
| Allstate | $207 |
| Kemper | $210 |
Car insurance in Kissimmee, FL
Drivers with clean records looking for affordable car insurance options in Kissimmee should check out insurers like Anchor General, Aspire and Kemper.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Anchor General | $86 |
| Aspire Advantage | $145 |
| State Auto | $146 |
| Kemper | $148 |
| Encompass | $164 |
Car insurance in Ocala, FL
Companies like Aspire, Kemper and Nationwide tend to offer solid rates to Jerry customers in the Ocala area.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Aspire Advantage | $84 |
| Kemper | $132 |
| Nationwide | $141 |
| Embark General | $169 |
| Travelers | $179 |
Car insurance in Pensacola, FL
Big-name companies like Nationwide and Safeco may provide affordable insurance to drivers in the Pensacola area.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Clearcover | $67 |
| Electric | $133 |
| Nationwide | $148 |
| Safeco | $149 |
| Kemper | $171 |
Car insurance in Sarasota, FL
You may find affordable car insurance options in Sarasota with companies like Bluefire, Kemper and Nationwide.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Bluefire | $55 |
| Clearcover | $86 |
| Kemper | $94 |
| Nationwide | $96 |
| Electric | $101 |
Car insurance in Winter Haven, FL
You may find low-cost insurance policies in Winter Haven from insurers like Clearcover, Nationwide and Embark.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Clearcover | $110 |
| Nationwide | $152 |
| Embark General | $194 |
| Kemper | $220 |
| National General | $236 |
Methodology
Data for all tables includes quotes on or after 1/1/24 for Jerry customers in the designated city with no violations.
