Car Insurance in Florida by City

Written by Kevin Berry and 1 other
Updated Jan 29, 2025

Your location in Florida could affect your car insurance rates.

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Floridians may pay higher car insurance rates than drivers in many other states because Florida is frequently affected by hurricanes. However, your location within the state is one of the many factors — including your age, driving history, credit and vehicle — that determine your policy costs.

Insurers weigh these factors differently, so whether you’re in an costal city like Miami or further inland in an area like Gainesville, it’s wise to shop for car insurance with many providers to find the best deal.

Here you will find recent car insurance quotes from many cities across the state of Florida. Find your city, or one nearby, to get a sense of what you could pay.

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Car insurance in Bradenton, FL

In the Bradenton area, Jerry customers have found below-average Florida car insurance rates from insurers like Aspire, Embark and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $50
Progressive $206
Safeco $227
National General $232
Embark General $247
Last Updated Apr 8, 2025

Car insurance in Clearwater, FL

Customers in Clearwater have often found low rates from insurance companies like Dairyland, Aspire and Clearcover.

Insurance Company
Avg Monthly Quote
Aspire Advantage $109
Dairyland $183
Safeco $206
Embark General $216
Progressive $218
Last Updated Apr 8, 2025

Car insurance in Daytona Beach, FL

If you live in the Daytona Beach area and are in need of car insurance, you may get rates that are below the Florida state average from insurers like Embark, National General or Progressive.

Insurance Company
Avg Monthly Quote
Root $172
Embark General $210
National General $235
Dairyland $254
Progressive $255
Last Updated Apr 8, 2025
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Car insurance in Fort Pierce, FL

In Fort Pierce, residents can often find affordable auto insurance rates with companies like Embark, National General or Dairyland.

Insurance Company
Avg Monthly Quote
Dairyland $225
National General $227
Progressive $250
Embark General $265
Bristol West $265
Last Updated Apr 8, 2025

Car insurance in Hollywood, FL

You should find several affordable car insurance options in Hollywood, Florida including the likes of Trexis, First Acceptance and Allstate.

Insurance Company
Avg Monthly Quote
First Acceptance $75
Trexis $161
Embark General $230
Progressive $257
National General $284
Last Updated Apr 8, 2025

Car insurance in Kissimmee, FL

Drivers with clean records looking for affordable car insurance options in Kissimmee should check out insurers like Anchor General, Embark and National General.

Insurance Company
Avg Monthly Quote
Anchor General $86
Embark General $215
Assurance America $228
National General $235
Progressive $244
Last Updated Apr 8, 2025
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Car insurance in Ocala, FL

Companies like Embark, Trexis or Progressive tend to offer solid rates to Jerry customers in the Ocala area.

Insurance Company
Avg Monthly Quote
Embark General $183
National General $187
Trexis $191
Progressive $214
Safeco $252
Last Updated Apr 8, 2025

Car insurance in Pensacola, FL

Big-name companies like Progressive and Safeco may provide affordable insurance to drivers in the Pensacola area.

Insurance Company
Avg Monthly Quote
First Acceptance $162
Root $164
Safeco $184
Progressive $215
Embark General $220
Last Updated Apr 8, 2025

Car insurance in Sarasota, FL

You may find affordable car insurance options in Sarasota with companies like Bluefire, Safeco and Progressive.

Insurance Company
Avg Monthly Quote
Bluefire $55
Safeco $124
Embark General $182
National General $200
Progressive $215
Last Updated Apr 8, 2025
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Car insurance in Winter Haven, FL

You may find low-cost insurance policies in Winter Haven from insurers like Embark, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Embark General $208
National General $236
Assurance America $259
Safeco $269
Gainsco $284
Last Updated Apr 8, 2025

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.