How much does Infiniti car insurance cost?

Since 1989, Infiniti has been selling cars in the United States as the luxury brand under Nissan. These vehicles are beloved for their stylish design, especially the larger SUV and crossover models. In terms of affordability, you won’t save cash by buying a luxury model—but you’ll save more money on an Infiniti than on other luxury brands.

The average Infiniti driver pays about $1,260 per year for auto insurance.

There’s no “average” Infiniti car insurance policy, however. Your Infiniti insurance cost depends on your specific model, including the model year, as well as your driving history, zip code, and coverage options. To find the best rate, compare auto insurance quotes from multiple companies.

How to find the cheapest Infiniti car insurance quote? 

Fortunately, you won’t have to pull out a calculator or spend hours getting quotes since Jerry can do the hard work of research for you. In fact, Jerry has helped 10892 Infiniti owners save an average of $3,972 on their car insurance premiums.

Best car insurance companies for Infiniti drivers

Finding the right policy for you is about protecting your assets. From your Infiniti to the people that ride with you, you need a policy that protects them all.

Shopping for car insurance means balancing price, service, and coverage.

Our studies show that there’s no single best insurance company for all Infiniti drivers. Because policies take into account far more than just your model, it’s important to shop around and compare rates. Even if you and your neighbor own the same Infiniti, your rates could be very different depending on your driving profiles and insurance providers. 

 Take a look at what Infiniti drivers had to say about different insurance companies. 

Insurance costs for popular Infiniti models 

Your Infiniti model plays a key role in determining your rate. Here’s why your model matters: 

• Safety features: Some models have more safety features and higher ratings from major assessment bodies. For instance, the G37 tends to have lower insurance costs. 
• Vehicle value: If you bought your Infiniti for a higher price, it will usually cost more to insure. Some Infiniti models hold their value more than others, such as the QX80. 
• Vehicle class: Common passenger sedans are a lot cheaper to insure than SUVs and high-performance models. That’s why the QX50 usually costs more to insure than the Q50. 
• Engine size: More horsepower typically means a higher price tag when it comes to insurance. That’s because drivers with powerful cars tend to have more speeding violations. If you drive the QX80 with 400-hp, expect higher-than-average insurance costs.
• Availability of replacement parts: If your Infiniti is complex or rare, you can expect to pay more for replacement parts and skilled labor. That’s why the Infiniti Q50 Hybrid typically has higher insurance costs.
• Cost of repairs: Complex vehicles require special care. If your Infiniti has unique parts, you can expect to pay more for insurance due to the higher cost of repairs. 

Check out the table below to see the average cost of auto insurance for some popular Infiniti models.

Your coverage needs are unique to you—however, all Infiniti drivers must carry the minimum coverage required in their state. This typically includes a very low level of basic liability insurance, with both bodily injury and property damage liability. This is to protect you in case you get sued. Your state may also require uninsured motorist coverage.

If you’d like your own vehicle to be protected after an accident, consider full-coverage insurance. This includes collision and comprehensive coverage which extends to you, your vehicle, and the people in your car. If you drive a newer Infiniti, it’s highly recommended.

Infiniti Q50 insurance costs

With a standard V6, the Q50 is stylish and powerful. Luxury options are available throughout the vehicle, from a heated steering wheel to driver assistance technology. Q50 drivers have the option between AWD and RWD—and a Red Sport option that kicks up the horsepower to 400.

To insure the Q50, the average Infiniti driver can expect to spend $243 per month for full coverage and $111 per month for state minimum coverage.

Trim level is a key factor in determining your premium. On the Q50, you have three trims to choose from:

• Luxe: Starting at $43,800, you’ll enjoy nice touches like remote start and heated front seats. This model has 300 horsepower and 18-inch standard wheels.
• Sensory: The Sensory trim starts at $49,500 and has all the luxury features of the base model. Opt for AWD or RWD, and ask for the available illuminated grille emblem.
• Red Sport 400: With a starting price of $57,650, this Q50 is all about the power. Enjoy 400-hp and 27 mpg, with sleek exterior color styling.

These models can cost more to insure than the average vehicle—especially the performance-oriented Red Sport 400. Take a look at the average cost of auto insurance for some popular Infiniti Q50 trim levels.

Check out some real quotes from Jerry drivers:

Infiniti Q60 insurance costs 

This coupe is an affordable yet powerful addition to Infiniti’s fleet. The exterior styling is undeniably attractive, and the twin-turbo V6 provides a zesty driving experience. The price can’t be beat either, undercutting its competitors by several thousand dollars.

Our data shows that the average Q60 driver can expect to pay $239 per month for full-coverage car insurance. But your price may vary depending on your area and your driving history. 

Insurance prices vary depending on trim level, too. There are three trim levels to choose from with the Q60:

• Pure: With a starting price of $43,325, the new Pure benefits from the standard addition of wireless Apple CarPlay in every Q60 model. The Pure gest 300-hp with standard V6.
• Luxe: The Luxe gets you a premium sound system with additional driver assistance features like lane departure warning. It starts at $51,875, but you can add AWD for $2,000 if desired.
• Red Sport 400: Starting at $59,775, enjoy 400 horsepower, larger wheels, and performance brakes. 26 highway mpg isn’t too shabby, either.

Check out some real quotes from Jerry drivers:

Infiniti QX50 insurance costs

This compact crossover has found its audience among young families who need style and reliability. It has a turbocharged four-cylinder and plenty of nice luxury features, but the QX50 is not a sports car. Instead, it delivers a relaxed yet stylish interior with minimal cabin noise and enough features to satisfy.

On average, Infiniti QX50 insurance costs $203 per month for full coverage and $91 for state minimum coverage. Costs vary between trim models as well as based on driver profiles. 

There are five distinct trim levels available on the 2024 Infiniti QX50: 

• Pure: Starting at $41,325, the Pure gets 268 horsepower with a CVT. Front wheel drive Pures get 29 highway mpg.
• Luxe: For a starting price of $44,625, this trim gets the same horsepower as the Pure but exterior features are more luxurious with chrome accents and 20-inch wheels.
• Sport: The Sport package has nifty features like 360-degree camera, heated and cooled seats, and ambient cabin lighting. This replaced the Essential trim in previous lineups, and with a starting price of $49,525, the exterior aesthetic improvements are well worth the extra cash.
• Sensory: With a starting MSRP of $53,825, this model gets the interior upgrades from the Sport trim along with some extra perks. Auto-dimming exterior mirrors, heated rear seats, and premium 16-speaker audio system are standard.
• Autograph: Starting at $58,375, the options for luxury increase. You can opt for quilted leather seats and real wood trim. Even better, the QX50 holds more cargo than its competitors, the BMW X3.

In the table below, you’ll find real Infiniti QX50 insurance quotes from Jerry.

Infiniti QX60 insurance costs

Among luxury SUVs, the QX60 is a satisfying and relatively affordable option. With sleek design features, plenty of on-board tech, and enough power to impress, the QX60 can easily compete with others in its class—and at a lower price point.

On average, it costs $208 to buy full coverage car insurance for an Infiniti QX60 and $96 for state minimum coverage.

The 2024 Infiniti QX60 SUV is available in four trim levels:

• Pure: Starting at $50,395, enjoy standard front-wheel drive with the option for AWD. This is a 295-hp vehicle with a V6 engine and 26 highway mpg on FWD models.
• LUXE: For a starting price of $55,250, enjoy 20-inch wheels, front parking sensors, rear door sunshades, and sleek exterior and interior finishes.
• Sensory: This trim starts at $59,795, balancing luxury with affordability. Enjoy massaging front seats and an impressive premium audio system.
• Autograph: Starting at $63,795, this model offers captain’s chairs in the second row. Luxury materials improve the aesthetic (and silence) of the cabin, too.

In the table below, you’ll find real quotes for real Infiniti drivers from Jerry.

Infiniti QX80 insurance costs

Toward the top of Infiniti’s lineup is this luxury body-on-frame SUV. It’s powerful and affordable. The V8 has a real kick, and luxury features like integrated Amazon Alexa add a ton of value. You can get most of the important features with the base model, but there are three trim levels to choose from.

The average cost for Infiniti QX80 insurance is $207 for full coverage and $106 for state minimum coverage.

The 2024 Infiniti QX80 is available in three trim levels:

• Luxe: With the Luxe trim, enjoy leather upholstery as a standard feature, plus second-row captain’s chairs, premium sound system, heated front seats, and nice driver assistance features like adaptive cruise control. This trim starts at $74,595—400-hp is standard and tow rating is a whopping 8,500 lbs.
• Premium Select: Starting at $79,680, this model has dark chrome styling for extra exterior pizzazz. This dark theme carries over into the interior with Matte Mocha Burl trim.
• Sensory: For a starting price of $86,245, you can opt for the Theater package which gets you a rear-seat entertainment system and a 120-volt outlet.

In the table below, you’ll find real prices for QX80 drivers from Jerry.

Are Infinitis more expensive to insure?

Compared to the average cost of other cars, Infiniti vehicles cost 13% more to insure.

Cheapest Infinitis to insure

If you’re looking for the absolute cheapest Infiniti to insure, turn to the 2021 Infiniti Q50. It has an average monthly premium of $37 for state minimum coverage and an average of $227 for full coverage.

Most expensive Infinitis to insure

At the other end of the spectrum is 2017 Infiniti QX70, which is the most expensive Infiniti model to insure. The average monthly premium for this model is $192 for state minimum coverage or $247 for full coverage.

Keep in mind that your price could vary dramatically. Your model is just one of many factors that affect your rate. Your zip code and your driving history also play a key role. Don’t depend on averages. The only way to know if your Infiniti has the lowest possible rate is to shop around.

What factors affect Infiniti car insurance rates?

Although every insurance company has its own formula, they all take into account a variety of different factors when calculating car insurance rates:

• Vehicle cost: If the car would cost more to replace (like a high-performance or luxury model), then your collision and comprehensive coverage will cost more to reflect that.
• Vehicle age: It’s typical for new cars to contain newer technology. This higher value is why newer models tend to cost more to insure.
• Cost of parts: Performance vehicles and luxury models have specialty parts. Replacing parts and repairing these cars cost more, which is a high risk for the insurance company.
• Your age: Young drivers under 25 and older drivers over 70 pay the highest rates for insurance, regardless of make and model. The risk of claims and costly accidents is higher for these two groups than the average driver.
• Your driving record and claims history: One of the strongest indicators of risk is your claims record. If you have a clean driving record, expect lower rates. If you have accidents, violations, and other tickets on your record, your Infiniti will cost more to insure.
• Where you keep your car: If you live in a crowded city and you park your car on the street, you face additional risk for accidents and theft. That’s why your zip code affects your rates.

Here are a few specific factors that impact auto insurance rates for Infiniti:

• Safety: Some Infinitis have received top safety ratings, like the QX60. Safer vehicle cost less to insure.
• Reliability: Infinitis are known for having strong powertrains, although not all Infinitis will last 200,000 miles. Claims rates depend on your specific model.
• Availability: On the one hand, Nissan and Infiniti are popular brands in the United States. But on the other hand, many parts are imported from Japan. This can drive up insurance costs.

Infiniti insurance cost for young drivers

Out of all drivers, teen drivers between 16 to 19 pay the highest rates for car insurance. It’s simple: Young drivers have less experience behind the wheel. They can qualify for a good student discount, however.

Because young drivers are more likely to get into a costly accident, experts recommend full coverage for teens who drive newer cars.

Infiniti insurance cost for senior drivers

While middle-aged motorists pay lower rates than teens, those rates start to rise again after they turn 70. Car insurance rates for seniors must take into account the increased risk that older drivers experience. From increased vulnerability to accidents and high costs for medical expenses, insurance providers must charge older drivers higher premiums to account for the extra risk.

Infiniti insurance cost for drivers with driving violations

Driving violations are a strong indicator of risk. If you have a clean record, great! You and your Infiniti will get lower rates. But if you have one or more violations on your driving record, you can expect higher-than-average rates. Here are some of the violations that can raise rates for Infiniti drivers:

• Speeding tickets
• DUIs
• At fault accidents
• Reckless driving
• Driving on a suspended license

Cheapest car insurance for Infiniti drivers with speeding ticket

Don’t panic about a single ticket—but try to avoid getting multiple speeding tickets. This shows a pattern of high-risk behavior which correlates with more insurance claims, and it can seriously hike up your rates. If you have speeding tickets, it’s incredibly important to shop around for insurance to get the best rates.

Jerry has helped multiple Infiniti drivers with varying types of speeding tickets on their record save on car insurance. Take a look at these insurance premiums.

Cheapest car insurance for Infiniti drivers with a DUI record

Another high-risk red flag for insurers is a DUI conviction. This can cause your rates to skyrocket. Some insurers may even refuse to insure you and your Infiniti. It’s critical to shop around and do an insurance review to find an affordable rate, in this case.

Cheapest car insurance for Infiniti drivers after an accident

At-fault accidents indicate that you’re a risky driver. Insurance companies charge higher rates for high-risk drivers. If you’re an Infiniti driver with an at-fault accident in your recent driving history, you can expect to pay higher-than-average rates.

Take a look at how Jerry has helped Infiniti drivers save on car insurance after accidents.

Cheapest car insurance for Infiniti drivers with other driving violations on their record

Besides DUIs and speeding tickets, there are a variety of driving violations that can trigger rate increases. Getting caught driving on a suspended license or reckless driving can factor in, too.

Here’s a look at some common driving violations. Check out how much Infiniti drivers with these violations have paid for (and saved) on their car insurance.

How can I lower the cost of my Infiniti car insurance?

To save money on insuring an Infiniti vehicle, try one of these time-tested tactics:

• Shop around: Shopping around for insurance coverage is the best way to compare rates with different companies. Use a mobile insurance comparison app like Jerry to simplify the comparison process and get car insurance quotes fast.
• Opt for a smaller vehicle: Whether you buy new or used, think about the effect that your Infiniti model will have on your rate. Smaller models tend to cost less to insure than larger or high-performance models.
• Bundle your insurance policies: Bundling your homeowners (or renters) and auto insurance with the same company can amount to a lower overall bill.
• Ask about car insurance discounts: Nearly every car insurance company offers discounts to its policyholders, though the specific discounts and their amounts may vary. Ask about safe driver savings, autopay discounts, multi-car discounts, paperless discounts, and more.
• Reduce your coverage: Older vehicles with lower market values are good candidates for reduced coverage.
• Raise your deductible: If you can afford a higher out-of-pocket deductible, raise it for your collision or comprehensive coverage. This can lower your monthly rates significantly.

MEET OUR EXPERTS

R.E. Fulton

• Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.