How much does Nissan car insurance cost?

Originally known as Datsun in the U.S., Nissan has been producing quality cars for decades. Known for its innovation, Nissan produces vehicles ranging from sedans and sports cars to SUVs and electric vehicles.

On average, Nissan owners pay $1,176 for car insurance annually. But that’s just an average—every Nissan driver is unique, and every Nissan car insurance policy will differ from driver to driver.

There is no “average” car insurance quote that applies to everyone. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Nissan Car Insurance Quotes

Jerry has provided 95314 real Nissan insurance quotes. Check out the table below for some real-world examples.

The best car insurance companies for Nissan drivers

As you’re shopping for car insurance, it’s vital that you search for a provider that’s right for you and your car.

Your optimal car insurance plan will depend on your driving record, age, location, and claims history. For that reason, there’s no single insurance provider that’s right for everyone. To help Nissan drivers save money and find the best rates, Jerry conducted the largest insurance survey in the country.

We asked real drivers to rate their insurance companies—from major insurers like GEICO and State Farm to small regional companies like PEMCO Mutual and North Carolina Farm Bureau—on price, claims experience, and customer service. Here’s what we found.

Insurance costs for popular Nissan models

Your Nissan model is a primary factor affecting your insurance rate. Model-specific points that play a role in determining your rate include the following:

• Safety features: Vehicles with excellent safety ratings, like the Nissan Pathfinder and the Nissan Rogue, tend to have lower insurance costs.
• Vehicle value: Expensive cars, like the Nissan GT-R, typically have far higher insurance costs than economy vehicles, like the Nissan Versa or Nissan Altima.
• Vehicle class: Full-size SUVs tend to have higher insurance costs than compact SUVs and small cars.
• Engine size: Sports cars, like the Nissan 370Z, have engines built for speed, which insurers typically view as an increased risk. For that reason, performance and sports cars typically see higher insurance costs.
• Availability of replacement parts: Luxury vehicles and discontinued cars tend to have expensive or difficult-to-acquire replacement parts, resulting in increased insurance costs.
• Cost of repairs: If you drive a car with high repair costs, like a high-end luxury vehicle, you can expect to pay steeper insurance rates.

The table below contains the average cost of car insurance for popular Nissan models.

You’re required by your state to maintain a minimum level of insurance coverage. That requirement typically includes certain amounts of basic liability coverage, which includes bodily injury liability insurance and property damage liability.

In contrast, full coverage features both collision and comprehensive coverage. This insurance provides complete financial protection for you, your vehicle, and the motorists with whom you share the road.

Nissan Sentra insurance costs

Known for its practicality and fuel efficiency, the Nissan Sentra is a compact sedan that’s ideal for urban driving and daily commutes. It features modern technology, a comfortable interior, and a smooth ride.

The table below contains the average insurance costs for Nissan Sentras.

Your Sentra’s trim level also affects your insurance rates. Trim level refers to the specific model options that set your Sentra apart from the base model. For example, the 2023 Sentra is available in three trim levels.

• S: Starting at $20,050 MSRP, the base model 2023 Nissan Sentra S features a 149-horsepower engine, 16-inch wheels, a seven-inch touchscreen, and standard driver-assist and safety tech.
• SV: Starting at $21,270, the 2023 Nissan Sentra SV adds intelligent cruise control, premium interior materials, three months of SiriusXM® radio, and extra USB ports.
• SR: Starting at $22,940, the 2023 Nissan Sentra SR features an exclusive sport design, LED headlights, 18-inch wheels, and a dark chrome v-motion grille.

Higher trim levels come with higher price tags, often resulting in increased insurance prices. Because of this, you should expect the Sentra SR to have slightly inflated insurance costs compared to the entry-level trim.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Nissan Pathfinder insurance costs

A favorite with families and adventurers, the Nissan Pathfinder is a midsize SUV that combines capability and versatility. It’s known for its spacious interior with three-row seating and advanced safety features.

The 2024 Nissan Pathfinder is available in the following five trim levels:

• S: Starting at $36,535, the base model 2023 Nissan Pathfinder S includes a 284-horsepower engine, 18-inch wheels, automatic climate control, an eight-inch touchscreen display, Apple CarPlay and Android Auto, and standard driver-assist and safety tech.
• SV: Starting at $39,355, the 2023 Nissan Pathfinder SV includes additions like a remote start feature, heated exterior mirrors, adaptive cruise control, and a lane-keeping assist feature.
• SL: Starting at $42,955, the 2023 Nissan Pathfinder SL adds a power liftgate, heated steering wheel, nine-inch touchscreen display, cordless smartphone charging pad, integrated navigation, and additional USB ports.
• Rock Creek: Starting at $44,355, the 2023 Nissan Pathfinder Rock Creek features a 295-horsepower tuned version of the base engine, off-road suspension with a 0.6-inch lift, 18-inch wheels with all-terrain tires, LED fog lights, standard all-wheel drive, and custom grille.
• Platinum: Starting at $49,505, the 2023 Nissan Pathfinder Platinum is at the top of the lineup and includes upgraded leather upholstery, ambient cabin lighting, a hands-free liftgate, a digital instrument cluster, and a heads-up display.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Nissan Rogue insurance cost

The Nissan Rogue is an extremely popular compact SUV beloved for its versatility and stylish design. It provides advanced safety features, a comfortable ride, and ample cargo space, making it popular for families and drivers seeking reliable and capable crossover SUVs. Here’s how much you might expect your cost to change based on the trim level of your car:

For the 2024 model year, the Nissan Rogue is available in four trims.

• S: Starting at $28,695, the base model 2023 Nissan Rogue S features a turbocharged 201-horsepower engine, 17-inch alloy wheels, LED headlights, an eight-inch touchscreen, Apple CarPlay and Android Auto, two USB ports, a four-speaker audio system, and a standard set of driver-assist and safety tech.
• SV: Starting at $30,785, the 2023 Nissan Rogue SV adds 18-inch wheels, a remote engine start feature, heated exterior mirrors, automatic climate control, a six-speaker audio system, adaptive cruise control, and lane-keeping assist.
• SL: Starting at $35,045, the 2023 Nissan Rogue SL includes upgrades like 19-inch wheels, LED fog lights, a hands-free liftgate, driver’s seat memory settings, and a 360-degree camera.
• Platinum: Starting at $38,475, the 2023 Nissan Rogue Platinum tops the lineup with a 12.3-inch digital instrument panel, a built-in Amazon Alexa digital assistant, premium interior materials, a cordless charging pad, and an extra front-center airbag for added protection.

Check out the table below for real Nissan Rogue insurance quotes.

Nissan Frontier insurance costs

Excellent for both work and play, the Nissan Frontier is a midsize pickup truck that’s known for its powerful engines, off-road capabilities, and rugged construction. The Frontier is popular among drivers searching for a capable and dependable truck for towing, hauling, or adventuring. Here’s how much you might expect your cost to change based on the trim level of your car:

The 2024 Frontier is available in three trim options:

• S. Starting at $30,525, the base model 2023 Nissan Frontier S includes a 310-horsepower engine, 16-inch wheels, push-button start, an eight-inch touchscreen, a six-speaker sound system, Android Auto and Apple CarPlay, and standard driver-assist and safety tech.
• SV. Starting at $33,225, the 2023 Nissan Frontier SV adds 17-inch wheels, a power-adjustable driver’s seat, and three separate package options with varying features.
• Pro-X. Starting at $37,055, the 2023 Nissan Frontier Pro-X includes upgrades like Bilstein shocks, extra skid plates, custom wheels with all-terrain tires, a 10-speaker sound system, and a nine-inch touchscreen.

Below, you can find Nissan Frontier insurance quotes Jerry found for our customers.

Nissan Maxima insurance costs

The Nissan Maxima is a full-size sedan that combines luxury and performance without breaking the bank. Renowned for its powerful engine, sleek design, and high-end features, the Maxima provides a refined driving experience paired with advanced tech. Here’s how much you might expect your cost to change based on the trim level of your car:

The 2024 Maxima is available in the following three trim levels:

• SV: Starting at $39,435, the base model 2023 Nissan Maxima SV features a 300-horsepower engine, LED headlights, automatic climate control, Android Auto and Apple CarPlay, an eight-inch touchscreen, an in-car Wi-Fi hotspot, and standard driver-assist and safety features.
• SR: Starting at $44,595, the 2023 Nissan Maxima SR adds paddle shifters, sport suspension, driver’s seat memory settings, an 11-speaker Bose audio system, and lane-keeping assist.
• Platinum: Starting at $45,545, the 2023 Nissan Maxima Platinum includes upgrades like automatic wipers, premium interior materials, and heated rear seats.

Check out the table below for Nissan Maxima car insurance quotes from real Jerry customers.

Are Nissans more expensive to insure?

Compared to the average cost of other cars, Nissan vehicles cost 6% more to insure.

Cheapest Nissans to insure

The Nissan model cheapest to insure is the 2021 Nissan Rogue SV, with an average monthly premium of $42 for minimum liability insurance and $69 for full coverage.

Most expensive Nissans to insure

The Nissan model with the most expensive average insurance rate is the 2015 Nissan Armada, averaging $181 monthly for basic liability coverage and $241 monthly for full coverage.

But don’t forget that your insurance rates are based on unique aspects of your driver profile. To find the most affordable premium, you’ll need to shop around and compare rates from many companies.

What factors affect Nissan car insurance rates?

There is a wide range of factors that affect how your Nissan car insurance rate is calculated.

• Vehicle age: If you drive a newer Nissan, you’ll most likely see higher insurance costs.
• Vehicle cost: Expensive cars, like the Nissan GT-R, have steeper insurance rates than cheaper options, like the Nissan Murano or the Nissan Leaf.
• Parts cost: Insurance typically costs more for cars with expensive or difficult-to-acquire parts.
• Your age: Drivers under 25 and over 75 pay the highest insurance premiums. If you’re within one of those age groups, you’ll likely pay inflated rates.
• Your driving record and insurance claims history: You should expect to pay higher rates if you have a history of crashes or auto insurance claims.
• Where you store your car: Leaving your car unsheltered outside exposes it to higher risks of damage due to theft, vandalism, or weather. This can result in increased insurance expenses.

Your Nissan car insurance rates may also depend on the following specific factors:

• Imports: Many Nissans are produced in Japan. This can cause replacement costs to be higher than domestic vehicles.
• Safety: Nissan vehicles get excellent safety ratings, which can help lower your insurance costs.
• Reliability: Cars with great reliability scores, like Nissan, tend to have lower insurance costs.

Nissan insurance cost for young drivers

Out of all age groups, car insurance rates are the most expensive for teen drivers between 16 and 19. Because teens are statistically more likely to be involved in accidents, experts recommend full overage for teens who own their own cars.

Nissan insurance cost for senior drivers

Seniors over 75 pay the second-highest insurance premiums out of all age groups. Car insurance rates for seniors are high due to older drivers’ increased risk of being involved in an accident. Additionally, seniors are more likely to become severely injured in an accident, which can cause high medical bills and inflated insurance rates.

Nissan insurance cost for drivers with driving violations

Another prominent factor insurance companies consider when determining your rate is your driving record. For drivers with records free of violations and at-fault accidents, rates tend to be low. However, you’ll likely face steep rates if you have any of the following violations on your record:

• Speeding tickets
• DUIs
• At-fault accidents
• Reckless driving
• Driving on a suspended license

Cheapest car insurance for Nissan drivers with a speeding ticket

While a single speeding ticket for one to five miles over the limit shouldn’t cause your rates to increase too much, multiple tickets or one criminal speeding ticket may cause your premiums to skyrocket. Jerry has proudly helped many Nissan drivers with speeding tickets find quality insurance coverage.

Cheapest car insurance for Nissan drivers with a DUI

A DUI conviction on your record is liable to raise your rates. And you’ll probably have to shop around to find the best coverage. Jerry has helped many Nissan drivers find quality coverage after a DUI.

Cheapest car insurance for Nissan drivers after an accident

Other major elements that affect your insurance rate include your accident history and insurance claims record. If you’ve caused an accident recently, your rates will likely rise. Jerry has proudly helped many Nissan drivers find deals on car insurance after an accident.

Cheapest car insurance for Nissan drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only driving violations that can raise your insurance rates. Other offenses, like reckless driving and driving on a suspended license and also cause your premiums to climb. Fortunately, Jerry can help Nissan drivers find coverage after a variety of violations.

How can I lower the cost of my Nissan car insurance?

There is an array of methods you can use to lower your Nissan car insurance rates.

• Compare rates: The best way to find quality coverage at affordable rates is to shop around for insurance coverage. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies.
• Bundle your insurance plans: Another proven way to reduce your monthly bill is by bundling your homeowners and auto insurance with the same company.
• Participate in a telematics program: Telematics programs may track driving habits and reward safe drivers with lower rates. Many of the top insurance providers offer insurance discounts for drivers who participate in telematics programs.
• Raise your deductible: The deductible is the amount of money you must pay out of pocket before the insurance company will pay on a claim. Increasing your deductible is one way to reduce your rate.
• Reduce your coverage: Older and less valuable vehicles don’t need as much coverage as expensive new models. If you drive an older Nissan, you may be able to save some cash by reducing your coverage.
• Purchase a used car: New cars tend to face steeper insurance rates than older used cars. Driving a used Nissan may be a solid way to cut down on your insurance expenses.

MEET OUR EXPERTS

R.E. Fulton

• Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.